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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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lilsunflower
post May 7 2017, 06:11 PM

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QUOTE(justanovice @ May 7 2017, 04:32 PM)
I dont think merchant have control on shopee transaction mode. I would suspect shopee payment has some problem somehow, and the transactions were done at back office manually.
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I'm pretty sure seller has absolutely no control, and my 3 transactions were with different sellers, and I've used them before with no CB issues.

On a related note, I also did 2 Shopee transactions with my Quantum card on the same day and around same time, and guess what? CS says they are online!!! I haven't received my statement for Quantum yet as first statement will be generated 2 June. Super weird right??

My only speculation is perhaps statement cut off date? It's purely speculation... But transactions were on 1 May, posted 4 May and statement on 5 May? Doesn't make sense either... But I can't for the life of me understand what happened.

Anyway, I hope no one encounters same problem. I'm going to do a few tests tomorrow and check with CS once they're posted to confirm if online.

This post has been edited by lilsunflower: May 7 2017, 06:14 PM
lilsunflower
post May 7 2017, 06:38 PM

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QUOTE(justanovice @ May 7 2017, 06:07 PM)
I did not say you do not know smile.gif

We all know you are very knowledgeble (i'm serious - this is not a joke or sarcastic comment - you helped me understand a lot of things like Online mode etc)
You just need to relax and don't be too worry that people starys questioning you or image will get smeared.
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QUOTE(cybpsych @ May 7 2017, 06:25 PM)
no hard feeling la.

just u should quote back the person, not others who are querying back to ascertain the accuracy  laugh.gif
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Anyway, thanks to both of you for trying to help me solve this mystery. Always appreciate the help and ideas.

lilsunflower
post May 8 2017, 05:12 PM

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QUOTE(LostAndFound @ May 8 2017, 04:11 PM)
If my supp card bill is there any way to transfer balance to my main card (or the other way around)? Anyone done that way before?

Want to do a BT to pay for my supp card balance, but looks like different name can't.
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You can BT a huge amount to pay your principal, then transfer to your supps. I always do this... Pay off all my many many many supps.
lilsunflower
post May 8 2017, 05:17 PM

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QUOTE(sendohz @ May 8 2017, 05:14 PM)
Oooo...Ok now i learn something new.
What i did recently was PBB BT overpay to CIMB card and ask CIMB to trasnfer to CASA but not allowed, therefore transfer back to PBB BT CC.
This way automatically first installment i don't need to pay as the over-payment covers it.

Equivalent to 1 month eGIA monthly interest.
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The tried and tested principals to other principals and supps is as follows - Maybank, PBB, HLB, Ambank and CIMB. Just call and instruct how much you want to pay off each card.
lilsunflower
post May 9 2017, 07:54 AM

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QUOTE(DarReNz @ May 8 2017, 10:02 PM)
just to confirm that you are using Shopee web and not mobile app ?
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I always use the mobile app - and so far have never had an issue.
lilsunflower
post May 9 2017, 02:47 PM

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Experimenting with 3 Shopee swipes today using different cards - Principal VS, Supp VS and Supp Quantum. Will call CS once they're posted in next few days to confirm if all online.
lilsunflower
post May 10 2017, 11:33 AM

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QUOTE(labtec @ May 10 2017, 11:22 AM)
Didn't get my extra RM20 cash back sad.gif

Posting Date Transaction Date Transaction Amount DR / CR
25 APR  24 APR    26.80 DR
25 APR  25 APR    252.00 DR
25 APR  24 APR    114.00 DR
26 APR  24 APR    71.55 DR
26 APR  24 APR    70.00 DR
26 APR  25 APR    50.00 DR
09 MAY                09 MAY (DGP) CASH BACK BONUS 50.00 CR
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That's week 8 la. So far we're only at Week 6 cashback. Be patient.
lilsunflower
post May 13 2017, 12:12 AM

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QUOTE(tonytyk @ May 11 2017, 07:42 PM)
Did we reach any conclusion conclusion on the shopee exclusion?
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No response to my e-mail query yet. Normally they respond faster than this.

I also JUST called CS to check on my 8 and 9 May Shopee transactions (tried for several principal and supp cards). Apparently they're "online" and will be eligible for cashback. CS kept wondering why I kept asking again and again and again.
lilsunflower
post May 13 2017, 10:21 AM

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QUOTE(mamamia @ May 13 2017, 10:16 AM)
Then u should tell them ur issue and ask the CS to check
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Which is of course what I did, but they said my e-mail is still being processed by the relevant department and they will respond in due course. They said they can only read what in on their system (like line item, MCC code, online / manual etc), but they can't investigate details.

I am very very persistent in getting information from CS.
lilsunflower
post May 13 2017, 12:46 PM

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QUOTE(mamamia @ May 13 2017, 10:24 AM)
So, does the CS able to check ur last statement Transaction on shopee that they didn't give u cashback? They can't tell what is the system categorized the shopee transactions in ur last statement?
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I posted info on this a while ago - They said my 3 transactions on 1 May were "manual" transactions, but all my others are "online". That's all they could tell me.
lilsunflower
post May 15 2017, 02:27 PM

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QUOTE(red_scorpion @ May 15 2017, 02:25 PM)
thx for the workaround..btw i am new to shopee..when i search the tnb inside shopee, so many merchants, which is the recommendation merchant? tq
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Best to check their individual ratings. I use a variety and all ok so I choose based on discount offered.
lilsunflower
post May 17 2017, 12:08 AM

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QUOTE(coolguy99 @ May 16 2017, 10:21 PM)
has anyone gotten the free kettle for the supplementary card? it has been 3 months yet kettle is no where to be seen
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I JUST got my kettle recently (last week) even though I applied in January and fulfilled spending requirements on 30 January. Took 3.5 months in total. It was so long that I forgot about it!

