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 Conditional High Yield Savings Account

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GrumpyNooby
post Nov 10 2020, 03:26 PM

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QUOTE(MilesAndMore @ Nov 10 2020, 03:16 PM)
The TRB for HSBC Premier is RM200,000, not 250k.
The TRB for HSBC Advance is RM30,000, not 100k.
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What is TRB?
GrumpyNooby
post Nov 11 2020, 07:34 PM

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New product from Affin: Affin Avance™ Savvy:

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https://www.affinonline.com/affin_avance_savvy
GrumpyNooby
post Nov 16 2020, 12:44 PM

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MIGHTY ASSISTANCE BY MY SIDE WITH ONE ACCOUNT

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Earn 20% p.a. Bonus Interest for 20 days with ONE Account in just 2 simple steps.

Sign up online and be rewarded with RM30 Lazada e-Cash Voucher*.

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Campaign period: From now until 31 December 2020.

* Eligible customer shall deposit and maintain at least RM1,000 in UOB ONE Account. For avoidance of doubt, UOBM will be using Monthly Average Balance (MAB) the next calender month after UOB ONE Account is opened for calculation.
Terms and conditions apply. Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

Sign up online gift T&C: https://www.uob.com.my/web-resources/person...her-tnc-eng.pdf
ONE-derful Account Opening T&C: https://www.uob.com.my/web-resources/person...omo-tnc-eng.pdf

Campaign link: https://www.uob.com.my/personal/promotions/...-highlight.page
GrumpyNooby
post Nov 18 2020, 04:47 PM

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QUOTE(mamamia @ Nov 18 2020, 04:39 PM)
https://www.facebook.com/560282259/posts/10...1764882260/?d=n

Something fishy, wonder how this happened..
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My friend has been harassed for days by calls claiming that they're from AmBank saying that there's an outstanding amount for a credit card that is being applied at the Klang branch during X/X/2020 date while my friend is not from that state and never been to Klang before.

I insisted that my friend to ignore the calls only.
But the harasser called my friend several times with several different numbers.
I also asked my friend to just block those numbers.
But they're persistent and I asked my friend to just print the CCRIS report. If the stated card is valid, it'll be showed in the table in the CCRIS report.
However, my friend kept saying busy and no time to go to BNM etc.
Lastly, I asked my friend to just call AmBank official CS and check if my friend has any valid account/credit card with them.
At last, my friend rest relieved as the CS told him that he has no products with AmBank at all!

Let's be educated and stay calmed in dealing with this kind of situation.

This post has been edited by GrumpyNooby: Nov 18 2020, 05:59 PM
GrumpyNooby
post Nov 18 2020, 05:05 PM

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QUOTE(mamamia @ Nov 18 2020, 04:55 PM)
Wah, sound so scary.. but, I just wonder how the hacker manage to register OneToken without the OTP..
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Interesting to find out that upon confirmed with my friend that the calls receiver start with +603-9413XXXX

Wondering which area in Klang Valley starts with 9413? hmm.gif
GrumpyNooby
post Nov 20 2020, 10:20 PM

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Looking to maximise your savings? Switch now to AFFIN AVANCE™ Savvy/Savvy-i and enjoy high preferential interest/profit per annum📈!
Interested? Apply now at https://www.affinonline.com/affin_avance
GrumpyNooby
post Nov 23 2020, 07:09 AM

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QUOTE(Tronoh @ Nov 22 2020, 09:54 PM)
Not really telling how much is the rate, I'd expect on par with the standard privilege accounts i.e. not very high. But I guess someone out there that earns more than RM7k per month is going to be attracted by the "Digital Financials Dashboard" service.
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The entry and maintenance is very low:

QUOTE(GrumpyNooby @ Nov 11 2020, 07:34 PM)
New product from Affin: Affin Avance™ Savvy:

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https://www.affinonline.com/affin_avance_savvy
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1. No need fresh fund
2. No need tied any credit card

It's like UOB InvestPro.
GrumpyNooby
post Dec 4 2020, 08:03 PM

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Revision of Deposit Rates Effective 1 January 2021
-4 December 2020

We wish to inform that effective 1 January 2021, the revised deposit rates are as follows:
- Revision of Deposits Rates Effective 1 January 2021 (Link:https://www.affinonline.com/AFFINONLINE/media/assets/announcement/BI_ConventionalInterestRate04122020.pdf)

For more information, contact our Call Centre at 03-8230 2222, visit your nearest AFFINBANK branch.
GrumpyNooby
post Dec 29 2020, 10:27 AM

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[28/12/2020] REVISION ON INTEREST RATES / PROFIT RATES FOR OCBC 360 ACCOUNT/-i, BOOSTER ACCOUNT/-i, PREMIER BOOSTER ACCOUNT/-i EFFECTIVE 1 JANUARY 2021

We are revising Interest Rates/Profit Payments starting 1 January 2021 for the following accounts -

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PDF link: https://www.ocbc.com.my/assets/pdf/Accounts...nt_28122020.pdf
GrumpyNooby
post Jan 5 2021, 07:14 PM

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RinggitPlus Readers’ Choice Awards 2020: Affin Duo, Maybank, TNG eWallet Emerge As Big Winners

Best High Interest Savings Account (HISA) In Malaysia: Hong Leong Pay & Save (22.1%)
- A surprising winner in this category, Hong Leong Bank’s Pay & Save High Interest Savings Account (HISA) just about nipped ahead in first place by a mere 0.2% of votes ahead of the OCBC 360 account (21.9%).

