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> renewing car insurance (under loan) by ourselves

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faiz293
post Jun 1 2017, 05:52 AM

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Whats with the car grant guys? Aiyo.....i renew my car/wife's car/sister's car insurance since 5 years ago online w/out grant...

As long as u have the owner ic, chasis n engine number.
SUSAmeiN
post Jun 1 2017, 05:54 AM

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QUOTE(amxpayne67 @ May 31 2017, 01:27 PM)
unker renew insurance at etiqa online website, enjoice the 10% discount. After that renew road tax using MYEG, RM9 for delivery. very2 convinient
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This
SUSAmeiN
post Jun 1 2017, 05:55 AM

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QUOTE(saigetsu @ Jun 1 2017, 05:48 AM)
I give u pro tip. If u want to renew from the same insurance, just call yhe company, using air liur is easier than type liaom no need to fill so many things in the internet. Call them and said want to renew. Still entitle 10% by talking.

Renew my insurance while having dinner this yer.
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Actually this also..haha

Later just bank in to them
Zi-Tech
post Jun 1 2017, 06:06 AM

Eh, pangkat sudah tukar ka
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zaman sekarang tak payah dah geran2 tu....online untuk dapat rebet 10%(sebab tak guna ejen....)
jasonloke
post Jun 1 2017, 11:32 AM

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etiqa is the cheapest all renew online except kurnia(bad insurance company).
me renew 2 year already
ycs
post Jun 1 2017, 11:36 AM

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i recomend here, banyak untung, got cashback if no claims

user posted image
lansi_raju
post Jun 1 2017, 03:23 PM

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QUOTE(ycs @ Jun 1 2017, 11:36 AM)
i recomend here, banyak untung, got cashback if no claims

user posted image
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what insurance company is it?
lansi_raju
post Jun 1 2017, 03:24 PM

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so far i found the cheapest is pacific & orient
culain99
post Jun 1 2017, 03:29 PM

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renew roadtax in jpj or post office can do with credit card or not ?
abx123
post Jun 1 2017, 04:10 PM

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QUOTE(lansi_raju @ Jun 1 2017, 03:23 PM)
what insurance company is it?
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That's Takaful Malaysia.
loui
post Jun 1 2017, 04:14 PM

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QUOTE(azhan82 @ May 31 2017, 01:31 PM)
weird.. usually banks will "offer" insurance through their "friendly" insurance company...
ie maybank = Etiqa...
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their subsidiaries maa

maybank = etiqa

OCBC = OAC

Public Bank = Lonpac

HSBC = Axa

RHB = RHB insurance
JustcallmeLarry
post Jun 14 2017, 02:01 AM

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If want to do your own self do you need to inform the bank???
JustcallmeLarry
post Jun 15 2017, 06:46 PM

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QUOTE(acbc @ May 31 2017, 01:20 PM)
Easy as ABC.

If owner, go to the bank and request for grant. Just show IC and fill in a form.

Once done, go to Etiqa and renew own insurance. Once done, go to JPJ or post office and wait. Less than 40 mins, road tax done. U also saved 10% from your total insurance. If insurance is 2K after NCD, that's RM 200 discount further.
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QUOTE(desmond2020 @ May 31 2017, 01:21 PM)
Now don't need grant anymore
Has been 8 years renewing without even using grant
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QUOTE(hushymushy @ Jun 1 2017, 05:32 AM)
No need car grant....just go to AIG website for example

They will ask for engine and chassis number....so make sure u hv those...

Usually ur current insurer will send u a renewal notice....all d info is inside that renewal notice
U will get a 10% rebate on the premium that u need to pay

Total premium - NCD = Premium after NCD deduction

Then minus 10% from there
Thats the total u need to pay

For roadtax....most insurers offer free road tax renewal and delivery now

Did that for many years
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Hi guys just wta if i want to do it myself need i inform the bank that i will be doing it myself?
Scared later kena double charge?
acbc
post Jun 15 2017, 07:15 PM

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QUOTE(JustcallmeLarry @ Jun 15 2017, 06:46 PM)
Hi guys just wta if i want to do it myself need i inform the bank that i will be doing it myself?
Scared later kena double charge?
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No need to inform them. Just go and take back the grant. Why so afraid? Man up and demand only. If they don't give, demand to see the manager. Bank can only hold your grant for 1st year. After that, it is yours to keep.
JustcallmeLarry
post Jun 15 2017, 07:31 PM

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QUOTE(acbc @ Jun 15 2017, 07:15 PM)
No need to inform them. Just go and take back the grant. Why so afraid? Man up and demand only. If they don't give, demand to see the manager. Bank can only hold your grant for 1st year. After that, it is yours to keep.
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After reading no need for grant, i also don't care about the grant and don't even mind if they keep it. Will save time, no need to go to the bank.

Just want to know if i renew the insurance myself outside do i need to let them know i will be doing it myself? I just don't want to get double charged.
acbc
post Jun 15 2017, 07:39 PM

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QUOTE(JustcallmeLarry @ Jun 15 2017, 07:31 PM)
After reading no need for grant, i also don't care about the grant and don't even mind if they keep it. Will save time, no need to go to the bank.

Just want to know if i renew the insurance myself outside do i need to let them know i will be doing it myself? I just don't want to get double charged.
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They normally will inform u by letter or SMS. If u ok then only they will renew (with payment via CC of course).
JustcallmeLarry
post Jun 15 2017, 07:43 PM

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QUOTE(acbc @ Jun 15 2017, 07:39 PM)
They normally will inform u by letter or SMS. If u ok then only they will renew (with payment via CC of course).
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I see, so they will need my approval first? Thanks thumbup.gif
acbc
post Jun 15 2017, 07:47 PM

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QUOTE(JustcallmeLarry @ Jun 15 2017, 07:43 PM)
I see, so they will need my approval first? Thanks thumbup.gif
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Yes. No one will renew for free anyway.
JustcallmeLarry
post Jun 15 2017, 07:48 PM

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QUOTE(acbc @ Jun 15 2017, 07:47 PM)
Yes. No one will renew for free anyway.
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Thank you.

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