Not supermarket - just printed Aeon Co. (m) Bhd

if same as HL Wise, then it should be departmental

Thanks - I'll update when the statement appears.

Anyone receive the free jbl wireless radio?

To be precise: Bluetooth speaker... seen one extremely small/tiny thing...

Becoz its free ,if spend rm100 with this cc, wondering if anyone already got it

Guys I just got both the cards (Master and Visa), and I need some answers on the following (their T&C is quite vague and doesn't explain thoroughly):-

1) For MasterCard, does the online transactions include all utilities payment like TNB and Syabas to qualify for the RM 30 rebate?

2) For the Visa Card, how is "Entertainment" defined as? And for Departmental stores, which are the ones which qualify?

Hi all, I've received my latest statement on Quantum. Here's some updates on confirmed cashback:

Departmental stores - Isetan, Aeon (General Merchandise Store)

Entertainment: GSC over the counter Paywave

dear all ,

I just get my pb quantum too

i would like to ask a two serious question .

1) if i spent more than than RM 1k monthly , will i guarantee get my free JBL go bluetooth speaker ??

2) if i pay minimum payment monthly and my outstanding is RM 1000 , how much altogether late payment + penalty + interest rate I NEED TO PAY ..

kindly advise me , first time using CC user here LOL

This post has been edited by munlok30: May 14 2017, 01:54 PM

1) sms to register the jbl speaker contest, and then spend rm100, then you will get that speaker..
2) i am too lazy to calculate this for you, I never pay any single interest to bank. The interest is around 18% yearly, and calculate daily based on your outstanding balance. What my advice to you is never pay minimum, always pay full before the due date....plan your spending pattern, dont simply spend until you owe to bank....when you start pay minimum, you might get addicted and end up paying more and more to bank...initially you might think rm20, rm50 interest is small amount..but when you keep thinking like that, you will spend more and more until you not able to pay it..end up you will paying more and more interest until few hundred to few thousand.....this is all my close fren experience..

hi

thank you for your kind advise , i am just asking so i know about it , as i check from google , it only mention 1% interest rate from the total amount of repayment ... i think that is still acceptable .. anyway , i don't like hutang hutang , i just want to understand the concept

hi, for online cashback 5%, if i pay my utility bills online (e.g. TNB/astro), is this eligible for cashback?

i saw ringgitplus posted max RM30 for entertainment, max RM30 for departmental, max RM30 for online and max RM30 for dining, meaning that total cashback per month is RM120 if max out for each category?

Yes. But there's a catch - you cannot do it via PBB online... and no autopayments.

Which means you have to make the payment on the website of the utilities provider itself to qualify for the 5%.

This makes it more painful if you want to pay for Syabas, because they DON'T accept credit cards for payment....

Each card's CB capped at rm30, not per category.

if your entertainment already hit RM600 X 5% = RM30 then you can use apps like movieclub to purchase ticket using Paypal

sometime ringgitplus just confusing ppl...
but anyway i'm gonna use it for extra online and dining rebate since vs only can buy RM833.33, here got extra RM600~ and also cinema and departmental store as well~

how to apply a username for pbe online banking?

i would like to check my statement online.

Hi all, received my May'17 statement. Very disappointed that Agoda NOT consider as online transaction & Padini NOT consider as Department Store.


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Agoda u r pay now or pay later?