QUOTE(watabakiu @ Aug 19 2020, 12:11 AM)
Your 5k outstanding and new posted transactions all will kena interest.Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Aug 19 2020, 12:14 AM
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#101
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Senior Member
3,218 posts Joined: Apr 2005 |
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Sep 2 2020, 12:26 AM
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#102
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Senior Member
3,218 posts Joined: Apr 2005 |
For Affin duo card, let say after 1st year auto waiver 12 times never meet how much is the annual fee ?
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Dec 26 2020, 04:18 AM
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#103
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3,218 posts Joined: Apr 2005 |
QUOTE(zyulander @ Dec 26 2020, 03:48 AM) hello, need some clarification on maybank statement. Wait until next statement.i made a purchase on 4/12/20 (ezy payment plan rm200x12) so on 4/12 there's rm210 (RM200 1st month + RM10 misc ) on the transaction history. statement date on 14/12/20 due date 3/1/21 -outstanding balance rm210 -statement balance rm210 -minimum payment rm210 on 15/12 there is this another RM200 amount of the installment in the transaction history -outstanding balance rm410 -statement balance rm210 -minimum payment rm210 i made payment on the statement balance RM210 on 18/12/20 -outstanding balance rm200 -statement balance rm210 -minimum payment rm0 my questions are : -am i charged twice for the monthly installment and should pay the remaining RM200 on the outstanding? -or should i just wait for next statement since i already paid the first installment and the minimum payment is already RM0? thanks in advance |
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Dec 28 2020, 10:47 PM
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#104
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3,218 posts Joined: Apr 2005 |
Why certain shops only accept debit card but not credit card? It is due to cheaper service charges ?
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Dec 29 2020, 06:49 AM
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#105
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3,218 posts Joined: Apr 2005 |
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Aug 6 2022, 12:56 AM
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#106
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3,218 posts Joined: Apr 2005 |
Normally for a card got unauthorized transaction from the day I call CS to report until get new card. It takes how many days or week? On 30th July my affin card got 1 unauthorized transaction rm5 ,
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Mar 12 2024, 12:31 PM
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#107
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3,218 posts Joined: Apr 2005 |
QUOTE(Nom-el @ Mar 4 2024, 06:54 PM) I have a question about 20 days interest free grace period. If I pay my statement balance before due date, there will be no interest charged. If I did not pay all before the due date, interest will be charged on the remaining statement balance and subsequent transactions will no longer be interest free. All outstanding need to reach 0 then only will reset.When would it reset? Immediately after settling the unpaid statement balance or all outstanding balance (including those not yet statemented)? Or in the next statement cycle after either of the above? In other words, when will one get to enjoy the 20 days interest free period again? |
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Mar 15 2024, 01:23 PM
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#108
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3,218 posts Joined: Apr 2005 |
I got question about pre authorised holding amount. If we use CC the pre authorised amount will straight away deduct the credit limit. During 10days if merchant didn't claim it credit limit will automatically increase back.
My question is how about we use debit card? If 10days merchant no summit claim will the bank balance increase? Two months ago i ate at 1 mamak they still haven't claim my rm65, i used stand chart Cc Ps, another words can debit card makan free if merchant didn't claim in 10days? This post has been edited by eddievh: Mar 18 2024, 12:48 AM |
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Mar 17 2024, 01:00 PM
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#109
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3,218 posts Joined: Apr 2005 |
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Aug 24 2025, 01:40 PM
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#110
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3,218 posts Joined: Apr 2005 |
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