Another factor is phllip mutual has really small appetide, they prefer to focus on managing a small fund and earn from human value businesses and not actively promoting and focusing the eUT platform.

FSM does not feel the threat at all.

Account opening is FOC and can be done remotely.

You don't need a unit trust consultant for DIY eUT platform. If you need a unit trust consultant, I guess you will not be using the DIY eUnitTrust platform, and you will be charged for heavier service charge. Payment via account number is the last resort, better if you use the FPX. Then there is no need to call anybody.

Ghee you are forcing your idea upon others. But people have other ideas of interesting funds.

Go to the middle top screen there is a menu bar, click Transaction->Transaction Status.

Strange company, keeping promotion like a secret.

I can't find any information about the extension. There is no information about the promotion in the website. And when login, the 'flashing' page about the promotion still says the promotion ended in 15th Sept. Where do you get the extension info from ?

I visited there page earlier before I posted the reply. So either my browser just refresh or they just refreshed after I posted.

Likely it will include Cimb Asiapac dynamic income but not including cimb greater China.

Instead of Cimb greater China, you can consider Eastspring Dinasti. The last I check EI Dinasti is higher return and lower volatility.

Well 0% SC offers initial advantage, most important is still the performance of funds in the longer run. A good fund will eventually negate the significance of the initial service charge.

Two things to take note :-

1. My understanding is coof off is a priviledge given per person per life time per fund house. If used in FSM, later you want to utilize it in eUT, you can't.

2. Refund takes time. It will be bank into your account at some 10 days later. Willing to wait that long ?

Wonder if they actually know software is something need to be tested.

Or maybe they don't even know how to test software ?

Big fumble.

Same as before :-

Long lists from Eastspring, Manulife and RHB, Affin Hwang.

Limited items from Cimb and TA.

My EI Dinasti is 6% if adding yesterdays' gain. Not bad for less than 3 months investment.

I have very unhealthy port. Too much overweight in China/North Asia Pac.

Problem is I can't see anything which will be growing except China/North AsiaPac. So really don't know how to balance.

This post has been edited by puchongite: Oct 24 2017, 02:29 PM

So a few days has passed, eUT still decided to keep promotion like a secret and make it difficult to access from their website as a permanent feature ?

Anything, still better to call them. Maybe their reply is slow or it goes into your spam folder.

Access of the promo should be integrated into their portal. From the portal there is no reference to it all.

The way it is done now it is a external URL, then one has to keep referring to the email and then jump back to access the promo.

That's basic ease of use requirement.

This post has been edited by puchongite: Oct 26 2017, 11:08 AM

eUT has no credit system, so inter fund house switching will be treated as sell-then-buy.

But it has regular promotion and each promotion as usually about 2 weeks - 1 month, so during that time, inter fund house switching will be 0% service charge if the target fund is in the promotion list and the amount involved meets mininum 5k criteria.

Dividends or rather income distribution in unit trust, there is no need for pro-rated calculation because whenever income distribution is given, at the same time the Nav will be dropped. So all the money is coming from your own money, the fund house is just shifting the money from one pocket to another.

This post has been edited by puchongite: Nov 3 2017, 10:24 AM

Online payment - is it fpx or interbank transfer ?

Don't use interbank transfer as it is not end-to-end connected. Use FPX instead.

"Online banking/bank in" is the interbank transfer. I do that a lot for some other payment, eg pay condo maintenance fees. This is very cumbersome mode of payment. You need to capture the online payment screenshots and dispatch over in email or FAX to eUT. Email is a bad vehicle for time critical task. You may even need to make calls to verify if they receive your email or FAX.

And upon receiving your email or FAX of the payment slip, the human in eUT have to manually tally the payments and tie it with your purchases. Assuming they can't get your email, then your transaction will not be entered for the day.

This post has been edited by puchongite: Nov 20 2017, 10:30 AM

No idea. You need to confirm with eUT. Maybe that's true. If want to buy small amount, perhaps FSM is still a better platform ? I have never paid anything less than RM500.