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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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cybpsych
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Aug 23 2017, 07:30 AM
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22 August 2017Important Notice (Date of Notice: 22 August 2017)http://www.cimbbank.com.my/content/dam/cim...r_TnC_EngBM.pdfTo: CIMB Bank Berhad Credit Cardholders Dear Sir/ Madam, Please be informed that with effect from 12 September 2017, the use of your credit card for purpose of betting or gaming transactions, including but not limited to the purchase of lottery tickets, casino gaming chips, off-track betting, wagers at race tracks or for transactions relating to travellers cheques, foreign currency and money order would be treated as cash advances attracting finance charges at a maximum rate of 1.5% per month from the date of advance until repayment in full and a cash advance fee at the rate of 5.0% of the amount drawn or RM15.90, whichever is higher.Please take note that the Cardholder Terms & Conditions have been amended to reflect the above, and such amended terms and conditions shall take effect 21-days from the date of this notice i.e. 12 September 2017. The revised Cardholder Terms & Conditions can be found on our website at www.cimbbank.com.my or a copy obtained upon request from our branch personnel. Thank you The Management CIMB Bank Berhad
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cybpsych
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Aug 24 2017, 11:15 AM
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QUOTE(christcwl9 @ Aug 24 2017, 11:05 AM) Guys, for the CIMB Cash rebate CC, 2% rebate for petrol is it combined with our online purchase and capped at RM30 per month?? Or is the 2% petrol rebate not included in the RM30 capped per statement on online purchases? same answer to pbb quantum. RM30 cb per card per month, irrespective to number of categories. this is why u need to monitor ALL your spending vs categories, if you intend to maximize cb across various categories.
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cybpsych
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Aug 24 2017, 11:32 AM
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QUOTE(donhue @ Aug 24 2017, 11:28 AM) CIMB Cash Rebate works a bit differently than Quantum.. Quantum's is simpler that there's RM 30 cash back cap for both categories.. CIMB Cash Rebate has a cap of RM 50 for the categories that earn 2 - 5% CB (E-Commerce, Petrol, Groceries, Standing Instructions), but there is a sub-limit of RM 30 for E-Commerce. There is no cap for 0.2% CB that you get from other categories, and 10% CB on finance charges. For example, if you spend RM 1000 on Lazada, and RM 100 on petrol, you will get RM 32 CB (RM 30 from E-Commerce, RM 2 from petrol). If you spend RM 100 on Lazada and RM 1000 on petrol, you will get RM 25 (RM 5 from E-Commerce, RM 20 from petrol). ah yes, it has 2 tier of cb. per card is RM50 max cb, but online has as sub-limit of max RM30 cb.
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cybpsych
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Aug 26 2017, 08:35 AM
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http://www.lazada.com.my/merdeka-sale/• The discount of 5% on the nett purchase price (exclusive of shipping/courier charges) up to a maximum of Ringgit Malaysia Fifteen (RM15) in a single transaction upon checkout on Lazada’s platform. • The discount is only available to first ten thousand (10,000) redemptions during Merdeka campaign period 25th Aug – 31st Aug. • The discount is only for one (1) time redemption per Lazada registered customer and is not valid in conjunction with any other vouchers, offer or promotions and product exclusion may apply. • The discount is applicable on LAZADA's website, mobile web and applications. • The payment for the product(s) must be made with CIMB Lazada Prepaid Mastercard. • No cash alternatives or refund will be offered in lieu of the discount. • Lazada reserves the right to alter, cancel, terminate or suspend the order or any part thereof or any part of the applicable terms and conditions from time to time, with or without any prior notice. This post has been edited by cybpsych: Aug 26 2017, 08:36 AM
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cybpsych
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Aug 29 2017, 09:31 PM
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Happy 60th Merdeka [ CIMB | T&Cs (EN) | T&Cs (BM) ] Be the first 1,000 to win Lazada eVouchers worth RM60! Simply make a prepaid top up/pay bills/fund transfer (min RM20) using CIMB EVA mobile app. Hurry, download now! Offer valid from 28 Aug – 31 Aug 2017 Valid for the first 1,000 customers who make a successful bill payments or prepaid reload or IBG/IBFT/Third party transfer transaction through CIMB EVA mobile app during campaign period only. First come first served. Each customer is eligible for one-time reward only. eVoucher will be sent to eligible winner’s email address within 4-8 weeks after campaign ended.
