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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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fruitie
post Mar 1 2021, 02:06 PM

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QUOTE(Ramjade @ Mar 1 2021, 12:09 PM)
Anyone know if ambank true visa card stop giving cashback for topping up Bigpay?
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I'm still getting every month since Nov 2019.
fruitie
post Mar 29 2021, 01:52 PM

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QUOTE(Ramjade @ Mar 29 2021, 01:13 PM)
Can Ambank waive/absorb the SST charge? Thank you.
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Which card? True Visa? Forget about it.
fruitie
post Mar 29 2021, 03:59 PM

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QUOTE(Ramjade @ Mar 29 2021, 02:45 PM)
Yes true visa. I haven't call yet. Just want to know if anyone managed to get it waived/absorbed.
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Nobody has gotten it but you can try.
fruitie
post Jun 28 2021, 12:33 PM

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QUOTE(avinlim @ Jun 28 2021, 08:29 AM)
Ok. thanks all. Detected the problem. Lesson learnt. Better do BP related transaction on morning after 8am.

Done my transaction on 12.30am. BP record as 1 May, But ambank posted as 30 April. So no cb on month of May 2021.
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Not really AmBank’s issue, it’s BigPay’s problem. It happens to other banks as well.

Actually AmBank True cashback is not FCFS, why the rush though? I usually only spend on 27th/28th of the month.
fruitie
post Jul 14 2021, 10:59 AM

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QUOTE(KeSToN @ Jul 14 2021, 10:39 AM)
anyone got missing cashback for july 2021?
just called CS
all 3 same MCC 6540
they will investigate further

user posted image
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I thought you should be seeing your spending in June instead?
fruitie
post Oct 6 2021, 11:11 AM

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QUOTE(whycanot323 @ Oct 6 2021, 11:09 AM)
havent apply this AMbank True Visa CC.
Want to check, is this card :
1) entitled 3% CB for topup BigPay, TnGeWallet, ShopeePay,Lazadawallet ?
2) is the CB is first come first serve (something like YOLO cc) ?
3) CB amount count by calendar month (1st of each month) or statement month?
4) anyone get SST RM25 waived?
*
Can forget about it. True Visa no longer available for new applications.
fruitie
post May 18 2022, 10:03 AM

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QUOTE(arthur88 @ May 17 2022, 08:43 PM)
maybe i'm outdated, its the default RM30 cash back still available? or being replaced or temporary stop for other promo?

i still havent get any cash back for April spending, now is mid of May, still didnt see May cash back
i checked back my statement, normally cash back around 2nd week or 3week of the month
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Hmm.. Dec 2021 cash back only got on 29th Jan, Jan 2022 cb only got on 18th Feb, Feb cb only got on 21st March. March cb was slightly earlier on 12th April.
fruitie
post Jun 7 2022, 05:55 PM

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QUOTE(avinlim @ Jun 7 2022, 05:41 PM)
the FD can take out once you got the card? or the FD has to stay there as long as you hold that credit card?
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FD has to be there and it is your credit limit. Once you withdraw your FD, your card will be cancelled too.
fruitie
post Jul 22 2024, 09:43 PM

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QUOTE(lilsunflower @ Jul 18 2024, 06:44 PM)
Just sharing some info here:

I'm an existing Ambank CC holder and applied for Ambank Enrich CC via the app (did not need to put e-mail address in the application). Already received my Enrich CC card.
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Thanks sis! This is the information I was looking for. laugh.gif
OK, I’m going to apply later.
fruitie
post Jul 23 2024, 04:20 PM

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May I know how long does it take for them to process application via app? Will I be informed for approval or rejection? I just attached a copy of latest payslip, not sure if they will accept it. laugh.gif

I just realized my existing VI is from Islamic entity and not conventional. My conventional is only the True Visa which has lower salary requirement than Enrich VI. Hopefully they will approve my application. sweat.gif
fruitie
post Jul 23 2024, 05:20 PM

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QUOTE(xin @ Jul 23 2024, 04:29 PM)
It took me within one week to get everything in check. And approval took another week, i received an email followed by a sms informing that my application has been approved and can proceed to collect the CC in my preferred Ambank branch. Ambank branch then called the following day as well to inform CC arrived and can be collected anytime. Seems to be quite efficient and the Sales Executive assigned was very accomodating.
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OK, hopefully all goes well with my application. laugh.gif
fruitie
post Jul 26 2024, 02:33 PM

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OK, AmBank called me for verification purposes. Hopefully my card will be approved. The officer said should be OK. Just in time for my next trip to Bangkok in three weeks time.

