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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Sep 25 2017, 06:00 PM

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QUOTE(michaelho @ Sep 25 2017, 05:54 PM)
confirmed gua tarak CB for wk 4 then.... thanks for reply
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what were your transactions (and where) for Week 4: 21 Aug - 27 Aug 2017 ?
cybpsych
post Sep 25 2017, 07:50 PM

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QUOTE(michaelho @ Sep 25 2017, 06:27 PM)
did 9 Payonline x rm50 on 21 Aug (posted on 22 Aug) , based on transaction date right?

1 RM50 reload via Boost App on 23 Aug  (CS said it is under Direct Mktg )

well, curious why RM20 pun tarak? So fast finish meh Week 4 ?
Anyway, win some, lose some la. I guess my Week 5 n 6 pun no luck then. Did many Shopee for both weeks on Tuesdays. Cos some reported Shopee not eligible, right ?  bangwall.gif
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who says shopee not eligible?

fyi, Direct Marketing is one of the exclusion of “Qualified Retail Transactions”, however you can dispute that Boost App is online/app-based. no harm doing this to get back RM30.
cybpsych
post Sep 25 2017, 08:33 PM

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QUOTE(michaelho @ Sep 25 2017, 08:04 PM)
I got nothing, NOT even RM20
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ok backtrack a bit and ask the obvious question: did you register the promo via SMS? and correctly using principal card number? laugh.gif
cybpsych
post Sep 25 2017, 08:42 PM

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QUOTE(janson_kaniaz @ Sep 25 2017, 08:08 PM)
Anyone can confirm they got cashback for Astro payment for this promo? I think should be ok since I got from previous promo.

Then it should narrow down to the time I registered for the promo.

cybpsych you remember we discussed this. i did two transactions and then only registered. by right it should count but I can only think this is the only problem left. all transactions on monday. so should not be a problem. no lazada or shopee transactions.
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others transactions leh? all eligible? no new/odd transactions?

I don't see any reason for Astro unless PBB detected it as non-eligible due to technical reasons (utilities? direct marketing? etc)

better dispute with PBB to investigate though.
cybpsych
post Sep 25 2017, 08:48 PM

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QUOTE(michaelho @ Sep 25 2017, 08:41 PM)
Bro, I got RM50 for Wk 1, 2 and 3  biggrin.gif , yes I registered la
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haha

weird indeed since u don't even get rm20 for min 6x.

something screwed up with PBB's calculation or they added new exclusion items? hmm.gif

as usual, quickly dispute with PBB to investigate. we can only speculate.
cybpsych
post Sep 26 2017, 11:33 AM

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QUOTE(cybpsych @ Aug 1 2017, 09:43 AM)
PBB: Revised Card Transaction Alert

In line with the implementation of PIN usage for card present transaction, we will cease sending Transaction Alert for all chip & PIN-entered transactions.

We will continue to send Transaction Alert for signature-based transaction based on your preferred threshold amount or the Bank’s default threshold if no threshold amount selected.

- 31 July 2017

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QUOTE(ronnie @ Sep 26 2017, 11:30 AM)
Do you realise that the SMS transaction alerts no longer comes in when you use PIN & PAY ?
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sudah revised biggrin.gif


QUOTE(ronnie @ Sep 26 2017, 11:29 AM)
6% Rebate using Visa Signature
Hanbing Korean Dessert Café - SS15 Courtyard
Bar B.Q. Plaza - IOI Mall
Yesterday - SS15 Courtyard
Haagen-Dazs - 1 Utama
Secret Recipe - Giant Bandar Kinrara
Go Noodle House - 1 Utama
Hong Kong Sheng Kee Restaurant - IOI Mall

Can remove "Tim Ho Wan - The Boulevard, Mid Valley / 1 Utama" cos it's closed down
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the Go Noodle House 1U, always been accepting cc, or only recently? I've been few outlets, all cash payment sweat.gif
cybpsych
post Sep 28 2017, 08:00 AM

