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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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cybpsych
post Dec 10 2020, 06:55 PM

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BSN Visa Cash Back Credit Card [ BSN | T&Cs ]

The BSN Visa Cash Back Credit Card gives you up to 5% Cash Back when you spend on groceries, dining, petrol and other categories.
It's time to enjoy more savings from your everyday spend by getting a card today!
What's more, there are no annual fees for life!

Key Benefits
» 5% Cash Back on groceries, dining and petrol.
» 0.2% Unlimited Cash Back on other local retail spend.
» 1% Unlimited Cash Back on overseas retail spend.
» Cash Back will be credited on the following month statement cycle.

Cash Back Percentage by Monthly Spend Tier and Categories:

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cybpsych
post Dec 16 2020, 11:09 AM

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Festive Rewards with GCH Campaign [ OCBC | T&Cs ]
Campaign period: 7 December 2020 – 28 February 2021

Stock up on your groceries with Giant, Cold Storage, Mercato and TMC this festive season and stand to get up to 15% cashback.
First come, first served from 7 December 2020 till 28 February 2021, both dates inclusive.

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Terms and Conditions:
This Campaign is open to all Principal Credit Cardmembers who hold an OCBCCredit Card issued by OCBC Bank (Malaysia) Berhad (“OCBC”) and/or OCBC Debit Cardmembers who hold an OCBC Debit Card. Payments must be made with the OCBC Credit or Debit Card.
Campaign runs from 7 December 2020 to 28 February 2021, both dates inclusive.
Cardmembers are eligible to a one-time cashback per month, up to a maximum of three times cashback throughout the Campaign Period on a first come, first served basis.
Cashback will be credited within 12 weeks after the end of the Campaign Period.

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This post has been edited by cybpsych: Dec 16 2020, 11:10 AM
cybpsych
post Dec 22 2020, 07:26 AM

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QUOTE(cybpsych @ Dec 4 2020, 05:55 PM)
QUOTE(whycanot323 @ Dec 21 2020, 11:37 PM)
anyone know is there any sign up promo for affin duo cc ? i cant find any...
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why cannot find in Afifn Duo topic? https://forum.lowyat.net/topic/5020033
cybpsych
post Dec 23 2020, 11:04 AM

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QUOTE(Duckies @ Dec 23 2020, 10:59 AM)
So.. Transactionless means online also can right... Also exclusion doest not have insurance.. So I guess it's all right...?
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1) where did you get the term "transactionless"?

2) feel free to try and let us know the cashback results


QUOTE(Duckies @ Dec 23 2020, 11:03 AM)
Ah okay.. In this case what is the best cashback card for online insurance payment? PBB Quantum?
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affin Duo lor, online or autodebit insurance works mah

This post has been edited by cybpsych: Dec 23 2020, 11:05 AM
cybpsych
post Jan 2 2021, 04:26 PM

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QUOTE(Human Nature @ Jan 2 2021, 01:36 PM)
Any new-to-bank acquisition campaign that gives out cash voucher (shopee, lazada, boost, etc) from SCB, UOB, HSBC, CIMB, OCBC?
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SCB

H1 2021 – 388 Cashback - Credit Card Acquisition Campaign (1st January – 30th June 2021) - Up to RM388 Cashback
https://av.sc.com/my/content/docs/my-credit...on-campaign.pdf

Digital Credit Card Online Campaign (1 January 2021 – 31 March 2021) - RM200/RM500 Cashback
https://av.sc.com/my/content/docs/my-digita...ampaign-tcs.pdf


HSBC

RM500 Lazada eVoucher
https://sp.hsbc.com.my/cc-apply-online/pdfs..._2020_clean.pdf

HSBC 2021 Cashback Acquisition Promotion - RM200 cashback
https://www.hsbc.com.my/credit-cards/offers/cash-back/ | https://cdn.hsbc.com.my/content/dam/hsbc/my...n-promotion.pdf

This post has been edited by cybpsych: Jan 2 2021, 04:29 PM
cybpsych
post Jan 8 2021, 05:51 PM

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QUOTE(Duckies @ Jan 8 2021, 05:48 PM)
Hi, does these campaigns stack together? Example I applied 1 SC credit card so am I eligible for both 388 cashback and 500 cashback?
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read the Eligibility section
cybpsych
post Jan 8 2021, 06:18 PM

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QUOTE(Duckies @ Jan 8 2021, 05:59 PM)
I read through and didn't get the answer...or maybe my understanding skill is low... sweat.gif
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read again the whole Eligibility section

New to Product (“NTP”)
Existing to Product (“ETP”)
"New Customers"
cybpsych
post Jan 8 2021, 06:42 PM

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QUOTE(Duckies @ Jan 8 2021, 06:38 PM)
Yea but if I apply a new card I'm consider as new to product for both campaign right..?
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unless you can be certain BOTH your applications processed exactly the same time into the system so that each application doesnt "know" the other's status
cybpsych
post Feb 24 2021, 01:10 PM