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cybpsych
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Aug 30 2017, 06:50 PM
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 San Francisco Coffee 1-for-1 Campaign [ CIMB ] Wouldn’t you like to get an EXTRA drink at San Francisco Coffee? Then, good news to all CIMB Bank Debit, Credit and Prepaid cardmembers! CIMB Bank recently won the Best Retail Bank in Malaysia by the Asian Banker 2017, and we would like to thank you with this unbeatable deal! So take a break, turn the frown upside down and forward the joy to your friends & colleagues with an extra cup* on us when you buy a drink from San Francisco Coffee today! Terms & Conditions 1. Payment must be made with a CIMB Bank debit, credit or prepaid card. 2. *Value of second drink must be less than or equal to purchased drink. 3. Offer is only valid for handcrafted drinks. 4. Offer is not valid with any other sets, discounts, catering and delivery. 5. Offer is valid at all outlets except San Francisco Coffee Genting Sky Avenue.
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cybpsych
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Aug 30 2017, 08:51 PM
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QUOTE(poweredbydiscuz @ Aug 30 2017, 08:26 PM) just try buy 1 get 1 free, then buy 1 again to get another free.
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cybpsych
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Sep 1 2017, 07:44 AM
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Spend and stand to win cash rebates at IKEA stores with 0% Easy Pay! [ CIMB ] Campaign period: 1 September 2017 - 30 November 2017Spend a minimum of RM500 in a single receipt with 0% Easy Pay at IKEA stores to stand a chance to win RM20,000 worth of cash rebates! Terms & Conditions 1. Payment must be made with a CIMB Bank credit card (except Platinum Business Card and Fuel Tanker Card). 2. Eligible participants will be entitled to one (1) entry with every minimum spend of RM500 in a single receipt and opt for 0% Easy Pay Plan (with tenure 6 months, 12 months or 24 months) at IKEA stores Malaysia during campaign period. 3. Every eligible participant is entitled to win only one (1) prize throughout the campaign. 4. Shortlisted winners will be contacted by CIMB Bank via telephone / SMS within 12 weeks after the campaign is ended. Shortlisted winners are required to answer one (1) question with correct answer via telephone / SMS within specified date and time. 5. Subject to full Terms and Conditions at http://www.cimbbank.com.my/IKEAIPPFor English, please click here | For Bahasa Malaysia, please click here. This post has been edited by cybpsych: Sep 1 2017, 07:45 AM
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cybpsych
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Sep 1 2017, 07:48 AM
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CIMB Bank PIN & Win Campaign Winners [ CIMB ] Campaign period from 1 April until 31 May 2017Click here to view the list of winners! »CONGRATULATIONS to our winners! Terms and conditions 1. This campaign is open to all principal CIMB Bank / CIMB Islamic Bank Credit and Debit Mastercard cardmembers who are at a minimum age of eighteen (18) years old (except CIMB Platinum Business Cards and Fuel Tanker Cards). Enrolment is not required to participate in this campaign. 2. Eligible transactions for this campaign will be local and/or foreign currency transaction(s) performed via 6-digit PIN only. 3. Eligible participants shall earn one (1) entry for every transaction performed. 4. Each eligible participant shall be entitled to win a maximum of one (1) Daily Prize only throughout thecampaign period. 5. The above prize images, props, and design featured in this advertisement and all printed materials are for illustration purposes only. Actual models/products/colour codes may vary. For full promotion terms and conditions, please click below: Terms & Conditions - English | Terms & Conditions - Bahasa Malaysia
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cybpsych
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Sep 1 2017, 08:53 AM
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QUOTE(monoikhwan @ Sep 1 2017, 08:42 AM) Dear all, Currently I'm using Maybank 2 Cards and Maybank Ikhwan for cashback during weekend transaction. Now I need some cards to cover my weekdays spending. Priority is online spending and petrol and CIMB CR card seems fit in the bill. Sorry for asking newbie question, but how long is the payment period before the any charges is imposed? E g. Can I make a transaction on 2, 3, and 4 July, and paid all in 10 Aug lump sum? Will there be any charges imposed for this kind of scenario? Thanks in advance. always always always follow statement details. learn how credit card statement and repayment works. read carefully what is written on the statement: statement balance and payment due date. adhere to both. example of spending vs cc repayment:
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cybpsych
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Sep 4 2017, 10:37 AM
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QUOTE(deanitro @ Sep 4 2017, 07:39 AM) my lazada tranx entitled 0.2% only (falls under other retail spend category). in statement it mention LAZADA KUALA LUMPUR MY. what should i do, or there is nothing i can do about it? spent about RM375, rebate about 75 cents only. 😆 if i use PBB Quantum, will i 100% get the 5% cash rebate? Rm375 x 5% = RM18.75. is it true? this is a known issues for few months. for pbb quantum, same issue. just call CS and they'll make the adjustment accordingly. tedious but still ok to get back what you've earned.
