Just go to the bank and tell them you want to renew your road tax. They will give you the registration card. After you renew your road tax, just keep the registration card yourself. No need to return to the bank.

You get 10% discount if you renew your car insurance yourself. You can do online or even walk into any insurance co. Very easily done. Just go myeg or post office renew your road tax after renew your insurance. The 10% discount is given to agents. So if you do it yourself, you earn the agents fees.

Motor insurance tariff is going to change. It's expected to be more expensive but you have option to shop around for the best deal. Previously all car insurance premium is the same for all co.