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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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cybpsych
post Oct 10 2017, 09:01 PM

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QUOTE(Silver Isle @ Oct 10 2017, 08:48 PM)
Gonna cancel this card on 1 November 2017 itself! Woohoo...
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that's the strategy. get CB on 29th. clear outstanding minus cb. call to terminate. clean cut!
cybpsych
post Oct 11 2017, 08:05 AM

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card features always come and go.

it's time for cimb to review current market condition and offer something else. biggrin.gif
cybpsych
post Oct 11 2017, 08:32 AM

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QUOTE(christcwl9 @ Oct 11 2017, 08:29 AM)
Can anyone tell me what are the "enhancement" for the cash rebate platinum card?
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take a guess? laugh.gif

user posted image
cybpsych
post Oct 11 2017, 08:44 AM

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QUOTE(SKY233 @ Oct 11 2017, 08:40 AM)
even my colleagues complain about it laugh.gif
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my colleagues dont even know! as well as current features too! simply swipe! doh.gif doh.gif

DarReNz kindly put up the notice up on post #1 and/or sub-header laugh.gif
cybpsych
post Oct 11 2017, 09:49 AM

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QUOTE(caesarx @ Oct 11 2017, 09:42 AM)
enhance oversea spending but local spending is downgrade

Downgrade > Enhance shakehead.gif  shakehead.gif
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subjective view mah

glass half-full or half-empty? laugh.gif

same like HLB Wise card's revision. they still claim they are offering the highest 10% cashback in the market, but the subtext would be the new RM2k min spending.
cybpsych
post Oct 11 2017, 09:51 AM

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QUOTE(IdiotGuY88 @ Oct 11 2017, 09:50 AM)
maybe a bit off topic, i saw some people suggest go for pbb quantum to replace cimb cash rebate, but i check this website the 5% seems like not for online shopping

https://ringgitplus.com/en/credit-card/Publ...antum-Visa.html
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quantum mastercard la: 5% for Online and Dining

continue at PBB discussion thread.
cybpsych
post Oct 12 2017, 02:42 PM

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QUOTE(cybpsych @ Oct 10 2017, 09:01 PM)
that's the strategy. get CB on 29th. clear outstanding minus cb. call to terminate. clean cut!
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QUOTE(kenloh7 @ Oct 12 2017, 02:39 PM)
Before cancelling on 1st Nov, should I clear the statement or outstanding balance amount? Because I have some 5% cashback this month, so the outstanding will be lower than statement, but I heard before that we should always pay according to the statement balance.
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cybpsych
post Oct 12 2017, 04:54 PM

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QUOTE(mamamia @ Oct 12 2017, 04:39 PM)
if i've credit balance in my credit card, can I asked them to transfer to my CIMB CASA FOC b4 cancel?
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never try this
cybpsych
post Oct 15 2017, 06:08 PM

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QUOTE(iamkid @ Oct 14 2017, 11:56 PM)
Nando's and CIMB promotion
Buy 2 free 1 (quarter chicken with 2 sides)
  brows.gif
shall cancel my plan to cancel the card at the moment

http://kickmeaway.blogspot.my/2017/10/cimb...-promotion.html
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confirmed.

just now nando staff asked me if I have cimb card for the b2f1 promo. too bad I already cut the card months ago. smile.gif
cybpsych
post Oct 16 2017, 07:48 PM

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QUOTE(saitong09 @ Oct 16 2017, 07:46 PM)
You can get free quarter chicken for 3 purchases more than rm30 per transaction smile.gif
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nope u cant
cybpsych
post Oct 16 2017, 07:57 PM

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QUOTE(saitong09 @ Oct 16 2017, 07:54 PM)
Oh, but I already redeemed 1/4 and half chicken, next will be whole chicken wo after reached 9th chillies  smile.gif
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u can only gain 1 chillies per day, so her trip to nandos won't earn her 3 chillies to redeem free chicken reward.
cybpsych
post Oct 17 2017, 07:07 AM

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user posted image

New gift for new adventures. [ CIMB | T&Cs (EN) | T&Cs (BM) ]
Campaign period: 16 October 2017 - 31 January 2018

You now have the option to Choose Your Gift when you apply and spend with your first CIMB Bank Credit Card.