- HISAs usually require account holders to perform some basic tasks/transactions to unlock more interest, and you can take a look at the best ones in our Best High Interest Savings Accounts article. In the case of the HLB Pay & Save, account holders can unlock up to 2.25% p.a. interest by performing 3 tasks: Deposit, Pay, and Spend. There’s an additional 0.9% p.a. unlocked as well if account holders invest in share trading.

Article link: https://ringgitplus.com/en/blog/ringgitplus...ig-winners.html

This post has been edited by GrumpyNooby: Jan 5 2021, 07:18 PM
GrumpyNooby
post Jan 18 2021, 11:47 AM

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QUOTE(Leroi2x @ Jan 18 2021, 11:32 AM)
Tnc show effective 7/jan
Save rate been raise to 2%
So total all together can be 3%
Anything i miss?
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2% Save Bonus is even better than PSA at 0.9% oa
GrumpyNooby
post Jan 18 2021, 03:26 PM

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QUOTE(2xMachina @ Jan 18 2021, 03:20 PM)
Standard Chartered is revising their T&C for Privilege Saver on 1st Feb

All up to 100k:
Base: 0.05
Deposit: 0.9
Debit 5x: 0.9
Credit 1k: 0.9

Invest: 2% with 30k/yr Insurance, or 30k UT (valid for 3 months only)
(Seems crazy high requirement for year round. 120k per year to get 2% fully)

Gonna miss the 1k/month for 20k 2%
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You'll continue to enjoy the "old" Invest Bonus plan till fulfillment reaches:

21. Existing Accountholders who have signed-up the Eligible Unit Trust or an Eligible Insurance / Takaful Policy in year 2020 and 2021 under previous Privilege$aver campaign (1 Feb 2020 to 31 Jan 2021) will continue to enjoy Bonus Interest/Hibah on the Wealth category for 12 months as per the conditions set forth under the previous Privilege$aver campaign (1 Feb 2020 to 31 Jan 2021).

GrumpyNooby
post Feb 2 2021, 06:02 PM

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QUOTE(infernape772 @ Feb 2 2021, 05:57 PM)
Any recommendations for the best high interest savings account available in the market now? I'm currently looking at OCBC Frank, OCBC360, and Citibank Step Up
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RHB Smart Account
GrumpyNooby
post Feb 5 2021, 06:59 PM

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SUPERCHARGE YOUR SAVINGS NOW WITH UOB STASH ACCOUNT

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Campaign link: https://www.uob.com.my/personal/promotions/...-highlight.page
GrumpyNooby
post Feb 5 2021, 07:46 PM

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QUOTE(!@#$%^ @ Feb 5 2021, 07:38 PM)
worth it?
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Cannot comment as I already have this account.
GrumpyNooby
post Feb 22 2021, 12:29 PM

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AFFIN AVANCE Savvy Techy Campaign

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Enjoy AI Smart Home when you apply for AFFIN AVANCETM Savvy Account/Savvy-i Account and AFFIN AVANCE™ Credit Card/Credit Card-i today.

Campaign Period:
17 February – 31 March 2021

Applicable for new AFFIN AVANCE™ customer only. Gift is limited to 250 units only and will be rewarded based on first-come, first served basis.

Click here for full Terms and Conditions.
https://www.affinonline.com/AFFINONLINE/med...paignTnCEng.pdf

This post has been edited by GrumpyNooby: Feb 22 2021, 12:30 PM
GrumpyNooby
post Feb 25 2021, 03:32 PM

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QUOTE(C7-arrot @ Feb 25 2021, 03:17 PM)
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I have received an RM1.75 misc credit in my UOB One Savings Account.
Who knows this cashback is under which campaign? I have totally no idea
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Could it be one of the condition fulfillment (Step 1 or Step 1+2) that awards bonus interest?

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https://www.uob.com.my/personal/save/saving...ne-account.page
GrumpyNooby
post Mar 4 2021, 09:26 AM

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RHB Smart Account accountholders, can I open the account from RHB Now without the need to go to branch to fully complete the process?

Thank you.

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GrumpyNooby
post Mar 4 2021, 10:13 AM

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QUOTE(!@#$%^ @ Mar 4 2021, 10:12 AM)
when i open a few months back, no need to go branch. need to go branch to get debit card, if u need. or if u have an existing debit card, can tagged it to smart account.
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I saw in FB few weeks/months back that debit card can delivered to the mailing address.
Such feature still available?
GrumpyNooby
post Mar 4 2021, 10:19 AM

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QUOTE(!@#$%^ @ Mar 4 2021, 10:17 AM)
owh, maybe new feature. got to wait for other response. but anyhow, i don't think need debit card if u have credit card for the expenditure. i opened mine without debit card.
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But I don't existing debit card.
Can this account alive without debit card?

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