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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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ysling
post Nov 6 2017, 10:36 AM

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wanted to ask about the cashback campaign (6x weekly, each >RM50 per swipe), in T&C it says it excludes the transactions that earn Cash Back under other on-going Cash Back promotion.

Does it mean that if i use my Quantum Cashback credit card, those already cover in the Cashback category (e.g. online) will not be counted as to participate in the cashback campaign?
cybpsych
post Nov 6 2017, 10:55 AM

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QUOTE(akib_mullen @ Nov 6 2017, 10:36 AM)
On the 1st page, the flexipay for pb quantum 12 months min rm1200, I cannot find it in the public bank website. Anyone can find it? Or maybe I didn't find it thoroughly
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quantum's flexipay is only stated on the "Live The Moment" promo page. it follows the existing Flexipay T&Cs, just Quantum has 0% 12-month offer, other cards has 0% 9-month.

refer Flexipay page here >> https://www.pbebank.com/Personal-Banking/Pr...y-Plan-(3).aspx

QUOTE(ysling @ Nov 6 2017, 10:36 AM)
wanted to ask about the cashback campaign (6x weekly, each >RM50 per swipe), in T&C it says it excludes the transactions that earn Cash Back under other on-going Cash Back promotion.

Does it mean that if i use my Quantum Cashback credit card, those already cover in the Cashback category (e.g. online) will not be counted as to participate in the cashback campaign?
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those are existing CARD FEATURES. no impact.

that clause meant for other PROMO CASHBACK, sometimes pbb may introduce new promo and overlap with this swipe promo. so, be mindful when deciding to target new promo, it may invalidate your swipe promo.
eddievh
post Nov 6 2017, 11:19 AM

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Eligible cashback:Dining category
MacDonald bandar puteri Klang , Bagan seafood Restaurant bagan Port Klang.

Card:Quantum mastercard.

This post has been edited by eddievh: Nov 6 2017, 11:21 AM
ysling
post Nov 6 2017, 11:30 AM

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QUOTE(cybpsych @ Nov 6 2017, 10:55 AM)

those are existing CARD FEATURES. no impact.

that clause meant for other PROMO CASHBACK, sometimes pbb may introduce new promo and overlap with this swipe promo. so, be mindful when deciding to target new promo, it may invalidate your swipe promo.
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thank you bro! rclxms.gif
TSDarReNz
post Nov 6 2017, 12:36 PM

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QUOTE(babienn @ Nov 6 2017, 09:38 AM)
Bro mind to share more? 2 months ago I tried to set the sms alert to as low as possible but the CS said everything go though with PIN will not have sms alert.
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for me CS said it requires management approval so i said go ahead nod.gif
akib_mullen
post Nov 6 2017, 01:46 PM

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QUOTE(cybpsych @ Nov 6 2017, 10:55 AM)
quantum's flexipay is only stated on the "Live The Moment" promo page. it follows the existing Flexipay T&Cs, just Quantum has 0% 12-month offer, other cards has 0% 9-month.

refer Flexipay page here >> https://www.pbebank.com/Personal-Banking/Pr...y-Plan-(3).aspx
those are existing CARD FEATURES. no impact.

that clause meant for other PROMO CASHBACK, sometimes pbb may introduce new promo and overlap with this swipe promo. so, be mindful when deciding to target new promo, it may invalidate your swipe promo.
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No wonder i only see the link that you gave me. Thanks
ysling
post Nov 6 2017, 01:49 PM

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QUOTE(cybpsych @ Nov 6 2017, 10:55 AM)

those are existing CARD FEATURES. no impact.

that clause meant for other PROMO CASHBACK, sometimes pbb may introduce new promo and overlap with this swipe promo. so, be mindful when deciding to target new promo, it may invalidate your swipe promo.
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Another thing I would like to ask is the number of swipes. I have quantum credit card. Can the number of swipes be added together for both mastercard and visa (e.g. master card 4 swipes, visa 2 swipes) to entitle for the min 6x swipes per week? Since Quantum is consider a dual card, so just out of curiosity.
cybpsych
post Nov 6 2017, 02:17 PM