This GL voucher can be used for the Regional GL right? Last time I was there it was not too bad compared to the one at the satellite building.

This post has been edited by fruitie: Jul 26 2024, 02:34 PM
fruitie
post Jul 31 2024, 06:30 PM

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I applied via the app, and two days after my application, a sales executive based in Menara AmBank emailed me to check my availability so she could call me to proceed with the formalities. I replied, and she called me back the same day.

If anybody would like her contact, can PM me. I don't know her, but she emailed me, and her details are in the signature. smile.gif

She sent me: "Ms xxx have apply AmBank Enrich Visa Infinite at website , What is the preferred time to call you for Credit Card confirmation ? "

So, I guess she is one of those who picks up applications on the app and website.


Also, my card is not yet approved, I haven't seen anything yet. laugh.gif

This post has been edited by fruitie: Jul 31 2024, 06:31 PM
fruitie
post Aug 23 2024, 02:09 PM

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I'm super disappointed by AmBank's efficiency, I wanted to add the Enrich VI and applied since last month 23rd July. Until today still no progress though I have been following up almost every week, one officer called me just now and told me they have a huge backlog and no definite time when my application will be processed. rclxub.gif

Is this true?
fruitie
post Aug 23 2024, 04:57 PM

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QUOTE(leootan @ Aug 23 2024, 04:45 PM)
Mine submitted through app on 8/8/2024, bank staff called for verification on 12/8/2024.

Enrich VI approved on 19/8/2024, called to collect card at branch on 20/8/2024.
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That's fast. I also applied mine via app and got the verification call 3 days later, then the progress has been so slow...
fruitie
post Aug 23 2024, 05:41 PM

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QUOTE(wjleong15 @ Aug 23 2024, 05:18 PM)
curious these backlogs shared by whole processing team or by individual staff?  hmm.gif
if later then you have no luck  hmm.gif
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I'm totally speechless by their service. I don't know what are they doing.
fruitie
post Aug 23 2024, 08:53 PM

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QUOTE(kremlin @ Aug 23 2024, 08:45 PM)
I have issues with them as well. They refused to increase my credit limit and I am stuck at RM10k. UOB gave me 10x the credit limit.
Do you spend a lot oversea that is good enough to offset the annual fee for Ambank VI?
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I’m not sure yet because I do travel to overseas on and off.
fruitie
post Aug 23 2024, 09:46 PM

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QUOTE(tan_aniki @ Aug 23 2024, 09:26 PM)
just skip it
i dun even bother to apply for it
the rate is not much attractive and only for 1st 43mil points after that even worse than HLB VI rate
golden lounge i can get enrich gold from enrich money
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Yeah, I told them already that if it’s so difficult then don’t process. sleep.gif
For GL, I do get from my business class long hauls usually but for short haul I go for economy, so GL vouchers look good. Maybe I will stick to PPF instead. Oh Enrich Money, I will look into it.

I do have HLB VI as well, it’s already not that competitive and I can’t believe it’s worse than HLB VI. laugh.gif
fruitie
post Aug 24 2024, 11:49 PM

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QUOTE(apalexar @ Aug 24 2024, 07:32 AM)
I think it depends who handle your application, as for my case the staff is "over" efficiency, I know I may need to submit extra docs but I didn't pickup their call since I'm overseas, end up they call me everyday more than a week laugh.gif
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Good for you. thumbup.gif I hope mine will be approved soon.
fruitie
post Sep 3 2024, 10:38 AM

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Finally I got an update yesterday that my Enrich VI is approved. rclxub.gif This is certainly not a good experience. laugh.gif

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