Correct me if I'm wrong, we cannot enter airport lounges with these cards right?

you are correct - you cannot [U]enter airport lounges for FREE with these cards.

I could like to seek advise.... My amex been fraud and been charged rm9k+. I called card centre to blocked my card. I also submitted my dispute form. May I know anyone here successful in dispute? The amount is too huge as the CS asked me to pay first. Should I pay first (but not I spend it) or drag it? thanks

It depends on the type of transaction. If it's internet transaction without OTP (SMS) verification, high chances the dispute will be successful. If it's transaction performed at merchant's terminal, then it will takes time as MBB need to liaise with the merchant's bank for proof of purchase.

It was internet transaction without tac code. I get sms notification send over and i quickly call over to cancel it.

If it's disputed, do you have to pay first? what are the chances of getting the money back?

usually fraud is done via internet. it's too risky to do at merchant. can i ask if it's a local or overseas transaction? usually they're in USD.

This post has been edited by janson_kaniaz: Sep 11 2017, 06:30 PM

My fraud transaction in USD few years back didn't charged to my AMEX after reported without dispute, so no need pay

Usually is oversea transaction

I had that fraud on my amex few months ago. Immediately called call centre to block and cancel the card. I also submitted my dispute form at the bank when I went to retrieve my new card.
When the statement came, I didn't pay for the fraud charges. So the following month statement, I got charged for not paying, I called the call centre again and they waived it.

applied this card via ringgitplus, hvnt heard news so far..

thank you for clearing the doubts. it means I will get the 2 cards, but majority of the time, I will be using AMEX, and the gold/platinum will be for decorative purpose...I am a small timer, using my OCBC great eastern for Jusco, Tesco, Bubba Gump, McDonald, Digi, Shell, insurance policy...(these pretty much sums up where 30% of my monthly income goes to, the other 70% goes to wife...) so I think the maybank 2 card can replace my OCBC...right?

you need to check if those merchants accept amex. most big stores like Jusco, Tesco, Digi have no problem accepting amex, not sure about the others...

my suggestion is to keep another card besides amex as a backup..

You have to wait for approval from the bank. Mine took about 3 days. If in doubt, you can contact ringgitplus

oh mine more than 2 weeks.. will check with them tomorrow..

i hav queastion abt e-statement. is my 1st time use cc & jz start using it last month may i ask it is i can straight check the statement through log in M2U website or i need to make registration for it only can view?

i did try step by step instruction following the 1st post of 'Maybankard 2 Cards FAQ -#30 To subscribe to e-statement' but till i click into 'Email Statement Delivery' section it jz had my SAVING ACC. for select but dont have any of my current Credit Card to select?

as i check my cc account detail, Payment Due Date & Statement Date show N/A mean no cc payment need to make yet??

plz advice thx

No need register, u have fill in details upon your registration. N/A means your statement date havent reach. Just wait.

Thanks for the reply.
I did received the MSOS code but still error after I key in the code

U need to call CS to activate your online purchase feature for first time.

Thanks! Already called CS... I entered the wrong 4 digit code (back of the card) omggg.. feel so stupid