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renewing car insurance (under loan) by ourselves
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TSashyxt
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May 31 2017, 01:08 PM, updated 9y ago
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Getting Started

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hi guys n gays, I heard that if we do it on our own can save some agent/commission/stamp fees? which can accumulate up to hundred++?
the most troublesome part is to obtain the actual copy of grant from the bank right?
This post has been edited by ashyxt: May 31 2017, 01:08 PM
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beetch
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May 31 2017, 01:09 PM
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Write to bank say want renew i surance road tax.
Keep grant till loan habis.
Everyone does that. Ts noob keh?
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amxpayne67
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May 31 2017, 01:10 PM
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what are you talking about? renew car insurance online at any insurer's website, can get 10% additional discount. that is all, no need car grant liao
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TSashyxt
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May 31 2017, 01:11 PM
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Getting Started

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QUOTE(amxpayne67 @ May 31 2017, 01:10 PM) what are you talking about? renew car insurance online at any insurer's website, can get 10% additional discount. that is all, no need car grant liao ya ka? MSIG ada?
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amxpayne67
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May 31 2017, 01:12 PM
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QUOTE(ashyxt @ May 31 2017, 01:11 PM) open their website and check la. unker never use MSIG
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Nauts
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May 31 2017, 01:13 PM
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Dont need the grant/car registration card anymore.
Even at pos office.
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nikita zuleica
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May 31 2017, 01:14 PM
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QUOTE(ashyxt @ May 31 2017, 01:11 PM) Yup you can get extra 10% discount if you do at their Office centres..... You not keep Grant copy meh?
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oucheev
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May 31 2017, 01:18 PM
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Just go to the bank and tell them you want to renew your road tax. They will give you the registration card. After you renew your road tax, just keep the registration card yourself. No need to return to the bank.
You get 10% discount if you renew your car insurance yourself. You can do online or even walk into any insurance co. Very easily done. Just go myeg or post office renew your road tax after renew your insurance. The 10% discount is given to agents. So if you do it yourself, you earn the agents fees.
Motor insurance tariff is going to change. It's expected to be more expensive but you have option to shop around for the best deal. Previously all car insurance premium is the same for all co.
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SUScitacitata
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May 31 2017, 01:18 PM
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Renew to Etiqa je la. msig don't have online service.
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atyt1985
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May 31 2017, 01:20 PM
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Getting Started

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Can renew at MYEG also. Insurance and road tax settle.
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acbc
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May 31 2017, 01:20 PM
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Easy as ABC.
If owner, go to the bank and request for grant. Just show IC and fill in a form.
Once done, go to Etiqa and renew own insurance. Once done, go to JPJ or post office and wait. Less than 40 mins, road tax done. U also saved 10% from your total insurance. If insurance is 2K after NCD, that's RM 200 discount further.
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desmond2020
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May 31 2017, 01:21 PM
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Now don't need grant anymore
Has been 8 years renewing without even using grant
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TSashyxt
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May 31 2017, 01:21 PM
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Getting Started

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QUOTE(nikita zuleica @ May 31 2017, 01:14 PM) Yup you can get extra 10% discount if you do at their Office centres..... You not keep Grant copy meh? grant copy ada but ori xda, if pi office needs the ori copy x?anyway thank u so much guys This post has been edited by ashyxt: May 31 2017, 01:23 PM
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scottyvstheworld
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May 31 2017, 01:24 PM
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Getting Started

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QUOTE(atyt1985 @ May 31 2017, 01:20 PM) Can renew at MYEG also. Insurance and road tax settle. Did myeg change something? Don't know why I can't log in with my username & password anymore? This post has been edited by scottyvstheworld: May 31 2017, 01:25 PM
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gogocan
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May 31 2017, 01:24 PM
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Renew myeg la less than 5min all done road tax & insurance..no need physical grant..can get same day delivery somemore
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rcracer
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May 31 2017, 01:26 PM
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Tariffs rate easy , choose anyone you like all same
Next month detariff , see how everyone die
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amxpayne67
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May 31 2017, 01:27 PM
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QUOTE(gogocan @ May 31 2017, 01:24 PM) Renew myeg la less than 5min all done road tax & insurance..no need physical grant..can get same day delivery somemore unker renew insurance at etiqa online website, enjoice the 10% discount. After that renew road tax using MYEG, RM9 for delivery. very2 convinient
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SUSazhan82
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May 31 2017, 01:31 PM
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weird.. usually banks will "offer" insurance through their "friendly" insurance company... ie maybank = Etiqa...
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hushymushy
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Jun 1 2017, 05:32 AM
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No need car grant....just go to AIG website for example
They will ask for engine and chassis number....so make sure u hv those...
Usually ur current insurer will send u a renewal notice....all d info is inside that renewal notice
U will get a 10% rebate on the premium that u need to pay
Total premium - NCD = Premium after NCD deduction
Then minus 10% from there Thats the total u need to pay
For roadtax....most insurers offer free road tax renewal and delivery now
Did that for many years
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saigetsu
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Jun 1 2017, 05:48 AM
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I give u pro tip. If u want to renew from the same insurance, just call yhe company, using air liur is easier than type liaom no need to fill so many things in the internet. Call them and said want to renew. Still entitle 10% by talking.
Renew my insurance while having dinner this yer.
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