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 Working in Singapore V20, All About Living in The Little Red Dot

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ghodul
post Jul 26 2022, 11:45 AM

Ghodul + Shoei = GhoSho
****
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Joined: Jan 2009
From: -SG/JB Assassins Brotherhood Hideout-


QUOTE(Kelv @ Jul 24 2022, 11:21 PM)
LinkedIn should be the most common nowadays.
Check out https://www.mycareersfuture.gov.sg/ as well.
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This one only for PRs and Locals
ghodul
post Nov 30 2022, 05:15 AM

Ghodul + Shoei = GhoSho
****
Senior Member
596 posts

Joined: Jan 2009
From: -SG/JB Assassins Brotherhood Hideout-


QUOTE(strategist @ Nov 11 2022, 02:04 PM)
anyone knows roughly how long is PR application processing time nowadays?
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Depends on your profile.

Whats your profession
Whats your qualification
How much you earn
How much tax you paid
How long you have work in SG

And the most important, what is your ethnicity

As for me, it tooks 14 Months.
ghodul
post Dec 16 2022, 12:12 PM

Ghodul + Shoei = GhoSho
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Senior Member
596 posts

Joined: Jan 2009
From: -SG/JB Assassins Brotherhood Hideout-


QUOTE(15cm @ Dec 15 2022, 05:11 PM)
hi i just got an interview offer from singapore... but when he press me for an expected salary i am unable to give him right away.

may i know how much is the median salary of a software engineer with 5 year experience ?
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Just give your current MYR rate, and convert it to SGD.

Lets say yours now is MYR7k, just ask for SGD7k lor. You can also press your luck by demanding extra 10% to 20%...

Got a friend, fullstack. He gets SGD12k, last draw in MY is MYR9.5k...
ghodul
post Mar 30 2023, 09:06 AM

Ghodul + Shoei = GhoSho
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Senior Member
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From: -SG/JB Assassins Brotherhood Hideout-


QUOTE(somewhataut @ Mar 13 2023, 07:42 PM)
My family is strongly against it, they think 3k sgd is an ordinary salary and does not grant me the right to own that car

but i did the calculation and find it quite feasible, SGD is supposed to grant us higher purchasing power

Salary-CarAffordability calculation is different for SGD earners?
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Buy it, only if you stay in JB and work in SG. Stay inside, not worth buying any car. I used to have a superbike when i stay inside. In the end, its just collecting dust at my parents house. My dad and my bro afraid to ride it, even sometimes forgot to start it on weekly basis. Sell it off after that...

Bear in mind that SGD earner (without SPR) are considered as high risk person in the eyes of the bank. Because Work Pass Holders (WP, SP, EP) are replaceable by Singapore based company. They can terminate or won't renew your contract as they like.

And the banks calculate your income based on x2.6 only. They didn't convert it based on current exchange rate. Meaning if SGD3k, they will calculate your income is RM7800. This is what my banker told me when i wanted to purchase my house back then.
ghodul
post Mar 30 2023, 09:11 AM

Ghodul + Shoei = GhoSho
****
Senior Member
596 posts

Joined: Jan 2009
From: -SG/JB Assassins Brotherhood Hideout-


QUOTE(modlingguntio @ Mar 20 2023, 11:28 AM)
This year is my 4th year for my PR but I consider relocate back to Malaysia. Possible to renew re entry permit when I living in Malaysia?
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If The Gov detect u

1. Have not entered SG once for more than 6 monts

2. Didn't have any CPF contribution for 12 months or more.

Most likely they will renew only 1 year first, to see if you still want to commit. If still nothing, they will consider you are not interested and will no longer renew your REP.

Things liddis happens because last time got some type of people loves to collect PR and then move away from SG. The Gov detects it and patch the loophole...
ghodul
post Apr 3 2023, 09:20 AM

Ghodul + Shoei = GhoSho
****
Senior Member
596 posts

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QUOTE(somewhataut @ Apr 2 2023, 02:07 AM)
The congestion was abnormally severe since around cny until the last few weeks for unknown reasons, i moved in around that time, the congestion seems to have returned to the normal state, i might move back after my lease ends
why would banks see it that way, the same law governs when firing anyone including work pass, the compensation etc, new law states that they have to inform mom before firing anyone including workpass holders.

personally i contemplate this purchase because i worry about struggling at work at any point of my career, i might quit/lose my job and not able to find one, i job-hop a lot, mostly due to various struggles, i take this risk very seriously
https://ctoscredit.com.my/car-loan-eligibility/
According to this, one is likely eligible for a 300k loan with a 8000 salary

since you said buy it i think i am going to take that risk, need to salvage any joy when young, i have 2 years left before turning 30, hopefully it boosts my chance of finding high quality partner
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Its up to you lor. I only have a B segment car and a PR1MA Apartment after years working in SG.

