possibly the same team for tabulating the promo is occupied in cleaning up the double-posting mess.

Got my 2 Quantum cards. I think both are pretty useful for dining, departmental store purchases and online purchases. CIMB Cash Back is now pretty useless so I will cancel it and replace with the Quantum master. It seems my HL Mach are no longer useful as well as Quantum master has the dining cash back too.

The only question is what cards I should put in my wallet. Full of cards lol

just put 3 transactions for tnb via uobpayonline....will monitor whether still got multiple postings or not...

Guys, i am planning to buy apple watch at Apple.com.my. May i know am i entitled for 5% cash rebate (online purchase) with the use of PBB Quantum mastercard??

Hi, may I know the minimum supporting documents required for quantum card application? Are payslip, ea statement, epf statement, employment letter all required? Or I just submit payslip n epf statement will be sufficient?

I submitted latest 3 mth payslip + nric. that's all.

I don't see why not...it is online purchase after all

Maybe someone who have tried before can confirm

hi all,

i apply my PBB quantum card through ringgit plus.
the promo was swiping rm250 to get TNG card but i have some questions,


do i need to swipe both cards as in rm250 each card? (i receive both visa and master)
is it rm 250 for 1st swipe or commulative swipe in 45 days? (the staff told me to swipe both card with rm250 as the first transaction)

anyone have similar experience can share?

thank you

PBB VS card for AA online purchase entitled CB right.

Want to ask/confirm:

the CB circle is follow statement date right? planning to buy AA tickets, but realized my statement date is on 27th... if purchase AA tickets today, mean I will max out my CB and not worth it.

are my understanding correct?

yes, per statement cycle.

however, there's hope

if you swipe for AA tickets now, but it get posted after 27 Oct, then the cb is on your next cycle.

ok thanks.

did they send a autoreply email after send in application? i had send my application since monday but now like nothg happen. not even a system auto reply...

just get my VS card last month so still not so familiar with the rule..
as per tnc, 6% Cash Rebate is capped at RM50 per month per principal account

just to make clear:
Scenario A, my statement date is 16 oct

I have swiped rm100 online on 01/10, so the cash back on 16/10 statement is rm6.
then I swipe rm855 online on 17/10, and I swipe rm100 on 01/11, so the cash back on statement 16/11 is rm50.

is that mean that I will lose the cash back for the rm100 on 01/11?


Scenario B, my statement date is 16 oct

I have swiped rm100 online on 01/10, so the cash back on 16/10 statement is rm6.
then I swipe rm855 online on 01/11, so the cash back on statement 16/11 is rm50.
next month I swipe rm100 online on 17/11, so the cash back on statement 16/12 is rm0.

is that mean that I will lose the cash back for the rm100 on 17/11?

thanks

This post has been edited by wan7075: Oct 25 2017, 01:46 PM

It is all about the POSTING DATE.
If the POSTING DATE is before 16/Oct, the transaction will be included in the 16/Oct statement, and vice versa.

The swipe date is known as TRANSACTION DATE.
It will take few days (minimum 1 day) for the merchant and bank to process/post a transaction.

refer inline comment.

scenario B is better.

note: all based on assumption the transaction get posted within the same cycle and eligible for cb.

This post has been edited by cybpsych: Oct 25 2017, 01:59 PM

for scenario B,
01/11 rm855 get rm50
17/11 rm100 get rm6
total = rm56 for November

so mean this statement is incorrect? => 6% Cash Rebate is capped at "RM50 per month" per principal account.
and it should change to capped at "RM50 per monthly statement" cycle.

now I need to recalculate back my spending.

This post has been edited by wan7075: Oct 25 2017, 02:11 PM

Ive applied for pb quantum visa thru the pb website.then i email my supporting document thru email at pbcs online@publicbank.

Its been a week since my application .no reply from them only get autoreply

this is why one of the FAQ in any cc thread would be: "cashback calculation is based on statement month or calendar month?"

if you're reviewing your calculation/formula, count it based on POSTING DATE instead. this is more accurate to determine actual cb amount.

e.g.

swipe RM100 on 1/10, posted on 2/10, cb RM6 on 16/10 (assuming no other spending).
swipe RM100 on 15/10, posted on 16/10, cb RM6 on 16/10.
swipe RM100 on 16/10, posted on 16/10, cb RM6 on 16/10.
swipe RM100 on 16/10, posted on 17/10, cb RM0 on 16/10. the RM100 is to be calculated in next cycle ending 16/11.

This post has been edited by cybpsych: Oct 25 2017, 02:18 PM

I can understand the cash back based on posting date. but the sentence in 1st thread is confusing.
can I suggest TS to modify the sentence on VS and put the example on 1st page? then newbie no need to keep asking again and again.

thanks bro cybpsych.

post 1 was originally meant to be read together with post 2, somehow was split into 2 posts when new TS assigned

perhaps DarReNz can reword VS' cb info.