What is mentally breaking you? Tell me...

Yup i plan to save at least SGD300k if possible in my lifetime here in SG.

Then again need to hear from you, what are the challenges that drive you nuts..

Do you do investments? To try to increase your savings?

Actually I dont plan to stay in SG permanently, why live like a normal citizen in singapore when you can live comfortably in malaysia with the amount of savings brought back and converted...

Why people want to settle down in Singapore?

Yea, I have friends that came over for few months but still getting homesick because they lived too comfortably back in MY with the family. They kept giving reason that SG is lifeless at night, SG people very angst.

Send PM to Lester1987, if gal then immediate entry, if guy then waiting list 

Haha cos many of us in that chat know each other for like coming to 10 years so we share a lot of personal information. So newcomers need to meet up in person by a certain time so at least can vet that it's not a serial killer stalking our kids 🤣

Lol guys. Need to rephrase.
It’s ‘one of the top’ French business schools, so not INSEAD, and not an MBA either as I was only 24/25 when I did the Masters degree.

Would have been impossible to enter INSEAD with their almost-perfect GMAT requirement and with the hotel management degree that I was holding back then from good old Taylor’s uni haha...

But yeah looking back, it’s been quite a nice journey...
Edit: Not sure if this made any difference in my PR outcome, I actually first came to Singapore in 2014 to do an internship as a waiter in a hotel (because of my hotel management degree) on a work permit but I didn’t really liked SG back then, so I left even before the 6-month contract was due

Not from HR but I happen to know the insights 

They get most of the basic necessities like relocate, housing, education, transport, phone, insurance.. I think this is more than us FT already

The housing allowance we talking is here is 3~5k. Not 700 sgd for you to rent a room 

and the insurance is for whole family. For FT like us, the company will only get you insurance only if you hold a WP because it is mandatory

Correction: They call themself expat, expatriate .. not FT

Vice versa, if moving back from SG to KL then? I shall expect 1:3 ? 😂

how long have u been working bro??? seems decent pay..

okay thats a bit longer than normal.

BTW open question to all, are PR in Singapore considered as Foreigners or Citizens?
Got conflicting answer from diff government bodies....

The most accurate answer, in SG context is ... neither. SG classifies the populace as Foreigners, PR's, and Citizens. For example, from employment of foreign manpower act: ""foreigner” means any person who is not a citizen or permanent resident of Singapore"

So when government announces stuff and says it is for "citizens," you (as a PR) are not included. Likewise when they say "foreigners," they normally mean tourists, work pass holders, LTVP holders, etc ... you (as a PR) also not included

Program Khas Pengakuan Sukarela adalah untuk menggalakkan orang ramai melapor secara sukarela semua pendapatan yang belum atau kurang dilapor sebelum ini dimana ianya dibuka kepada semua pembayar cukai mengikut kategori seperti yang dinyatakan melalui emel PKPS.

Program Khas Pengakuan Sukarela (PKPS) adalah bagi pendapatan tahun taksiran 2017 dan tahun-tahun taksiran sebelumnya yang masih belum dilaporkan atau kurang dilaporkan.

Mulai tahun taksiran 2004, pendapatan yang diterima di Malaysia dari luar Malaysia adalah dikecualikan daripada cukai. Dengan itu, pembayar cukai sama ada yang bermastautin atau yang tidak bermastautin di Malaysia dikenakan cukai atas pendapatan yang diperoleh dari Malaysia sahaja (Perenggan 28(1), Jadual 6 Akta Cukai Pendapatan 1967).


Oleh yang demikian jika tuan bekerja di luar negara dan memperolehI pendapatan yang terbit dari luar negara, maka pendapatan yang diterima oleh tuan tersebut tidak dikenakan cukai di Malaysia.

Agreed, you more aware of the things you do.
Kena fine 500 gone