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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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cybpsych
post May 1 2017, 09:24 AM

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Kempen Duit Raya Tesco CIMB Bank [ CIMB | T&Cs ]
Tempoh Kempen: 1 Mei 2017 - 31 Julai 2017

Anda berpeluang memenangi RM300 Duit Raya pada Musim Perayaan ini, bukan hanya sekali, malah selama 3 bulan berturut-turut di dalam/dan atau luar Tesco dengan CIMB Tesco Kredit atau Debit Mastercard anda hari ini.

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Bagaimana untuk mendapatkan penyertaan?

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Notis Penting
Kempen ini akan berlangsung selama tiga (3) bulan dan tiga ratus (300) pemenang akan dipilih (150 pemenang untuk CIMB Tesco Kredit Mastercard dan 150 pemenang untuk CIMB Tesco Debit Mastercard) setiap bulan sepanjang tempoh kempen. Peserta layak memenangi satu (1) hadiah wang tunai untuk setiap bulan atau tiga (3) kali sepanjang tempoh kempen.
Kempen ini terbuka kepada semua pemegang kad utama dan tambahan CIMB Tesco Kredit Mastercard dan CIMB Tesco Debit Mastercard sahaja.
Untuk menyertai kempen ini dan terpilih untuk memenangi hadiah wang tunai, peserta hendaklah mendapatkan penyertaan dan membalas soalan melalui SMS.
Kempen ini tertakluk pada terma-terma dan syarat-syarat produk CIMB Tesco Kredit Mastercard dan CIMB Tesco Debit Mastercard.
cybpsych
post May 5 2017, 07:30 AM

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“Bluetooth Smartwatch for Credit Card Application” Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
1 May 2017 to 15 May 2017

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cybpsych
post May 6 2017, 11:57 AM

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QUOTE(vseries @ May 6 2017, 10:47 AM)
It has been verified. Forgot to add, straight received sms
RM0.00 CIMB: MYR xxxx was charged on your card num xxxx at LAZADA MY (ECART S MY on 06/05. Pls call the num at the back of your card for any queries.
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this msg is from bank that an attempt to charge the card from merchant.

since no OTP triggered & received, bank would reject the transaction. then it will update back to Lazada.

go check Lazada Order page. sometimes the order will be canceled/rejected. if so, the amount charged will be forfeited and wont be posted into your card.


depends on your intended results laugh.gif whether to purchase or hope it get canceled smile.gif my purchases so far with lazada, will always trigger OTP.

This post has been edited by cybpsych: May 6 2017, 11:59 AM
cybpsych
post May 9 2017, 09:56 AM

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QUOTE(eastwest @ May 9 2017, 09:44 AM)
Guys/gurls,

Now I have mastercard  CR plat and standard plat(upgraded from gold, used from 2006). Any reason for me to keep the standard plat card?
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check the features of the card lo.

if nothing interesting or no use to you, just cancel it. have a little peace of mind with 1 lesser useless card to maintain.
cybpsych
post May 9 2017, 10:31 AM

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QUOTE(eastwest @ May 9 2017, 10:20 AM)
point is useless to me... only the cimb easy pay (epp for 36months looks useful, if I ever needed it).. besides, the standard card looks nicer compared to CR tongue.gif  (for me lah)
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u already got the answer anyway, why asked it at the first place? hmm.gif
cybpsych
post May 10 2017, 10:24 PM

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QUOTE(cybpsych @ Feb 2 2017, 08:58 PM)
Notice of Amendment to Terms & Conditions Relating to Rebate and Benefits available under the CIMB Cash Rebate MasterCard Credit Card (Version 19 January 2017)

http://www.cimbbank.com.my/en/personal/pre...redit-card.html


We wish to inform you that we have amended Clause 3 of our “Terms & Conditions Relating to Rebate and Benefits available under the CIMB Cash Rebate MasterCard Credit Card” (hereinafter called “the Terms and Conditions”). Click below to find out more.

http://www.cimbbank.com.my/content/dam/cim...terCard-T&C.pdf

Mobile Bill Payment @ 2% | MCC (4813,4814,5968)
Standing Instruction payments to MAXIS, DIGI, CELCOM, U MOBILE, YES, webe digital or any other telecommunication service providers which CIMB shall include at CIMB’s absolute discretion.