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QUOTE(kop2299 @ Feb 24 2021, 12:11 PM)
any cc that still give CB or reward point for Cukai Pintu transaction?
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which council?

you can try Poslaju's PAM kiosk, there are some number of councils available.

from PAM, you can use ewallet to pay

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This post has been edited by cybpsych: Feb 24 2021, 01:12 PM
cybpsych
post Feb 25 2021, 06:03 AM

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QUOTE(edwin1002 @ Feb 24 2021, 11:08 PM)
any promotion for apply a credit card? better got above RM500 cash back
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https://sp.hsbc.com.my/cc-apply-online/cred...019:CBQ1CCOffer

https://av.sc.com/my/content/docs/digital-c...ne-campaign.pdf
cybpsych
post Feb 25 2021, 04:31 PM

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7-Eleven Stores In Malaysia Now Accept Credit Card Payments

Grab, Wave and Go! Make your shopping for essentials safer and more convenient by paying with your credit or debit card at #7ElevenMY.
Psst, we also accept #CashlessPayment made via #touchngoewallet, #RazerPay and #AliPay!

*Accepted in all #7ElevenMY stores in Peninsular Malaysia, and selected stores in Sabah & Sarawak, with more stores coming soon too.

Stay updated on the latest promotions and enjoy more member-exclusive rewards when you download #My7E app today!

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cybpsych
post Feb 25 2021, 08:15 PM

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QUOTE(cybpsych @ Feb 7 2021, 10:39 AM)
7-ELEVEN TMN SUBANG MEWAH
MCC 5499: MISC FOOD STORES - DEFAULT

noticed some 7E outlets already having cc terminal (white, touchscreen HLB terminals). asked 7E staff, cannot pay bills or reloads. just normal purchases.
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QUOTE(leo_kiatez @ Feb 25 2021, 06:58 PM)
Can we cc use for paying bills?
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nope, only in-store purchases. asked before.

QUOTE(XeactorZ @ Feb 25 2021, 08:03 PM)
Got minimum amount to spend or not hmm.gif
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last I asked, no min spending (compliance-wise, not allowed actually)
cybpsych
post Mar 24 2021, 02:14 PM

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QUOTE(contestchris @ Mar 24 2021, 01:12 PM)
Yes I mean rebate.

How about HSBC?
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there is no fixed/black-and-white policies. no banks would do that anyway

call and ask the bank

they will check and revert the decision whether to grant you rebate or not
cybpsych
post Mar 25 2021, 03:27 PM

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Support FPX, debit card, credit card and prepaid card. Amex not supported.

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cybpsych
post Apr 6 2021, 08:58 AM

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QUOTE(Duckies @ Apr 6 2021, 12:57 AM)
Hi guys I have 2 questions here.

1. Is it possible to cancel the monthly installment via credit card and do 1 shot payment to clear it off?
2. Do I still get Maybank AMEX cashback for monthly installment?
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1) contact respective issuing bank

2) no
cybpsych
post May 29 2021, 09:19 AM

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QUOTE(qse150 @ May 29 2021, 08:41 AM)
NHBSB OFFICE-RPS SIBU MY

saw this item credited into my credit card statement this morning. anyone knows what this is?
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your card, you should know?

random check from google: Nine Hundred Builders Sdn. Bhd. (NHBSB) ??
cybpsych
post Jun 12 2021, 09:01 AM

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QUOTE(datolee32 @ Jun 12 2021, 08:53 AM)
Dear all. Last time I saw there's post about we don't need to pay sst if we cancel the card, according to bank negara guideline, but I cannot find it through several search. Anyone can help? Many thanks.
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Customs, not BNM

https://mysst.customs.gov.my/assets/documen...arge%20Card.pdf
cybpsych
post Jun 13 2021, 07:03 AM

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QUOTE(Rotoworldz @ Jun 13 2021, 05:13 AM)
Hi guys,

Wanted to know how does bank calculated your annual income for credit card application?

Does it included all the yearly bonuses , passive income, etc ..

Or only taxable income?
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gross income

but income is the min requirement for card application. banks also look into other financial matters before approving.
cybpsych
post Jun 25 2021, 11:58 AM

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QUOTE(spreeeee @ Jun 25 2021, 11:48 AM)
hmm.. y balance transfer to affin?
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spread the load into installments mah
cybpsych
post Jun 26 2021, 12:05 PM

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QUOTE(adele123 @ Jun 26 2021, 11:45 AM)
For those on tnb auto debit, just want to check, if i manually pay the minute the bill come out, the auto debit wont kick in right?

As the owner of credit card passed away, i want to avoid more thing charged to the credit card.
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be careful with auto debit. most mechanism only take billed amount. your payments after bill is out doesn't not change the billed amount (fixed).

same suggestion as above.

try cancel the card and let autodebit keeps failing. eventually it would be cancelled cuz or successive failure.

card outstanding before cancellation also need to clear first.

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