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> renewing car insurance (under loan) by ourselves

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TSashyxt
post May 31 2017, 01:08 PM, updated 9y ago

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hi guys n gays, I heard that if we do it on our own can save some agent/commission/stamp fees? which can accumulate up to hundred++?

the most troublesome part is to obtain the actual copy of grant from the bank right?

This post has been edited by ashyxt: May 31 2017, 01:08 PM
beetch
post May 31 2017, 01:09 PM

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Write to bank say want renew i surance road tax.

Keep grant till loan habis.

Everyone does that. Ts noob keh?
amxpayne67
post May 31 2017, 01:10 PM

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what are you talking about? renew car insurance online at any insurer's website, can get 10% additional discount. that is all, no need car grant liao
TSashyxt
post May 31 2017, 01:11 PM

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QUOTE(amxpayne67 @ May 31 2017, 01:10 PM)
what are you talking about? renew car insurance online at any insurer's website, can get 10% additional discount. that is all, no need car grant liao
*
ya ka?

MSIG ada?
amxpayne67
post May 31 2017, 01:12 PM

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QUOTE(ashyxt @ May 31 2017, 01:11 PM)
ya ka?

MSIG ada?
*
open their website and check la. unker never use MSIG
Nauts
post May 31 2017, 01:13 PM

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Dont need the grant/car registration card anymore.

Even at pos office.
nikita zuleica
post May 31 2017, 01:14 PM

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QUOTE(ashyxt @ May 31 2017, 01:11 PM)
ya ka?

MSIG ada?
*
Yup you can get extra 10% discount if you do at their Office centres.....

You not keep Grant copy meh?
oucheev
post May 31 2017, 01:18 PM

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Just go to the bank and tell them you want to renew your road tax. They will give you the registration card. After you renew your road tax, just keep the registration card yourself. No need to return to the bank.

You get 10% discount if you renew your car insurance yourself. You can do online or even walk into any insurance co. Very easily done. Just go myeg or post office renew your road tax after renew your insurance. The 10% discount is given to agents. So if you do it yourself, you earn the agents fees.

Motor insurance tariff is going to change. It's expected to be more expensive but you have option to shop around for the best deal. Previously all car insurance premium is the same for all co.
SUScitacitata
post May 31 2017, 01:18 PM

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Renew to Etiqa je la. msig don't have online service.
atyt1985
post May 31 2017, 01:20 PM

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Can renew at MYEG also. Insurance and road tax settle.
acbc
post May 31 2017, 01:20 PM

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Easy as ABC.

If owner, go to the bank and request for grant. Just show IC and fill in a form.

Once done, go to Etiqa and renew own insurance. Once done, go to JPJ or post office and wait. Less than 40 mins, road tax done. U also saved 10% from your total insurance. If insurance is 2K after NCD, that's RM 200 discount further.
desmond2020
post May 31 2017, 01:21 PM

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Now don't need grant anymore


Has been 8 years renewing without even using grant
TSashyxt
post May 31 2017, 01:21 PM

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QUOTE(nikita zuleica @ May 31 2017, 01:14 PM)
Yup you can get extra 10% discount if you do at their Office centres.....

You not keep Grant copy meh?
*
grant copy ada but ori xda, if pi office needs the ori copy x?

anyway thank u so much guys

This post has been edited by ashyxt: May 31 2017, 01:23 PM
scottyvstheworld
post May 31 2017, 01:24 PM

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QUOTE(atyt1985 @ May 31 2017, 01:20 PM)
Can renew at MYEG also. Insurance and road tax settle.
*
Did myeg change something? Don't know why I can't log in with my username & password anymore?

This post has been edited by scottyvstheworld: May 31 2017, 01:25 PM
gogocan
post May 31 2017, 01:24 PM

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Renew myeg la less than 5min all done road tax & insurance..no need physical grant..can get same day delivery somemore
rcracer
post May 31 2017, 01:26 PM

?????
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Tariffs rate easy , choose anyone you like all same

Next month detariff , see how everyone die
amxpayne67
post May 31 2017, 01:27 PM

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QUOTE(gogocan @ May 31 2017, 01:24 PM)
Renew myeg la less than 5min all done road tax & insurance..no need physical grant..can get same day delivery somemore
*
unker renew insurance at etiqa online website, enjoice the 10% discount. After that renew road tax using MYEG, RM9 for delivery. very2 convinient
SUSazhan82
post May 31 2017, 01:31 PM

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weird.. usually banks will "offer" insurance through their "friendly" insurance company...
ie maybank = Etiqa...
hushymushy
post Jun 1 2017, 05:32 AM

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No need car grant....just go to AIG website for example

They will ask for engine and chassis number....so make sure u hv those...

Usually ur current insurer will send u a renewal notice....all d info is inside that renewal notice


U will get a 10% rebate on the premium that u need to pay

Total premium - NCD = Premium after NCD deduction

Then minus 10% from there
Thats the total u need to pay

For roadtax....most insurers offer free road tax renewal and delivery now

Did that for many years
saigetsu
post Jun 1 2017, 05:48 AM

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I give u pro tip. If u want to renew from the same insurance, just call yhe company, using air liur is easier than type liaom no need to fill so many things in the internet. Call them and said want to renew. Still entitle 10% by talking.

Renew my insurance while having dinner this yer.
faiz293
post Jun 1 2017, 05:52 AM

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Whats with the car grant guys? Aiyo.....i renew my car/wife's car/sister's car insurance since 5 years ago online w/out grant...