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cybpsych
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Sep 7 2017, 07:47 AM
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QUOTE(raul88 @ Sep 6 2017, 10:31 PM) cimb cash rebate card has become so useless now last month i only got CR 80 cent from 400+ usage they really wanna push ppl to take their lazada card hence pull this kinda stunt although this is my backup card, i think im gonna potong thsi soon are you sure cimb lazada card no issue? this so-called stunt is not cimb's fault, it's lazada's.
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cybpsych
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Sep 11 2017, 07:33 AM
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QUOTE(OptimusStar @ Sep 10 2017, 11:30 PM) One poster mentioned local council assessment tax as well. payments to charity and government related payments are both categorically NOT ELIGIBLE since 3 April 2017. Lazada's is a temporary issue that cropped up in June 2017. they still honor the reward back the (missed) cb. we're hoping it get fixed soon because it's also affecting other cards, not just CIMB CR. Again, this is not CIMB's fault either. it has been known that this card is quite stringent to Online transactions. read post #3 for merchants not eligible under this card.
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cybpsych
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Sep 12 2017, 08:16 PM
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QUOTE(dh13 @ Sep 12 2017, 07:40 PM) Yay.. Got call from CIMB and they approved to my Cash Rebate Adjustment for Lazada. They mentioned because it was charged under "Standing Instruction" Mode instead POSMODE 81 thus the cash rebate was not calculated. They said that Lazada is aware about it and changed to the correct mode. Hopefully the 5% Rebate issue will be resolved for the coming statement. yes,that is the correct way for banks to engage with the merchant to fix/correctly setup their payment mode.
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cybpsych
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Sep 15 2017, 12:29 PM
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QUOTE(DarReNz @ Sep 15 2017, 12:10 PM) i have already moved it to the No Cash Rebate Merchants  still listed in 5% section
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cybpsych
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Sep 18 2017, 10:19 AM
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QUOTE(icebryanchan @ Sep 18 2017, 10:14 AM) So any amount i spent now until 28th sept, I will have payment deadline of around 17th October? payment due date = statement date + 20 days since each month has varied days (e.g. Feb has 28/29 days, other months have 30/31 days), due date usually off 1 day (except Feb)
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cybpsych
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Sep 22 2017, 03:41 PM
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QUOTE(KeSToN @ Sep 22 2017, 12:40 PM) anyone tried paying using cimb CR for mcd delivery? Merchant Name MCDONALDS-MCDELIVERY-EC Description McDelivery Online Order. cash back valid? someone also asked this early this month. since you already swiped, best to know is by calling CS directly. else wait later this month and count if your cb inclusive of MCD delivery trx.
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cybpsych
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Oct 3 2017, 04:54 PM
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QUOTE(coolguy99 @ Oct 3 2017, 02:40 PM) The Lazada prepaid card gets u 15% cash back in Lazada without any conditions? Tried looking for more information in the cimb website but it seems that they have removed the details of the card link and page still working https://www.cimbbank.com.my/en/personal/pro...mastercard.html
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cybpsych
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Oct 9 2017, 01:28 PM
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QUOTE(adymfi @ Oct 9 2017, 12:13 PM) I was being offered cashlite with 3.99% interest rate for 48 months. Due to the officer for cimb credit card customer. Anybody got this offer? Or this is scam?  dont trouble yourself. ignore if you have no use for it.
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cybpsych
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Oct 10 2017, 06:38 PM
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QUOTE(maxubex @ Oct 10 2017, 06:36 PM) Thanks. Most likely I will apply for PBB Quantum cause can get rm200 touch n go. Anyway UOB YOLO also quite nice, unlimited 6% online spending. yolo where got unlimited
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