Like, I buy 1k for TV. have it for 6month 0% interest. But I have outstanding of 2k total cahrged for my CC, and I pay only the minimum. Will then my 0% be charged for interest?

https://www.hlb.com.my/en/personal-banking/...e-swipping.html

so i saw this... so we can lodge a complaint if we such practice?

I have not started working. I have a primary CIMB cash rebate credit card. No other commitment. I use my credit card solely for petrol and is fully paid monthly

I intend to acquire a Maybankard 2 Platinum because my dentist accepts AMEX. I approached Maybank and was told I could pledge an FD of 10k at a effective board rate of 3.X%. My questions are:

1. I have read that Maybankard 2 requires more than 10k FD(on forum). Is 10k as told my officer the minimum amount. Am I most likely to fail the application?

2. When I pledge FD, do I get paid the interest rate? Or as long as the bank holds my FD, they are the one to collect the interest?

3. Is my calculation correct? 10k FD @ 3% = RM300 yearly. 2 x dental treatment of RM1000 =2x cash rebate of RM50 = RM100

10k FD at promo rate 4% = RM400

So if my dentist charges RM 1000 twice on weekends it is worth the lower FD rate?

4. Is dentist/ clinic charges considered as retail and subject to cash rebate?

Thks

Need urgent help
Is there a forum on disputing charges on credit cards.
How can one dispute the credit limit with the bank. I have told my bank that they had increased my credit limit without my knowledge. My credit limit is rm 4000 more than I thought it would be. As a result of this increased credit limit a fraudulent transaction went through and I am having hard time to dispute the case. The bank is completely ignoring my plea that my credit limit is much higher than I had agreed to.
Thank you

After the last cc rejection 3 months ago,I got rejected again by Maybank
I am slightly above the minimum salary to apply(10%) but my CCRIS is 0 (no commitment)
I applied online though instead of the mall kiosks that they have

I did dispute the fraudulent charges immediately after they showed up on my account.
I want to prove to the bank that among other mistakes they made they  also increased my credit limit without my knowledge. They refuse to provide me with my initial application which may have an indication of my credit limit.
In other counties you tick a box on your application when you choose a credit limit.
Appreciate any further thoughts on this.

Is it legal for banks ( credit card companies) to take money from your account , without your permission, for a disputed charge. Or do they need a court order?

Mind sharing which bank is yours? There are a few banks with poor reputation in customer issue handing related, e.g HLB. And there are others that are more open like MBB.

Hi guys, i hav question abt sms notifications. Jz now i pumb petrol at Petronas station using MBB amex. Later on i receive sms notifications tat i had swipe rm200 instead of the amount i pumb. So it is normal? i knw if use Debit card they will deduct & refund a week later... so it is cc oso had the same procedure? Thx