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QUOTE(ysling @ Nov 6 2017, 01:49 PM)
Another thing I would like to ask is the number of swipes. I have quantum credit card. Can the number of swipes be added together for both mastercard and visa (e.g. master card 4 swipes, visa 2 swipes) to entitle for the min 6x swipes per week? Since Quantum is consider a dual card, so just out of curiosity.
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based on my understanding, total swipe aggregation is per card under your NRIC, meaning 2x visa + 4x mastercard should aggregate to 6x total swipes.
owj
post Nov 6 2017, 02:18 PM

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Havent received week 8 cb. Anyone has?
cybpsych
post Nov 6 2017, 02:19 PM

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QUOTE(owj @ Nov 6 2017, 02:18 PM)
Havent received week 8 cb. Anyone has?
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pbe. unusually late.

let's hope they didnt tweak the any of the "eligible spend" criteria. confused.gif
TSDarReNz
post Nov 6 2017, 02:22 PM

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QUOTE(eddievh @ Nov 6 2017, 11:19 AM)
Eligible cashback:Dining category
MacDonald bandar  puteri Klang , Bagan seafood Restaurant bagan Port Klang.

Card:Quantum mastercard.
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updated too cool2.gif
akib_mullen
post Nov 6 2017, 03:05 PM

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What is this meaning
» Click to show Spoiler - click again to hide... «

kevyeoh
post Nov 6 2017, 03:57 PM

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hi all...for the mi band supplementary card promo...anyone knows if insurance payment qualify or not? or i need to do retail transaction RM300?

if no one knows, i'll call CS then... hehe..thanks!
ClarenceT
post Nov 6 2017, 04:04 PM

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QUOTE(akib_mullen @ Nov 6 2017, 03:05 PM)
What is this meaning
» Click to show Spoiler - click again to hide... «

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Use payment to other card and key in your card number.
akib_mullen
post Nov 6 2017, 04:06 PM

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QUOTE(ClarenceT @ Nov 6 2017, 04:04 PM)
Use payment to other card and key in your card number.
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One more question, public bank cc can we pay more than our credit limit, like CIMB?
ClarenceT
post Nov 6 2017, 04:15 PM

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QUOTE(akib_mullen @ Nov 6 2017, 04:06 PM)
One more question, public bank cc can we pay more than our credit limit, like CIMB?
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From CDM, other banks to over-pay, no problems. I have never tried at PB E-bank.
Only M2U is too smart to reject over-payment!
akib_mullen
post Nov 6 2017, 04:18 PM

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QUOTE(ClarenceT @ Nov 6 2017, 04:15 PM)
From CDM, other banks to over-pay, no problems. I have never tried at PB E-bank.
Only M2U is too smart to reject over-payment!
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I don't want pbe like M2U, some of my transaction still not appear but want to pay already. Too late or I will use the money for something else lol biggrin.gif
spreeeee
post Nov 6 2017, 04:52 PM

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sorry if noob question.

"5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend."

means i can spend all rm600 at dining, to get rm30 cashback?
cybpsych
post Nov 6 2017, 04:56 PM

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QUOTE(spreeeee @ Nov 6 2017, 04:52 PM)
sorry if noob question.

"5% Cash Back on Online & Dining transactions, capped at RM30 per monthly statement cycle equivalent to RM600 spend."

means i can spend all rm600 at dining, to get rm30 cashback?
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online or dining or both, cb capped at RM30
thlo87
post Nov 6 2017, 05:00 PM

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QUOTE(cybpsych @ Nov 6 2017, 02:17 PM)
based on my understanding, total swipe aggregation is per card under your NRIC, meaning 2x visa + 4x mastercard should aggregate to 6x total swipes.
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The swipe aggregation is based on NRIC ? if i have a few supp cards with different NRIC, do those swipes count towards the aggregation

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