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 eUT / POEMs / Phillip Mutual Berhad UT discussion, Coz' Fundsupermart not cheapo enuf'!

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puchongite
post May 19 2017, 04:59 PM

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QUOTE(virgoguy @ May 19 2017, 04:55 PM)
Wah....I read the T&C. They don't even have internet banking ah. Really troublesome eh
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What do you mean by that ? I paid to them via fpx so many times already without problem. There was once fpx was down, i paid via 3rd party transfer (intra bank).
puchongite
post May 19 2017, 05:39 PM

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QUOTE(virgoguy @ May 19 2017, 05:29 PM)
Oh meaning their T&C at registration page is not up to date.

So fpx from any bank all ok? Btw can kindly describe your 3rd party transfer process?
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Fpx should be supported by whichever banks supported by fpx. wink.gif

3rd party transfer :-

Get a list of bank account number from them. Pick the one which you have the same bank account. Then log on internet banking. Transfer the money using the internet banking intra bank 3rd party transfer. After that I screenshot the (internet banking) payment slip and email to them. To be absolute sure, call them up and make sure they match the payment with the correct order.

p/s note
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Internet banking has pre-set limits for different types of transaction. Make sure you configure you internet bank limits correctly.

This post has been edited by puchongite: May 19 2017, 06:13 PM
puchongite
post May 19 2017, 07:04 PM

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QUOTE(virgoguy @ May 19 2017, 06:39 PM)
You bought all your fund in eUT as well? I am thinking about to open eUT account to move my fd to park there(affin hwang select bond fund) rather than chasing fd.
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My portfolio is splitted between eUT and FSM. There are certain funds make better sense to me to buy at certain location. Cimb funds and TA funds are usually limited availability under promotion.

Also it makes sense to keep funds from same fund house under same distributor, to facilitate intra switching.


puchongite
post May 19 2017, 07:15 PM

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QUOTE(virgoguy @ May 19 2017, 07:06 PM)
Mind to share what fund u bought under eUT?
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Overall, my decision is based on fund availability under promotion. TA global tech, never seem to be on promotion so have to buy under FSM. CIMB china is not even available online in eUT. So FSM.

Eastspring and Manulife are normally abundant in eUT.

Affin Hwang - very seasonal.

So on and so forth.
puchongite
post May 24 2017, 07:12 PM

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QUOTE(virgoguy @ May 24 2017, 06:14 PM)
account just activated and bought 5k for Affin Hwang Select Bond Fund. How long does it take to reflect into my account?
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Move around the system. Famliarlize yourself with Transaction->Transaction status and "My portfolio".
puchongite
post Jun 15 2017, 05:56 PM

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Got an invitation to attend this with a full waiver voucher :-

user posted image

https://www.fame.com.my/SeminarRegistration.aspx

Too bad, did not reveal who are the speakers.


puchongite
post Jun 21 2017, 09:54 AM

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QUOTE(Nom-el @ Jun 21 2017, 09:39 AM)
Think of selling a portion of funds overlap between this promo with those available in FSM.

ie sell that in FSM to earn credit point and buy it back under promo in eUT. devil.gif
puchongite
post Jun 22 2017, 07:26 AM

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QUOTE(estherkon @ Jun 22 2017, 07:07 AM)
Thanks to Ramjade who originally suggested eUnittrust, I've been able to apply for an account there. Since I'm new to this, I wanted to run this by you readers to ensure that I'm not paying any fees:

I've decided to purchase the following to take advantage of the Raya promotion:
Affin Hwang Select Opportunity Fund (RM10000)

Can I turn around immediately and switch RM5000 of the fund into Affin Hwang Select Asia (Ex Japan) Quantum Fund without incurring any fees?
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I think Quantum fund is soft-closed so you can't buy it for now.

You can switch into something else only after it appears in your book. Not immediately after your purchase.
puchongite
post Jun 22 2017, 09:10 AM

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QUOTE(dasecret @ Jun 22 2017, 08:40 AM)
The only problem with that is the lag time, from intraswitch to bond fund then sell the bond fund and then buy on eUT, probably would take 2 weeks. If the price goes down you make some, if price goes up you'd lose some. Unless you have cash buffer to buy on eUT as soon as you intraswitch in FSM, then there would be no impact in pricing
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Yes use a buffer money and execute the transaction simultaneously.

Then the credit earned can be used to purchase funds on FSM which are not on eUT promo.
puchongite
post Jul 8 2017, 02:03 PM

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QUOTE(puchongite @ Jun 15 2017, 05:56 PM)
Got an invitation to attend this with a full waiver voucher :-

user posted image

https://www.fame.com.my/SeminarRegistration.aspx

Too bad, did not reveal who are the speakers.
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Their speakers.