Not applicable for hardware and/or software purchases at telecommunication service providers.
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QUOTE(kclamtarc @ May 10 2017, 10:06 PM)
2% cash back for Mobile plan payment via SI, as far as I know, only applies to certain telco such as Digi, Celcom... not sure if the 'new' ones like XOX or Redone is entitled or not
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they added webe earlier this year. DarReNz missed this update for post #2.

no idea on others, unless someone else tried SI with them. most likely not eligible since​ CIMB is very specific on the list.
cybpsych
post May 14 2017, 12:02 AM

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QUOTE(cybpsych @ May 5 2017, 07:30 AM)
“Bluetooth Smartwatch for Credit Card Application” Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
1 May 2017 to 15 May 2017

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QUOTE(AyamBannedTwice @ May 13 2017, 07:09 PM)
How long it takes to get this thing?
Ayam spend RM700 already
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read t&c
cybpsych
post May 14 2017, 01:10 PM

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QUOTE(cybpsych @ Apr 21 2017, 07:51 AM)
Notice of transactions excluded from Cash Rebate entitlement for CIMB Cash Rebate, CIMB Petronas and CIMB Tesco Credit Cards [ CIMB ]

http://www.cimbbank.com.my/content/dam/cim...dConditions.pdf

We wish to inform you effective 3 April 2017, transactions in respect of payments to charity and government related payments shall be excluded from earning cash rebates.
Payments to charity under designated Merchant Category Code (MCC) 8398- Charitable and social service organisations; and

Any government related payments under designated MCC below:-


9211Court costs, including alimony and child support
9222Fines
9223Bail and bond payments
9311Tax payments
9399Government services
9402Postal services – government only


Added on
last reported in Oct 2016, PTPTN card terminal was under MCC 9399: Government Services...
however, no info of the MCC if payment via PTPTN's online portal.

those who successfully paid ptptn, kindly check with CS what's the MCC of the transaction made via online portal.
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QUOTE(saitong09 @ May 14 2017, 01:03 PM)
mad.gif just paid LHDN beginning of the month, but I checked main page indicated eligible that's why I proceed, sien
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FYI
cybpsych
post May 15 2017, 10:51 AM

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QUOTE(AyamBannedTwice @ May 15 2017, 10:49 AM)
ayam losing hope already
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who is "ayam"? please write properly as here is not /k/
cybpsych
post May 17 2017, 11:09 AM

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QUOTE(djhenry91 @ May 17 2017, 11:04 AM)
[attachmentid=8821352]
Want to know what is cash rebate on retail interest?
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refer T&Cs

// 10% Cash Rebate on Finance Charges

Assuming the Cardholder’s Cash Rebate Card outstanding balance is not fully settled, the outstanding balance not paid will attract finance charges on a tiered basis in accordance with the CIMB Cardholder Agreement. Cardholder of the Cash Rebate Card will earn 10% Cash Rebate with no maximum amount on such retail finance charges charged and such rebate will be reflected on the billed statement and used only towards payment of the finance charges charged by CIMB. //

cybpsych
post May 23 2017, 07:59 AM

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QUOTE(theberry @ May 22 2017, 10:42 PM)
when they will send ar?
i got  statement from other bank already just havent see any cimb bank statement
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different bank, different card, different statement date, different delivery time.

for CIMB, in my case, around 3 days eStatement sent via email, after statement date on 28th. so for this month, i'm expecting eStatement on 31 May.

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cybpsych
post May 24 2017, 07:29 AM

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QUOTE(toothless101292 @ May 24 2017, 12:15 AM)
i see. its not automatic then? thanks. will be calling them first thing tmrw. oh and how do i make a standing instruction payment for umobile? where to register
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what do u mean by "automatic"?

there IS existing sms notification, but the threshold is HIGH, so you hardly hit this to trigger the SMS.

calling CS to reduce the threshold to RM1, that means any spending hitting RM1 and above will trigger the SMS. it's not annoying to keep receiving these SMSes, in fact i'm happy to receive it knowing my card is "telling" me its "health", whether it's being abused or not biggrin.gif
cybpsych
post May 24 2017, 07:46 AM

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CIMB 'LIVE YOUR DREAM 3 CAMPAIGN' Winners [ Winners | Campaign T&Cs ]
Campaign Period: 15 November 2016 - 28 February 2017

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cybpsych
post May 24 2017, 12:14 PM

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QUOTE(cybpsych @ Apr 21 2017, 07:51 AM)
Notice of transactions excluded from Cash Rebate entitlement for CIMB Cash Rebate, CIMB Petronas and CIMB Tesco Credit Cards [ CIMB ]

http://www.cimbbank.com.my/content/dam/cim...dConditions.pdf

We wish to inform you effective 3 April 2017, transactions in respect of payments to charity and government related payments shall be excluded from earning cash rebates.
Payments to charity under designated Merchant Category Code (MCC) 8398- Charitable and social service organisations; and

