I use maybank pledge fd for credit card if I want cancel my credit card I  go to place I put my FD or any branch also can?

By calls can't?

Today I just call the bank to cancel the card  then told me go to branch  for  FD money

I saw somewhere is illegal to set a minimum amount for credit card/debit card usage right? For example above RM30 then only can use credit/debit card. Anyone tried to complain to BNM before?

It's not illegal to allow CC usage with minimum spending. It's illegal to charge service charge for CC usage, usually I will just avoid those shops.

How do you make complain? As I bought my iPhone from Maxis, they included the 2% fees in the device price though But Labuan is small, very limited, I just proceed to purchase from them.

But dont think bnm can tract that 2%, otherwise I will just provided breakdown, bnm will acknowledge receipt of our email?

Sifus, when you spend on Maybank credit card it doesn’t appear immediately on the app? Used to spend on debit card and immediate deduct.

Usually how long does the credit card transaction take to appear in my M2U transaction?

Does any cc give cash rebate for housing loan down payment?

Mine to share the others?
Preferably with no cap on cashback. Haha.
Thanks.

OT: The word "settlement" immediately made me remembered my case around 3 years ago when I used my debit card to purchase groceries at Mydin.

The transaction initially went through as usual but a few days after the transaction was posted, the charges was reversed. I called the bank and was told the merchant had issues with it's settlement and they will charge the initial amount again. At that time I felt like shit because the charges was reversed to my SA and was charged again as they wished.

My concern was for people who were not aware of the incident and had accidentally used the money which was reversed. I don't know how they would charge again if there isn't enough money in the person's SA.

Thank you!

Will do so...! 

Edit : Just read LHDN etc allowed to charge.... is there a way I can find out if Hap Seng Star/Merc is allowed this as well?? 

Guys, if you applied have ptptn loan before this, does it affect you on credit card application approval?

I tried to apply CIMB, Standard Chartered, OCBC also rejected.

Hi. Need help. Just wanna confirm.

I work for 9months already. Just restructured my ptptn loan last 4 months. Got car loan for 3 years. Never missed to pay my car loan.

My basic is rm 2k only. But my gross salary varied from 3.2k - 4k per month. Depends on overtime, claim etc.

Any chance for my cc application will be approved? And bank will call my company to confirm my status as their staff ka? My hr and colleague all very kepoh one. If the bank will call hr, then i dont wanna try la haha

Im wondering can I use credit card to pay house/car loan to get cashback right? Anyone tried? Thanks

how not legit? btw for car/house loan if i pay late or i no pay only got penalty right? no interest right? i mean on the late payment amount itself unlike credit card
oh so only PTPTN so special la i see i see
wah all the sifu here no one tried before?

please. try. guide. us.

hi guys,

its my first time applying credit card and it got approved,
i check mb2u says i got 2 card with each credit limit 10k,

Maybank Visa Petronas Gold & Maybank FC Barcelona Visa.

does this credit limit applied to both card (10k/2card)
or seperately (10k/card)

thanks!

I would like to know too. Anyone can advice on this?

I understand that active credit cars will be shown in ccris report. And from the last 12 months i have 2 months where i forgot to pay my cc so i got 2 late charges. Though i already settled my remaining balance last month and its cleared now. Will that late payment affects me if i plan to get a car loan? Last late payment is 7 months ago. Do you think my car loan will get approved?