As long as u have the owner ic, chasis n engine number.
SUSAmeiN
post Jun 1 2017, 05:54 AM

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QUOTE(amxpayne67 @ May 31 2017, 01:27 PM)
unker renew insurance at etiqa online website, enjoice the 10% discount. After that renew road tax using MYEG, RM9 for delivery. very2 convinient
*
This
SUSAmeiN
post Jun 1 2017, 05:55 AM

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QUOTE(saigetsu @ Jun 1 2017, 05:48 AM)
I give u pro tip. If u want to renew from the same insurance, just call yhe company, using air liur is easier than type liaom no need to fill so many things in the internet. Call them and said want to renew. Still entitle 10% by talking.

Renew my insurance while having dinner this yer.
*
Actually this also..haha

Later just bank in to them
Zi-Tech
post Jun 1 2017, 06:06 AM

Eh, pangkat sudah tukar ka
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zaman sekarang tak payah dah geran2 tu....online untuk dapat rebet 10%(sebab tak guna ejen....)
jasonloke
post Jun 1 2017, 11:32 AM

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etiqa is the cheapest all renew online except kurnia(bad insurance company).
me renew 2 year already
ycs
post Jun 1 2017, 11:36 AM

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i recomend here, banyak untung, got cashback if no claims

user posted image
lansi_raju
post Jun 1 2017, 03:23 PM

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QUOTE(ycs @ Jun 1 2017, 11:36 AM)
i recomend here, banyak untung, got cashback if no claims

user posted image
*
what insurance company is it?
lansi_raju
post Jun 1 2017, 03:24 PM

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so far i found the cheapest is pacific & orient
culain99
post Jun 1 2017, 03:29 PM

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renew roadtax in jpj or post office can do with credit card or not ?
abx123
post Jun 1 2017, 04:10 PM

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QUOTE(lansi_raju @ Jun 1 2017, 03:23 PM)
what insurance company is it?
*
That's Takaful Malaysia.
loui
post Jun 1 2017, 04:14 PM

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QUOTE(azhan82 @ May 31 2017, 01:31 PM)
weird.. usually banks will "offer" insurance through their "friendly" insurance company...
ie maybank = Etiqa...
*
their subsidiaries maa

maybank = etiqa

OCBC = OAC

Public Bank = Lonpac

HSBC = Axa

RHB = RHB insurance
JustcallmeLarry
post Jun 14 2017, 02:01 AM

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If want to do your own self do you need to inform the bank???
JustcallmeLarry
post Jun 15 2017, 06:46 PM

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QUOTE(acbc @ May 31 2017, 01:20 PM)
Easy as ABC.

If owner, go to the bank and request for grant. Just show IC and fill in a form.

Once done, go to Etiqa and renew own insurance. Once done, go to JPJ or post office and wait. Less than 40 mins, road tax done. U also saved 10% from your total insurance. If insurance is 2K after NCD, that's RM 200 discount further.
*
QUOTE(desmond2020 @ May 31 2017, 01:21 PM)
Now don't need grant anymore
Has been 8 years renewing without even using grant
*
QUOTE(hushymushy @ Jun 1 2017, 05:32 AM)
No need car grant....just go to AIG website for example

They will ask for engine and chassis number....so make sure u hv those...

Usually ur current insurer will send u a renewal notice....all d info is inside that renewal notice
U will get a 10% rebate on the premium that u need to pay

Total premium - NCD = Premium after NCD deduction

Then minus 10% from there
Thats the total u need to pay

For roadtax....most insurers offer free road tax renewal and delivery now

Did that for many years
*
Hi guys just wta if i want to do it myself need i inform the bank that i will be doing it myself?
Scared later kena double charge?
acbc
post Jun 15 2017, 07:15 PM

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QUOTE(JustcallmeLarry @ Jun 15 2017, 06:46 PM)
Hi guys just wta if i want to do it myself need i inform the bank that i will be doing it myself?
Scared later kena double charge?
*
No need to inform them. Just go and take back the grant. Why so afraid? Man up and demand only. If they don't give, demand to see the manager. Bank can only hold your grant for 1st year. After that, it is yours to keep.
JustcallmeLarry
post Jun 15 2017, 07:31 PM

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QUOTE(acbc @ Jun 15 2017, 07:15 PM)
No need to inform them. Just go and take back the grant. Why so afraid? Man up and demand only. If they don't give, demand to see the manager. Bank can only hold your grant for 1st year. After that, it is yours to keep.
*
After reading no need for grant, i also don't care about the grant and don't even mind if they keep it. Will save time, no need to go to the bank.

Just want to know if i renew the insurance myself outside do i need to let them know i will be doing it myself? I just don't want to get double charged.
acbc
post Jun 15 2017, 07:39 PM

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QUOTE(JustcallmeLarry @ Jun 15 2017, 07:31 PM)
After reading no need for grant, i also don't care about the grant and don't even mind if they keep it. Will save time, no need to go to the bank.

Just want to know if i renew the insurance myself outside do i need to let them know i will be doing it myself? I just don't want to get double charged.
*
They normally will inform u by letter or SMS. If u ok then only they will renew (with payment via CC of course).
JustcallmeLarry
post Jun 15 2017, 07:43 PM

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QUOTE(acbc @ Jun 15 2017, 07:39 PM)
They normally will inform u by letter or SMS. If u ok then only they will renew (with payment via CC of course).
*
I see, so they will need my approval first? Thanks thumbup.gif
acbc
post Jun 15 2017, 07:47 PM

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QUOTE(JustcallmeLarry @ Jun 15 2017, 07:43 PM)
I see, so they will need my approval first? Thanks thumbup.gif
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Yes. No one will renew for free anyway.
JustcallmeLarry
post Jun 15 2017, 07:48 PM

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QUOTE(acbc @ Jun 15 2017, 07:47 PM)
Yes. No one will renew for free anyway.
*
Thank you.

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