I love the kettle btw... It is really nice to use. Threw my old Phillips one away immediately!
lilsunflower
post May 17 2017, 11:40 PM

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QUOTE(alexanderclz @ May 17 2017, 10:36 PM)
because a lot of forumers are rich  biggrin.gif
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....or just old like me, so finally got enough salary after many many many years of working
lilsunflower
post May 18 2017, 07:32 PM

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Week 7 - 7 TNB via Shopee, and 1 Unifi via portal.

lilsunflower
post May 19 2017, 12:29 AM

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QUOTE(atjm88 @ May 18 2017, 11:16 PM)
1. Why need to pay TNB via Shopee for 5x/8x promo?

2. Anyone pay SESCO and get cash back under 5x/8x promo? Already registered under Pay Bill Malaysia, but the amount cannot less than the billed amount, any idea where can I pay the bill with lesser amount and still can get 5x/8x promo?

3. How to check new MCC Code which is not listed in the 1st page? I've done some Grocery/Departmental Store purchase few months ago, is that the bank still allow us to check back the old MCC Code?

4. If let say recently I use RHB Card at McD and obtain 4 digits MCC Code, is that the 4 digits MCC Code for McD will be same for PB CC?

Thanks.  rclxms.gif
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1. Because utilities are excluded from promo. Going through shopee will make it seem like you're buying from an online shop, and hence not utilities.

2. SESCO can do through Shopee.

3. You can try calling CS and tell them the transactions you want to check. Not sure how far back their records go, but you can try any way.

4. Yes. MCC code will be the same regardless of card issuer.
lilsunflower
post May 19 2017, 01:56 AM

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QUOTE(red_scorpion @ May 19 2017, 01:27 AM)
hi, just want to ask, how many merchant you selected for these 7 tnbs payment? 1? all in the same day?
previously someone mentioned that we can only buy 2 times from 1 merchant per day?
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2 merchants, but various cards (I hold VS plus loads of supps and Quantum). All in same day.
lilsunflower
post May 20 2017, 11:20 PM

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QUOTE(atjm88 @ May 20 2017, 07:57 PM)
1. So if I pay using Shopee for SESCO, can I choose to pay it using Gold Master, Quantum Master and Quantum Visa to get 6 times payment of RM50 each?

2. How about TM Streamyx Bill, Astro Bill, Digi Postpaid Bill? Can I pay it using Shopee to entitle for 5x/8x cash back too? Or can pay using their own website?

3. What's the merchant code for Shopee for SESCO Payment?

Thanks smile.gif
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1. Yes

2. Either Shopee or own website will work. If you want to GUARANTEE the 6% standard online cashback as well as the 5x/8x, then use own website, as Shopee has recently had a few issues with some (random) transactions being recognised as "manual" instead of online.

3. There's only one merchant. Search SESCO and you'll get only one answer.


lilsunflower
post May 21 2017, 05:38 PM

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QUOTE(atjm88 @ May 21 2017, 02:37 PM)
Thanks for the reply.

1. What is the 6% you mean? Is it for VS 6% and 5% for Quantum?

2. If I need to pay SESCO using Shopee, is it only can pay using the denomination given like RM100 where I can't pay RM101.50?

3. Which MCC will be tracked if I pay SESCO using Shopee? The MCC will be for SESCO or Shopee?

4. I just check and confirm with PB CS, they said the payment for Astro, Digi, Maxis not include in the 5x/8x promo, then how come we can pay using the original website? Please guide.

TQ  rclxms.gif
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1. Yes

2. The seller sells RM1 too. So you can pay RM102. Or 51 x 2 so it's 2 swipes for the promo. Btw, why not you check it out instead of asking? I'm happy to help, but wonder why you aren't doing your own checks first.

3. MCC will be Shopees one

4. I don't know what CS says, but many forummers including myself have reported they got cashback. I have already received RM50 for 7 weeks. If you prefer to rely on CS then that's fine too. Risk and rewards are for you to decide.
lilsunflower
post May 21 2017, 09:18 PM

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Btw, regarding my query to CS about not receiving cashback for Shopee on 1 May... I still haven't gotten a reply!

E-mail was sent on 6 May
Received a reply saying e-mail forwarded to relevant department on 11 May
Today 21 May, nothing yet. Am sending a follow up.

Am not sure if it is Shopee or PBB which caused the problem now.
lilsunflower
post May 22 2017, 12:35 PM

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QUOTE(tbheng @ May 22 2017, 08:45 AM)
I have 4 shopee swipes on 1st May not getting 6%. Reported on 12th May, received call on 18th May. CS said should be entitled. She submitted my case for further checking. Will update the results here when received.
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Interesting. I just sent my follow-up e-mail to PBB. If they're taking so long to reply, it could be that the problem is at their end instead of Shopee. Fingers crossed. I want my money!

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