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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Jul 26 2017, 11:09 AM

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QUOTE(laymank @ Jul 26 2017, 11:04 AM)
i am guessing the visa gold is mistaken as Quantum Visa.
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nope. he's very well aware that he gotten visa gold, and wait for petron gold.
cybpsych
post Jul 26 2017, 05:00 PM

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QUOTE(spiderwick @ Jul 18 2017, 02:59 PM)
Hey guys, just to update u all. Was informed by public bank that 31st Jul deadline is referring to date of application submission.

Ya cybpsych, I'm safe  rclxms.gif
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QUOTE(7498 @ Jul 26 2017, 04:52 PM)
The deadline for free luggage campaign is 31/7/2017. Does that mean I have to activate my card and send the required SMS to participate by 31/7/2017 or do all the steps including spending a minimum of RM200 by 31/7/2017. Just got my card early this month.
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refer above. 31Jul is submission deadline.

qualifiying period of 60 days is from approval date. assuming yours early this month, u still have about 1 more month to meet the spending.

This post has been edited by cybpsych: Jul 26 2017, 05:02 PM
cybpsych
post Jul 27 2017, 08:07 PM

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// 27 JUL 27 JUL (DGP) SWIPE MORE FOR CASH-WK18 50.00CR //

achieved 8x swipes on 3 July for paying astro, maxis, unifi.
cybpsych
post Jul 28 2017, 10:45 AM

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QUOTE(LostAndFound @ Jul 28 2017, 10:37 AM)
So to update on this situation, in fact the problem was as stated below:-

QUOTE(Lazada CS email)
Referring to the below, we have checked and noted that Merchant - Lazada had categorized themselves as "Direct Marketing".

We refer to Clause No. 13, Direct Marketing not eligible for the campaign.
What nonsense is this, I have so many lazada purchases so far with no issue. I replied to ask for more clarification. Also I did have a 'spare' steam games transaction, not sure why they didn't mention it at all.
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the lazada trx descriptions shows as LAZADA KUALA LUMPUR MYS?
cybpsych
post Jul 28 2017, 10:52 AM

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QUOTE(sysy @ Jul 28 2017, 10:49 AM)
Direct marketing is excluded from the 8x swipe, i thought only gov related payment is excluded.

This mean the 6% cashback is not entitle as well.
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the promo has a lot of exclusion le, not just govt.

This post has been edited by cybpsych: Jul 28 2017, 10:53 AM
cybpsych
post Jul 28 2017, 11:11 AM

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QUOTE(ckweng @ Jul 28 2017, 11:09 AM)
Yes, now my Lazada transactions appear as "LAZADA KUALA LUMPUR MYS" on my unbilled transaction, even though there was OTP prompt. It used to be "LAZADA MY (ECART S KUALA LUMPUR MY"  cry.gif

SHOCKING REVELATION! I've got 2 promo weeks with Lazada transactions. Extra transaction entries were completed much later during those weeks, hopefully rebate quota was still not fully taken up by then.
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nothing shocking la laugh.gif

it has come to our attention since end-June jor.


it's not qualified for the promo; rub salt-into-wound, it's not eligible for monthly CB either! bangwall.gif
cybpsych
post Jul 28 2017, 11:24 AM

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QUOTE(ClarenceT @ Jul 28 2017, 11:21 AM)
10 JUL Lazada KUALA LUMPUR MY
I still received 6% online cashback for this transaction!
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good.

i'm wondering if it's affecting Quantum only because nasiayam was impacted for his Quantum here


still waiting for my VS whether got any issue. unsure.gif
cybpsych
post Jul 28 2017, 02:07 PM

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QUOTE(hlng08 @ Jul 28 2017, 11:56 AM)
Maxis Pay via MyMaxis apps not eligible for the 5% Quantum MC rebate.
Just called to their CS, said that Maxis Pay never register under Online categories!!!???
Does anyone get rebate from Maxis Pay?
and how did PBB calculate their rebate?

[attachmentid=8997944]
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not maxispay problem. it's your taobao problem, more specifically, 3 of your taobao transactions not eligible.

1) assuming all transactions eligible for 5%, you should get RM32.06 cashback.
2) however, you gotten cb RM25.47
3) RM32.06 minus RM25.47 = RM6.59 difference
4) RM6.59 cb translates to ~RM131.8x spending.
5) from RM131.8x, you would find that 3 taobao transactions totalled up to RM131.82 (RM57.98 @ 10 July + RM39.46 @ 11 July + RM34.38 @ 12 July)
cybpsych
post Jul 28 2017, 03:27 PM

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QUOTE(putra23 @ Jul 28 2017, 03:24 PM)
Alamak... still a shock for me.
Statement showing Lazada KUALA LUMPUR MY

Does that mean other online cashbacks cards such as CIMB CB and UOB YOLO also not eligible?
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cimb cr sudah kena. yolo donno yet.
cybpsych
post Jul 28 2017, 07:05 PM

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QUOTE(babienn @ Jul 28 2017, 06:58 PM)
Can request for flexi-payment for every >RM1200 transaction? Is there a limitation per month?
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yep, per transaction as long as min 1.2k

no limit to number of requests, except ur available credit limit lo
cybpsych
post Jul 28 2017, 09:00 PM

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QUOTE(Duckies @ Jul 28 2017, 07:29 PM)
I did a search on the thread, seems like it can be used to pay for bills. I just wanna double confirm before applying, how do you guys pay for bills and get the rebates? Through PBE website?
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QUOTE(Duckies @ Jul 28 2017, 08:11 PM)
Last time there's a portal called UOB online. Can we still used that?
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read post 4 yet?
cybpsych
post Jul 29 2017, 09:16 AM

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similar to some who has posted before ...

