I have already contacted them, need to fill some form and wait 6 to 8 weeks before investigation complete. No need to pay for the transaction for the time being.

Hi all,

I have just signed up for 0% installment.

Lets say for the installment I have to pay RM200 per month.

But this month I used the same card for shopping up to RM800.

Does that mean my outstanding balance of this month will be RM1000?

Ok, what if I don't pay in full of my outstanding balance in this month, I just pay RM800.

Will my 0% installment be considered paid for this month. Because I read about something about not paying the 0% installment will lead to heavy interest penalty which I don't want.

Please kindly clarify me on this question. Much appreciate.

hi, im charged for uob yolo and i'm wondering why. balance due date is 580.88 and i paid that amount.
but i dont know y uob split my payment into 2, 159 and 411.88 which add up to only 570.88, short of rm 10. why?
And then i was charged 3.56 and i wonder is this number correct? how to count? my statement date is 26th and my due date is 15th/16th

do i call CS? or email? do you know how to count the finance charge?
i pay using cimb IBG, the second photo i attach in 1st post is the amount i paid, exact 580.88

If my Citibank outstanding is RM200, but I transferred RM2,000 to clear the outstanding, it will be extra RM1,800 in my Citibank CC, can i just leave it there for a long time? or bank will forfeit the money or transfer for my saving account (but I dont have SA with Citi).

Oh no, have been charged RM0.15 late payment, will it affect my CCRIS?

I think I did pay full, it must be cashback. As i foreseen I will be having RM2 cash back in this month, then i pay RM2 lesser. Then the interest should be came like this.

Diff between Visa vs. Mastercard? i think most merchants accepting CC would accept both brands, right?

What does 'no compounding charges' means?

Hi all, am I able to swipe Islamic cc at non halal fnb on accident? Or the transaction will be rejected?
Thanks.

So if outstanding RM100, interest 10%, so interest for conventional:
Month 1=RM10
Month 2= RM110*10%=RM11
Total interest=RM21
Islamic:

Month 1=RM10
Minth 2=RM10
Total=RM20

?

should be like this instead?

How do I check my anniversary month for my card especially UOB? I can't remember.

One is supposed not to use that card in its anniversary month just in case bank doesn't want to waive the annual fee right?

I have called Maybank to have my statement date revised to 3rd of each month. They say it'll take some 30days to have it effected. I checked my M2U just a while ago, and noticed that my bill statement is not out yet, but the statement date/due date is not yet changed..
[attachmentid=9615735]

But based on the screesnhoot above, got the outstanding amount figure, but no stated minimum amount to pay, and the amount due also?

Sorry sorry, I meant that my due date is set to 3rd of each month, not the statement date! Not sure when it will get reflected on M2U

Hence why I need the payment due date to be on 3rd, and the statement date to be mid-month.  Noe the due date is befoooore my gaji, how to pay le

If i may add, only PBB Quantum has the call for instalment features for 0% interest for 12 months

Im wondering can I use credit card to pay house/car loan to get cashback right? Anyone tried? Thanks