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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Oct 10 2017, 04:45 PM

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Enjoy RM68 Cash Back when you sign up for Automatic Fund Transfer (AFT) [ PBB | T&Cs | Application Form ]
1 October 2017 – 31 March 2018

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cybpsych
post Oct 11 2017, 09:14 AM

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QUOTE(christie_ang @ Oct 11 2017, 09:08 AM)
can you advice on the content in the email?
How to let them feel that Telekom is not utility?
CS in the phone call said the MCC code is utility... bangwall.gif
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your telekom is not the problem, no need waste time explaining to cs as they dont know the technicality of the cashback calculation mechanism.

culprit could be the mpsp, so techically you achieved 6x eligible swipes.
cybpsych
post Oct 11 2017, 02:18 PM

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QUOTE(lilsunflower @ Oct 7 2017, 07:06 PM)
Based on my OTPs, my last few swipes were all 7th September after midnight. 10th swipe was 12.46am.
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QUOTE(winner @ Oct 11 2017, 01:52 PM)
What was roughly the timing when you made the transactions on 7th Aug? Were the transactions made via Shopee, or online transactions with overseas payment gateway?
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she already replied this.
cybpsych
post Oct 11 2017, 03:15 PM

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QUOTE(winner @ Oct 11 2017, 02:53 PM)
No. I want to know the transaction types, whether they were transactions with overseas payment gateway.
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no, you asked this "What was roughly the timing when you made the transactions on 7th Aug?" which already got the answer.

of the question what type of transaction she did, obviously not shared.
cybpsych
post Oct 12 2017, 08:54 AM

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QUOTE(nickcct @ Oct 6 2017, 07:39 AM)
Hi guys, just got my quantum card approved. Want to ask can I just cancel one of it? Either visa or master.

Not really need the Visa after I get the luggage bag.
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QUOTE(cybpsych @ Oct 6 2017, 10:23 AM)
someone asked before the same question, but havent responded back.

i'll remind myself asking this question next round when i call CS.  laugh.gif

personally, i'd prefer to keep the Visa. useful for Departmental & Entertainment (eg use for movie tix if your Quantum Mastercard already maxed out).
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ok i purposely asked CS whether can cancel either of the Quantum cards.

CS said no issue to cancel either card.

you can try for your quantum card once gotten the luggage bag sweat.gif
cybpsych
post Oct 12 2017, 08:59 AM

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QUOTE(SzeMeng76 @ Oct 12 2017, 08:58 AM)
But both useful for me. Visa very useful when I shopping at Parkson. Haha
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same.

diff ppl with diff preference anyway.
cybpsych
post Oct 12 2017, 07:10 PM

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QUOTE(SzeMeng76 @ Oct 12 2017, 07:02 PM)
They revised TnC? As I know previously separate statement then supp card got the separate CB.  hmm.gif
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separate statement=separate cb has always been a loophole all along la, NOT a feature doh.gif
cybpsych
post Oct 13 2017, 09:53 AM

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again and again, this discussion on split vs combined statement is moot.

different ppl has different needs and manages the supp lines differently.

some principal wants the supp to manage and pay themselves. some principal wants to control all the supp transactions and payment.

there's no right or wrong. there is no 1-size-fits-all usage behavior.


we all here taking advantage of the loophole to multiply the CBs (principal + supp + supp + supp ..........)
cybpsych
post Oct 13 2017, 10:02 AM

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QUOTE(thlo87 @ Oct 13 2017, 09:51 AM)
Have anyone gotten week 7 cb ?
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based on past trending, should be Friday evening. check later.
cybpsych
post Oct 13 2017, 04:52 PM

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QUOTE(cybpsych @ Aug 11 2017, 07:29 AM)
PB E-Statement [ PBB | T&Cs | Application Form ]
1 August 2017 - 31 October 2017

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E- Statement Campaign (Winner List) [ PBB ]

PB E-statement campaign winner list
- August 2017
- September 2017
- October 2017

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This post has been edited by cybpsych: Nov 25 2017, 06:18 PM
cybpsych
post Oct 14 2017, 06:01 AM

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QUOTE(reapermax @ Oct 14 2017, 12:06 AM)
I have apply quantum from Public Bank however they have registering a mobile number that I never heard I have no choice but to request freeze the credit card (afraid the card been stole) until i have time go to branch to change mobile number again.
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there are 2 mobile number associated to an individual.