Attached Image

Seem pretty phillip dominated ? More speakers not mentioned ?
puchongite
post Jul 18 2017, 09:47 AM

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Another promotion by eUT, this promotion is back to back to the previous promotion wink.gif


https://www.eunittrust.com.my/fundInfo/promotions.asp

17th July to 18 Aug

user posted image



puchongite
post Jul 18 2017, 09:39 PM

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QUOTE(drew86 @ Jul 18 2017, 08:40 PM)
Wow..just wow..anyways all good! Lol

Seems like less funds on promo? No Libra this time
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The cimb asia pacific dynamic income is not in the list. I don't know how do they come to decision which fund to put in for promo.
puchongite
post Jul 26 2017, 06:40 PM

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QUOTE(young_97 @ Jul 26 2017, 06:01 PM)
eUT site only compatible with IE ? i keep getting 500 error with chrome
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No. This is due to your session has timeout and you have been log out by the system. But for some reason, you used the 'back' button, then you are stuck in this 500 error unable to get out.

The way to get out of this, one of the way is to click 'holding/estatement' (on the top left side) then the system will display you have been log out, then you can relogin again.

EUT/phillip mutual hired trainee programmers and none of staff are IT literate enough to provide proper feedback for this to be resolved. My guess.

This post has been edited by puchongite: Jul 26 2017, 06:42 PM
puchongite
post Jul 31 2017, 11:19 AM

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QUOTE(young_97 @ Jul 31 2017, 10:42 AM)
Since the profit is paid by monthly basis. When we withdraw, next month only receive interest ? The interest is directly deposit to our bank?
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Call them at the customer care and let us know ? Never invested in their MMF.
puchongite
post Aug 1 2017, 12:51 PM

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QUOTE(echoesian @ Aug 1 2017, 12:45 PM)
But at least FSM charges a minimum fee unlike eUT give 0% charges. I wonder how they make money out of it, sometimes feel too good to be true smile.gif hehe
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I got a feeling that eUT is not something they want to promote, ie given a choice, they want to keep the customers within their other focus businesses. But if the customers are going to run away, then they can be kept in eUT.

What I say that ? In the recent Phillip Investment conference, they managed to pull together a huge crowd, but there is zero mention of eUT platform. They talked about Phillip managed Mutual Funds, Phillip Future, and other agent based businesses. But zero mention of eUT.

This post has been edited by puchongite: Aug 1 2017, 12:56 PM
puchongite
post Aug 3 2017, 07:01 PM

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QUOTE(estherkon @ Aug 3 2017, 06:55 PM)
Have the following funds ever been in the 0% promotions? Trying to decide whether to wait for 0% promotion or bite the bullet and pay sales charge.

CIMB-Principal Global Titans Fund
CIMB-Principal Greater China Equity Fund
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No, never see before.

In fact Cimb greater china is said to non-tradeable online. Basically can't buy online.

You can consider Eastspring dinasti as a replacement for cimb greater china. In fact, their performances are very similar.

For cimb global titan maybe replace with eastspring global leader.
puchongite
post Aug 4 2017, 09:10 AM

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QUOTE(estherkon @ Aug 3 2017, 11:12 PM)
Would I be able to avoid the sales charge by purchasing RM5000 CIMB-Principal Asia Pacific Dynamic Income Fund - MYR, then switching to CIMB-Principal Global Titans Fund and CIMB-Principal Greater China Equity Fund?
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You cannnot do that because these funds CIMB Global Titans and CIMB Greater China are not online tradeable in eUT.

Furthermore, even though CIMB Asia Pacific Dynamic Income is often on promotion, but this round of promotion, it is not on.

Somebody earlier asked about what is the catch on eUT promotions, which are so regular and almost back to back. These are some constraint. Which is why I am maintaining two sets of portfolios, one in eUT, and one in FSM.

But seriously, if you really look at the graphs and data, Eastspring Dinasti matches quite well with CIMB greater china, and sometimes it performs better.
puchongite
post Aug 24 2017, 10:57 AM

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QUOTE(e-lite @ Aug 24 2017, 10:51 AM)
Seems like the promo for EUnitTrust has ended and no renewal of promo for now. I guess have to buy on FSM for now.
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It's not always the promo will be totally 100% back to back without any day lapse, ie usually there maybe 1/2 month or 1 month gap between each promo.

If you search the internet, you will see that almost every year they have a big merdeka promotion. I tend to think there is another grand promo on its way.
puchongite
post Aug 24 2017, 11:38 AM

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QUOTE(Ramjade @ Aug 24 2017, 11:27 AM)
Shouldn't it be if you buy say KGF from Kenanga, it's under your name?

So weird if buy KGF directly from Kenanga and is not under your name.
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She was referring to buying non-Kenanga funds via Kenanga. Competition is getting stronger, fund houses also sell others' products.

This post has been edited by puchongite: Aug 24 2017, 11:38 AM
puchongite
post Aug 29 2017, 07:27 PM

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QUOTE(xuzen @ Aug 29 2017, 07:23 PM)
Ikan bilis investors.... lai lai go FSM, there they sayang - sayang sama u.

Xuzen
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But it is true FSM rewards ikan bilis investors and then earns the most from big investors. No motivation at all to become a platinum holder.

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