Your fraud liability is capped to 250 ringgit (or something like that) no matter your credit limit. Of course you have to immediately report etc.

Higher credit limit good for big purchase or emergency medical bill (for example). Also whenever got 0% BT promotion high credit limit is very useful.

For me it is due to BT and I have used up a lot of my CL during BT campaign which just ended.
Also, MBB cards are my most frequent used cards, so there is no issue for higher CL.

Just received maybank 2cards..do i need to activate both or can activate amex only?

Can i get some opinion on MBB CC regulation here

is it just me or they are way more stricter than other banks regarding CC.

sorry for not making it clear my bad, what i mean is ---> is MBB very strict on free upgrade to next level CC when you don't fulfill the condition ?

i already have the MBB 2 card plat for some time and was thinking/wondering why they have not offer next tier card seeing as i have good relation with them (or rather their products) and mostly use their CC when shopping,
yet Ambank and HSBC which i have no relationship at all besides CC (rarely used) offered higher tier cards where i do not fulfill the conditions no questions asked.

seems like they take you for granted once you got warmed and cosy with them.

Guys, i have some queries regarding Agoda hotel booking offers while using Maybank Amex. The discount is immediate calculcated or only shown in statement later? If the hotel i booked i under discounts already, will i be entitled additional discounts for using Amex to book? Thanks.

Annual fee can't be waived?
If like that, better before annual fee kena charge.. Request to terminate..

I guess too many people use MBB CC already, so won't scare you lari..

When you're at that HNWI level, AF is so negligible compared to income and spending!

Many of us have more than yours. I have more than 20 cards with no late payment and applies to most of the users here.
Well, of course this affects us, who doesn't? But banks will compensate users with other ways, just like previously. Probably it's a good time for me to cancel my inactive and less used cards.