1) for PBe internet banking. this is also the number used by e-statement notification. to change this, must walk-in to branch, cannot do over phone.

2) card OTP. can be easily changed via phone call. can be same as PBe mobile number or another number.
cybpsych
post Oct 15 2017, 02:23 PM

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QUOTE(sl3ge @ Oct 15 2017, 02:22 PM)
Hi, Does anyone know Public Bank Quantum card online pay insurance example great eastern can get 5% rebate?
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first question to ask yourself: is it possible to pay manually?
cybpsych
post Oct 15 2017, 02:28 PM

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QUOTE(sl3ge @ Oct 15 2017, 02:25 PM)
I not sure about great eastern (anyone can clarify),
Coz i alway auto deduct from cc every half yearly.

Meaning if great eastern website can pay manually, then can get the 5% rebate?
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afaik, there's no portal to pay ge.

autodebit doesn't count as online.
cybpsych
post Oct 16 2017, 01:54 PM

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QUOTE(kian811210 @ Oct 16 2017, 01:52 PM)
Hi all Sifu,

Anyone here us FD to pledge VS before?
If i wanna use FD to pledge VS, the amount need is 30k?
How much the CL will i get?
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last time ppl shared, 30k for VS. CL = pledged amount

always call bank branch to ask the pledge amount.
cybpsych
post Oct 16 2017, 07:44 PM

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QUOTE(kevyeoh @ Oct 16 2017, 07:15 PM)
Pledge already means like got some sort of contract to put for a long long time? If we uplift the FD then bank will cancel the card? Was thinking just put a few months and then close the FD once got the card...
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that's the downside of pledging lo.

they hold ur money as collateral.
cybpsych
post Oct 16 2017, 08:16 PM

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QUOTE(kevyeoh @ Oct 16 2017, 08:10 PM)
Means they hold indefinitely until you decide to cancel your card ?
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yes lo

that is why you need to weigh whether pledging 30k is worth the card or not. there's no right or wrong reasons, just your own.

ask yourself: what does 30k means to you?
cybpsych
post Oct 16 2017, 08:42 PM

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QUOTE(enixcv123 @ Oct 16 2017, 08:33 PM)
How fast the application can be approve? How efficient of PB Bank? Just wondering :-)
just submitted all documents today and hopefully can get it done before next friday as going to oversea after that.
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barring any issues, usually 1 week for approval + 3 days to deliver.
cybpsych
post Oct 16 2017, 09:54 PM

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QUOTE(enixcv123 @ Oct 16 2017, 09:38 PM)
oh... thats consider fast. biggrin.gif
Any channel to check the status or its mandatory to call their front line?
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the ivr let u key in the nric to check status.

in my experience so far, sms approval is fast.
cybpsych
post Oct 17 2017, 09:08 PM

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QUOTE(kevyeoh @ Oct 17 2017, 08:53 PM)
Hi all... is it possible to apply for Quantum c.c via email? Or I need to go to the public bank branch to do it? Thanks.
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of course you can, i applied all my pbb cards via email.
cybpsych
post Oct 18 2017, 11:22 AM

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QUOTE(Gamerjim @ Oct 18 2017, 11:09 AM)
But that's really phone number of public bank..  rclxub.gif
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not really

it LOOKS like legit pbb number, but these scammers taking advantage how phones displaying the real number, masked some prefixes and what you see is just 03-xxxxxxxx

another way is spoofing, real scam numbers are routed to fake "real number"


DO NOT believe everything what you see or hear.

This post has been edited by cybpsych: Oct 18 2017, 11:25 AM

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