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QUOTE(cybpsych @ Aug 11 2017, 07:27 AM)
Apply for PB Card Now and enjoy Double Rewards [ PBB | T&Cs | Application Form ]
1 August 2017 - 31 January 2018

user posted image
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QUOTE(dwayne817 @ Sep 27 2017, 08:20 PM)
Same to me.
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QUOTE(dwayne817 @ Sep 27 2017, 10:47 PM)
What to get the application form?
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use the form above for the current acquisition campaign.
cybpsych
post Sep 28 2017, 08:03 AM

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QUOTE(cybpsych @ Sep 9 2017, 08:39 AM)
Announcements: Revision of PB Balance Transfer [ Public Bank ]

Please be informed that PB Balance Transfer minimum transfer amount per bank for Plan B: 6-month with 0% one-time upfront interest will be revised from minimum RM6,000 to minimum RM2,000.

The above revision will apply to all new and existing card members effective 1 October 2017.

- 7 September 2017

rclxms.gif  thumbup.gif
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PB Balance Transfer [ PBB | Form & T&Cs ]
1 October - 31 December 2017

user posted image
cybpsych
post Sep 29 2017, 10:50 AM

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QUOTE(winner @ Sep 29 2017, 10:40 AM)
A few reasons:
1) Inactive dealers - their postings were outdated (i.e. no longer provide that service or not enough "stock")
2) Dealers' credit card monthly/weekly cash back quota has finished (they use credit cards to make bill payment too)
3) Ignorant dealers - almost all bill payment dealers are part-timers (some of them take long time to check orders until overlook expiration dates)
4) Fake/Unethical dealers - purposely create postings to obtain contact details from customers (*disclaimer: I do not rule out this possibility because you may receive tons of spam messages after revealing your private information)

Nevertheless, some bill payment dealers are really good and ethical, providing discount to customers.
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QUOTE(babienn @ Sep 29 2017, 10:43 AM)
Fair enough, this really sum up the cons of shopee bill payment (and also applicable to other online shop)
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good points there thumbsup.gif

remember, there is a CHAT function to contact seller directly. ALWAYS contact them first for stocks availability, their payment date/time, etc.
cybpsych
post Sep 29 2017, 11:23 AM

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QUOTE(tonytyk @ Sep 29 2017, 11:13 AM)
Anyone can confirm all Syabas payment via uob payonline entitled for the PB cash promo (Rm50x 10)?
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if it worked for previous 5x/8x promo (confirmed Week11 cb), then it would work now.

with one big unknown exception: uobpayonline fixes back to its normal description.
cybpsych
post Sep 29 2017, 12:00 PM

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QUOTE(herc @ Sep 29 2017, 11:58 AM)
erm I got missing CB for Week 4 & 5, all tx did on Monday. Just called CS and she said will need to check with marketing side and get back to me.
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yes, a few here reported issues with week4 & 5 cb.
cybpsych
post Sep 29 2017, 10:31 PM

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QUOTE(LostAndFound @ Sep 27 2017, 10:30 AM)
Unlikely that Tuesday is too late...

I got Week 5 RM50 for 5x swipe at Jaya Grocer, 1x swipe at Lazada, 3x swipe at Shopee (last swipe was Wednesday morning 30th August but system capture as 29th August Tuesday) and 1x swipe Unifi at Payonline on Wednesday morning 30th August. Different week but 'trend' should be about there. My conclusion is Wednesday morning still got chance (not as good as Monday of course).

EDIT: Now that I check, actually the Payonline shows as transacted on 31st August for me in PBB system. I did the swipe on 30th though....
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QUOTE(mamamia @ Sep 29 2017, 10:00 PM)
It seem those who didn’t receive the campaign cashback for Week 4 & week 5 is due to PAYONLINE- TELEKOM. Maybe anyone who got cashback in week 4 & week 5 should share whether any of their txn involved Telekom Payonline..
Else, I suspect the culprit is TM txn which PBB detected recently as bill payment?
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exceptional case above
cybpsych
post Oct 2 2017, 09:35 AM

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QUOTE(arthur88 @ Oct 2 2017, 09:32 AM)
guys, just wanna check...
i'm uisng quantum card to pay for prudential insurance in pruaccess website..

on first page listed got cash back for online transaction..however, the cash back for paying insurance online is not 5%?
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then what/how much did you get vs paid amount?
cybpsych
post Oct 2 2017, 06:07 PM

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QUOTE(cybpsych @ Aug 1 2017, 09:43 AM)
PBB: Revised Card Transaction Alert

In line with the implementation of PIN usage for card present transaction, we will cease sending Transaction Alert for all chip & PIN-entered transactions.