Better save something before things get worst. Have learnt the hard way during the covid days...

ghodul
post Apr 3 2023, 12:58 PM

Ghodul + Shoei = GhoSho
****
Senior Member
596 posts

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QUOTE(somewhataut @ Apr 3 2023, 11:50 AM)
How much money do you make ?
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Before covid is somewhere 50k/year. All my saving lost after having a 6 month No Pay Leave due to covid. Basically selling everything necessary to live that time.

Life was hard need to recover back all loans and build back savings. But can't save much la.

Now, 75k/year. My life is recovering, manage to get lots of offers. Thank god.

Starting May, its a 6 figure per year. Still, i don't think about adding new commitments, bcoz i had experience worst last time. Gonna keep it low, save as much as possible and retire by the age of 50 to 55...

Working in IT Sector


p/s: Its from the internet, it might be true.

This post has been edited by ghodul: Apr 3 2023, 12:59 PM
ghodul
post Apr 4 2023, 08:42 AM

Ghodul + Shoei = GhoSho
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QUOTE(somewhataut @ Apr 4 2023, 01:59 AM)
I expect to pay Rm 1500 and 3000sgd leaves me 5000myr every month. I didn’t manage to save much all these years until recently, now only 20k myr

Make no sense to keep my room when I lose my job, speaking of losing job I’m getting scapegoated, that criminal deliberate pass a bad job to me and wash his hands clean, make me send out all the work and people thought I’m responsible for that plate of faeces and he’s a good guy covering for me, make me look bad and can’t defend myself, very despicable, this is why I worry, always kena sabo, I downgrade my position after many years of job hopping but still kena sabo no matter how low my position is, as long as the job is white collar sure got sabo one, i think I only feel safe when I get pr so I can deliver food in sg, sure no sabo

My family still think I’m crazy for considering this purchase, I have quite made up my mind to take this risk, I mean some people working as property agents bought Mercedes, more risky than me in my opinion
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Its seems that you aleady made up your mind. Then, just go buy lor.

I am thinking bout changing car a year after getting the new pay. Maybe cash out current car and then create a new debt. Still under consideration...

Why manayzer title use a B Segment sedan right? Hehehe...
ghodul
post Apr 16 2023, 11:21 PM

Ghodul + Shoei = GhoSho
****
Senior Member
596 posts

Joined: Jan 2009
From: -SG/JB Assassins Brotherhood Hideout-


QUOTE(bellion @ Apr 16 2023, 07:28 PM)
Find your own way to be rich and not ask random strangers in an online forum like LYN
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Alamak bang. Don't be tooo harsh la. Bagi sikit sikit sudah la...
ghodul
post Oct 5 2025, 07:13 PM

Ghodul + Shoei = GhoSho
****
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From: -SG/JB Assassins Brotherhood Hideout-


Hey guys. Its been a while.

I was retrenched 2 times in 6 months.
- Global Bank in Dec 2024
- CySec Firm in May 2025

Now I already 5 months jobless. The job market is quite bad. Been thru multiple interviews, but can’t secure a job. I am SPR btw.


ghodul
post Oct 8 2025, 06:48 AM

Ghodul + Shoei = GhoSho
****
Senior Member
596 posts

Joined: Jan 2009
From: -SG/JB Assassins Brotherhood Hideout-


QUOTE(KilJim @ Oct 6 2025, 04:15 PM)
Sorry to hear that

Any family to support?
Have you thought of returning to Malaysia?
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Yes, A wife + daughter.

I am in JB. Last time only stay in SG during my working days.

My position mainly in KL/Cyberjaya. I am in IT Service Management. So far didn't think about going back as O already settle down here in JB. Bought house here.

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