What about CCRIS? Checked there so far not too bad but don't know why got disapproved. Was wondering what is the ratio to determine financial commitments as well as modest monthly earnings?

poorfag no need la get cc...spend what you can afford ty

My mistake.... It's with CCRIS in which the bank determine the DSR...

got min spend?

stable income for last 12 months but got few red for car installment. think can pass?

pm

What is your problem? Does card rejection means I'm poorfag? What kind of shallow mind it is ? Mind you, I have multiple credit card from 5 different banks, with Debt ratio less than 20%. So what is the issue now? I'm just trying to understand what is the trigger of the rejection. Even BNM said there's no issues. If you want to make a comments, please feel free but make sure it's a constructive ones rather than a childish reply of concluding just based by assumption. Geez, generation these days .

Obviously the bank think u cant afford aka poorfag duhhh

Obviously you don't really know how credit card application works duh, maybank Islamic used to rejected as well but upon some clarification I managed to get the card, so using poorfag this term is Vague and invalid. Unless you can prove it to me with facts and figures. This is just s basic card and not even Visa Signature. So it's targeted to your so called poorfags initially. Lol.

This post has been edited by eternity4av: May 4 2017, 07:58 AM

just ignore the trolling responses here in /k/. u get better responses in cc subforum ya.

for the rejection, no one knows exactly the qualification criteria. each bank evaluates differently.

Hi guys, I just got my PB Quantum Mater & Visa Cards.

I haven't activate my 6 digit PIN yet, but in my pbebank account, both my cards are ACTIVE. So are my cards activated?

So got 5 credit card

why so many bank credit card? Transfer debt between each card kah?

To activate the pin you would require TAC number sms to you...

When Maybank revoked their 5% Cashback just applied cards to compensates their benefit, for e.g Dining, Retail Spends, Petrols, Online, Bill Payments, Air Tickets, etc. I don't have outstanding balances. I just want to maximize the benefits of cost saving, as different merchants offers different benefits. Just so with this card, got its own perks as well and I can cancel others when I have this.

received my card today.. :-) hurray..gonna start online bill payment for the master card

I used my Quantum Visa at Aeon Mall today - not sure will receive cash rebate for Departmental?

T.T I just got rejected - I think its obvious cause its my 6th CC already hahahaha.. But I clear every statement on time ba (and some CC dormant just for those special category days) - so sibeh sad lo, cant extend my departmental access and extend online limit.

Check ptptn as well. My friend Punya got rejected due to ptptn lol

Anyone faces problem with payment to the card? Clicking the link to pay the statement amount gives the following error



Will visit them on Friday but any workaround now would be great.

what printed on credit card receipt? is it supermarket?

u are new customer to public bank