Any government related payments under designated MCC below:-


9211Court costs, including alimony and child support
9222Fines
9223Bail and bond payments
9311Tax payments
9399Government services
9402Postal services – government only


Added on
last reported in Oct 2016, PTPTN card terminal was under MCC 9399: Government Services...
however, no info of the MCC if payment via PTPTN's online portal.

those who successfully paid ptptn, kindly check with CS what's the MCC of the transaction made via online portal.
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QUOTE(asiatrader98 @ May 24 2017, 12:01 PM)
effective 3/5/2017 onwards, online payment to LHDN no longer 5% CB

vmad.gif
I have made the payments of both 07/5/2017 and 27/4/2017

but i think 27/4/2017 shall entitle 5%? hmm.gif
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above?


Added on
QUOTE(toothless101292 @ May 24 2017, 11:07 AM)
uh.... automatic meaning its not automatically sent by cimb, i hv to call the CS to request the smses? cause ive been spening my cc and ive never received any sms alerts from the bank. i'd be happy and not annoyed too to recieve these alerts, however ive not been receiving them. smile.gif
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already explained above. there IS existing sms notification, but the threshold is HIGH, so you hardly hit this to trigger the SMS.
cybpsych
post May 26 2017, 06:42 AM

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Notice of Amendments to CIMB Enrich Mastercard Co-Brand Card Plan Terms and Conditions [ CIMB ]

Please refer to the attachment for details:

http://www.cimbbank.com.my/content/dam/cim...-Conditions.pdf
cybpsych
post May 27 2017, 08:55 AM

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Notice of Amendments to Credit Card Acquisition Terms and Conditions [ CIMB ]

We wish to inform you that CIMB Bank’s Terms and Conditions relating to the ‘Up to RM150 Gift for Credit Card Application’ Campaign has been amended and which shall take effect after21 calendar days from the date of this notice.

http://www.cimbbank.com.my/content/dam/cim...isition-TnC.pdf
cybpsych
post May 30 2017, 07:50 PM

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QUOTE(mamamia @ May 30 2017, 06:29 PM)
I use cimb bcoz I check first post when my transaction is performed on 28 April.. it was updated after my transaction performed..
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aiya, should've read the threads more often mah.

the notification was posted here on 21 Apr sweat.gif
cybpsych
post May 30 2017, 08:48 PM

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QUOTE(mamamia @ May 30 2017, 08:12 PM)
I read ur post, just that I can't confirm myeg is classified under government or not.. so, I follow first post at that point of time..
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iirc, their mcc govt. even the MCC thread here listed myeg. smile.gif
cybpsych
post May 31 2017, 08:36 PM

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2017 Q2 Live Your Dream Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
Campaign period: 1 June 2017 - 31 August 2017

CIMB Live Your Dream Campaign is back! Stand a chance to win 1 unit of Sentul Point Suite Apartments, 2 x Audi A3 and daily cash back!

Spend minimum RM50 with your CIMB credit card and stand a chance to win one of these Grand Prizes plus daily cash back*.

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*Notes:

1. This campaign is open to all CIMB Bank / CIMB Islamic Bank credit cardmembers (except CIMB Platinum Business Cards and Fuel Tanker cards) who are citizens of Malaysia.

2. To participate in this campaign, cardmembers must enrol via online at http://www.cimbbank.com.my/ or http://www.cimbislamic.com.my/ilyd, or SMS using the mobile number maintained with CIMB Bank / CIMB Islamic Bank. Eligible telcos for SMS registration: Celcom, DiGi, Maxis and U Mobile only.

3. Eligible Participants shall during the campaign period earn one (1) entry from Monday to Friday and three (3) entries on every Saturday and Sunday for every approved RM50 retail spending transaction in a single receipt.

4. Each Eligible Participant shall only be entitled to win a maximum of one (1) Grand Prize and three (3) Daily Prizes throughout thecampaign period.

5. The above prize images, props, and design featured in this advertisement and all printed materials are for illustration purposes only. Actual models/products/colour code may vary.


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This post has been edited by cybpsych: May 31 2017, 08:39 PM
cybpsych
post Jun 2 2017, 07:08 AM

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“Gift for Credit Card Application” Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
1 June 2017 - 30 June 2017

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