Submit your application early and start spending to enjoy.
cybpsych
post Oct 17 2017, 09:18 AM

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QUOTE(terence_say @ Oct 17 2017, 09:00 AM)
Hi, do you have any idea the campaign period is refer to approval date or submission date? I just submit my application through CIMB website last week and I can see that submission date is 13/10/2017 through the application checker

Thanks
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iinm, submission date
cybpsych
post Oct 17 2017, 10:00 AM

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QUOTE(Vincentccw @ Oct 17 2017, 09:51 AM)
Just received their newsletter regarding their new benefits for CIMB Platinum cash rebate card

[attachmentid=9246966]
So online shopping no more 5%?
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it was heavily discussed since last week lorrrr
cybpsych
post Oct 17 2017, 03:37 PM

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QUOTE(donhue @ Oct 17 2017, 03:14 PM)
Personally, I'll just cancel.. then at least if got cards with better benefits, can apply again and be entitled for "new to bank" gifts/rewards..
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QUOTE(wjleong15 @ Oct 17 2017, 03:27 PM)
good idea too
after this month statement and pay off the bill will request to transfer all rebate given to savings account and cancel the card
then after got the $ in savings
then wait until lazada prepaid gave me all the cash back in January
February will terminate relationship with cimb if no better card
then new to bank customer to enjoy free gift
cool2.gif

thanks bro for your good suggestion
rclxms.gif
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just take note that new-to-bank definition is usually 6 months period, some banks even define 12 months.

cimb is 6 months.
cybpsych
post Oct 17 2017, 06:17 PM

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QUOTE(djhenry91 @ Oct 10 2017, 06:03 PM)
ok..another fark up again..
i knew it will happen..
i really no idea what they think..
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QUOTE(djhenry91 @ Oct 10 2017, 11:19 PM)
mass cancellation for this card might alert the top management..so they will try revise or watever is to maintain

(i think so la)
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QUOTE(djhenry91 @ Oct 13 2017, 03:32 PM)
ok..i jus call cimb call centre..i ask tht guy. i from cimb..IB side retail equities..tht new enhancement is pretty useless..online spend 0.2% unlimited capping? who want to use? sure alot people threatening to cancel it..if change to 1% or 3% with unlimited capping maybe reduce cancelation chance on this CB...and tht cinema cash  rebate also almost usless also..i repeat tell him..please highlight to management again this else lose even more customer..
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QUOTE(djhenry91 @ Oct 13 2017, 05:35 PM)
i  jus saying la..see apa management gonna do what..
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QUOTE(djhenry91 @ Oct 17 2017, 04:21 PM)
i receive sms from cim bank card centre..my voice up they send to their team to study..
i doubt they do anything hahahaha
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seriosly dude, why emo la. laugh.gif

every other day you keep nagging here, it wont do much anyway. let them feel the pain, let the mgmt see the reports from their card business segment.

this has happened many times before. ocbc ti, m2c amex (regretted and reinstated!), uob vox (saved by yolo!), hlb wise, and now cimb cr, it wont be the last for cards to be on the chopping board.

old cards dont go, new ones (hopefully improved) wont come either! laugh.gif

This post has been edited by cybpsych: Oct 17 2017, 06:18 PM
cybpsych
post Oct 17 2017, 06:29 PM

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QUOTE(djhenry91 @ Oct 17 2017, 06:22 PM)
i no emo..i know way CIMB doing thing so funny since day 1..haha...
i know they will fark up anytime jus when only..
i still keep this card since AF free..i want to see whether they got priority my feedback or not since i in cimb IB side...
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rarely the decision to revise/remove can be impacted by different LOB since each holds its own P&L anyway biggrin.gif

they will only "feel" the pain when they see the cold hard facts: declining numbers of card sales and users! laugh.gif
cybpsych
post Oct 20 2017, 08:41 AM

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QUOTE(drbone @ Oct 20 2017, 06:23 AM)
I use my iPhone more than the PC. So is it still user friendly if I use google sheets app?
Also , any snapshot of how the excel spreadsheet looks like and how you guys arrange the card details into the spreadsheet ?
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it doesn't matter where/how u use smile.gif just go with whatever method is convenient and comfortable to u.

if u want to track each transaction n cb calculation, 1 worksheet = 1 card is better. the list would get long over the time of spending.


cybpsych
post Oct 22 2017, 10:58 AM

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QUOTE(Pain4UrsinZ @ Oct 22 2017, 10:40 AM)
any alternative to this card ? i will stop using this card. now have maybank2 amex only
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PBB quantum lo

post ur info here to get recommendation https://forum.lowyat.net/topic/4161836
cybpsych
post Oct 22 2017, 07:42 PM

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QUOTE(sl3ge @ Oct 22 2017, 04:15 PM)
Hi guys,one quick question
currently cimb cash rebate card online buy shopee got 5% rebate?

(as i know the 0.2% cash back is effective on 1nov2017)
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minus 1% cross border fee for shopee

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