1) my lazada trx on 26 Jul @ 742am, posted on 28 Jul. recorded in PBe as 25 Jul trx date. timezone issue.
2) description is Lazada KUALA LUMPUR MY from my PBB VS card. Note: Quantum shows slightly different description: Lazada KUALA LUMPUR MYS
3) shouldnt be any issue with monthly 6% cashback since it was reported eligible.

luckily i wasnt depending on this to hit promo 5x/8x swipes. this was just an ad-hoc purchase for a friend laugh.gif
cybpsych
post Jul 29 2017, 04:07 PM

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QUOTE(MasBoleh! @ Jul 29 2017, 04:00 PM)
I used Maybank2u to pay my credit card statement, how do I know erm... my credit card status? Need to call them again?
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what status? payment status?

if u use ibg today, it'll be reflected next Monday.
if ibft, it'll be immediate.
cybpsych
post Jul 29 2017, 04:25 PM

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QUOTE(MasBoleh! @ Jul 29 2017, 04:20 PM)
Just wanna know whether my bill got paid or not haha. Scared i paid already, but PB said I no pay
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very rare payment not thru. if it happen,it can be traced but takes time.

study the ibg transfer schedule. learn when is the best day/time to transfer.
cybpsych
post Jul 31 2017, 07:53 AM

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QUOTE(justanovice @ Jul 30 2017, 10:47 PM)
Usually how long does pbb campaign takes a break before coming back with a new one?
This 1 mil cashback campaign is the first one i joined.
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based on past promos, 1 month gap.

“Swipe More For PB Cash” - 6 March 2017 to 30 July 2017
“1 Million Cash Back with PB Swipe” - 3 October 2016 to 19 February 2017
“Save More with PB Cash Back” - 6 June 2016 to 4 September 2016
“PB Anniversary Ang Pow Rewards” - 15 January 2016 to 14 May 2016
“Every Swipe Counts” - 1 October 2015 to 31 December 2015

This post has been edited by cybpsych: Jul 31 2017, 08:03 AM
cybpsych
post Jul 31 2017, 02:16 PM

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QUOTE(LostAndFound @ Jul 24 2017, 05:02 PM)
Eh I only got RM20. All 9 swipes were on 26th June (7x shopee, 1x lazada, 1x steam games). And yes transaction date shows as 26th June in PBe, because I do transactions evening tiem only. Time to call customer service....
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QUOTE(LostAndFound @ Jul 28 2017, 10:37 AM)
So to update on this situation, in fact the problem was as stated below:-

QUOTE(Lazada CS email)
Referring to the below, we have checked and noted that Merchant - Lazada had categorized themselves as "Direct Marketing".

We refer to Clause No. 13, Direct Marketing not eligible for the campaign.
What nonsense is this, I have so many lazada purchases so far with no issue. I replied to ask for more clarification. Also I did have a 'spare' steam games transaction, not sure why they didn't mention it at all.
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QUOTE(ckweng @ Jul 31 2017, 01:43 PM)
If they reply, and tumpang ask them whether Lazada transaction gets counted for the 5x/8x swipe campaign or not? Thanks!  notworthy.gif
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already got answer.
cybpsych
post Jul 31 2017, 06:05 PM

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QUOTE(tonytyk @ Jul 31 2017, 05:34 PM)
So now confirmed that lazada not entitled for 6% cash back?
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quantum impacted. vs not impacted. as reported by users here.

i'll verify my lazada later this week once VS statement is out.
cybpsych
post Jul 31 2017, 09:03 PM

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QUOTE(DarReNz @ Jul 31 2017, 07:55 PM)
surprising that for VS and Quantum, both transactions came out differently  hmm.gif
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yeah, not same behavior.

QUOTE(andykok @ Jul 31 2017, 08:59 PM)
hey guys, my card arrive at PBB ady, just that i haven collected it.

I notice that I can add card from my personal account. actually what does it for ?  can i just add it before i collect it ?
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add it so that u can view or do anything with it.

suggest u add it after collecting the card and activated it. just in case.
cybpsych
post Aug 1 2017, 09:43 AM

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PBB: Revised Card Transaction Alert

In line with the implementation of PIN usage for card present transaction, we will cease sending Transaction Alert for all chip & PIN-entered transactions.

We will continue to send Transaction Alert for signature-based transaction based on your preferred threshold amount or the Bank’s default threshold if no threshold amount selected.

- 31 July 2017

cybpsych
post Aug 1 2017, 01:58 PM

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QUOTE(rapple @ Aug 1 2017, 01:22 PM)
good find :thumbsup:

Get Rewarded with PB Cash [ PBB | T&Cs ]

user posted image

This post has been edited by cybpsych: Aug 1 2017, 05:53 PM

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