We will continue to send Transaction Alert for signature-based transaction based on your preferred threshold amount or the Bank’s default threshold if no threshold amount selected.

- 31 July 2017

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QUOTE(Estee_C @ Oct 2 2017, 06:03 PM)
Anyone able to get SMS notification threshold set to RM1 for public bank credit card?
It seems now PB only send SMS when pin entered is incorrect.
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of course can set to RM1.
cybpsych
post Oct 2 2017, 07:49 PM

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QUOTE(Estee_C @ Oct 2 2017, 06:15 PM)
But we are no longer using signature.....also for wave transaction no notifications sent as well.. is it just me ?
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same here.
cybpsych
post Oct 3 2017, 07:31 AM

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QUOTE(MGM @ Aug 8 2017, 12:56 PM)
1.  For this promo "Complimentary Mi Band 2 when you apply for PB Supplementary Card", can existing PBB VS supplementary cardholder qualify for this promotion when applying supplementary Quantum cards ?

2. New Supplementary Quantum cardholders with separate statement will have their own CB?
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QUOTE(MGM @ Oct 3 2017, 01:30 AM)
Does supplementary Quantum cards enjoy separate CB if statement is separate from Principle card like VS?
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didnt you already asked this? laugh.gif ronnie's update already verified this part.
cybpsych
post Oct 3 2017, 07:34 AM

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QUOTE(cybpsych @ May 5 2017, 08:59 PM)
PB Supplementary Credit Card Campaign : Mi Band 2 Fitness Band [ PBB | T&Cs | Application Form ]
1 May 2017 until 30 September 2017

user posted image
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extended to 31 Dec 2017 | Updated T&Cs and Application Form

user posted image
cybpsych
post Oct 3 2017, 11:47 AM

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QUOTE(thesoothsayer @ Oct 3 2017, 11:32 AM)
Just wanted to confirm, this round the flexipay charges 5% on the balance after monthly installment payments?

I think the last two campaigns, the 9-month tenure came with 0% upfront and balance.
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no upfront fee and no charges to the balance.

user posted image
cybpsych
post Oct 3 2017, 07:02 PM

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QUOTE(woolala @ Oct 3 2017, 06:33 PM)
Hi, just to confirm if PBB will charge any admin fee for the flexipayment? Historically for these types of promotion for other banks, even the interest is "free", they will still charge an 2%-3% admin fee for it.
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nope, it's free from any fees.

i have 6 flexipay plans, 1 still active. havent encounter any fees or whatsoever.
cybpsych
post Oct 3 2017, 07:33 PM

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QUOTE(jianqiang @ Oct 3 2017, 07:27 PM)
is one flexipay plan for one card or all cards ?
is the minimum for individual transaction or more than 1 trx?
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all pbb cards; however the 12mth 0% flexipay is only applicable to Quantum cards.

flexipay is only for per transaction basis, after you swiped. if you want to lump all transactions, you do BT instead.

read the T&Cs.

QUOTE(cybpsych @ Mar 25 2017, 09:44 AM)
yep

1) merchant charge you RMx amount
2) wait until it get posted
3) call CS to convert into flexipay (for quantum would be 12mth 0%)
4) RMx full amount will be reversed, and charged a new apportioned amount of 1/12 of RMx.
5) after next statement, another apportioned amount

the beauty of pbb's flexipay is the apportioned amount is after your statement date  biggrin.gif
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This post has been edited by cybpsych: Oct 3 2017, 07:44 PM

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