QUOTE(yklooi @ Mar 7 2019, 05:11 PM)
Really not bad.. 10% since late decemberFundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Mar 7 2019, 05:43 PM
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#81
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Mar 7 2019, 06:53 PM
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#82
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Mar 7 2019, 09:51 PM
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#83
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Mar 8 2019, 08:38 AM
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#84
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Apr 6 2019, 07:36 PM
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#85
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Apr 8 2019, 10:13 AM
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#86
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Apr 17 2019, 01:15 PM
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#87
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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May 13 2019, 11:23 AM
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#88
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Jun 19 2019, 06:48 PM
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#89
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
QUOTE(iamoracle @ Jun 19 2019, 03:43 PM) He dint say the total value. He mentioned the ut price, not considering dividends declared as units. |
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Dec 15 2019, 10:45 AM
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#90
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
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Apr 28 2020, 02:20 PM
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#91
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
QUOTE(sewjin @ Apr 28 2020, 01:23 PM) relating to this, have you all ever considered holding your emergency funds in something with a bit more risk (i.e. Nomura i-Income Fund). I personally go into higher risk for my "emergency" funds, due to opportunity cost.. Mostly bonds and treasuries.. But not equities..My logic is, since RHB CMF need to wait 3 days for redemption, might as well put in a fund with a bit higher return? The only drawback is the minimum RM5000 for each withdraw/deposit. I'm still holding my emergency funds in RHB CMF but was wondering if any of you guys actually went with my thoughts above. Maybe I don't mind just telan the RM5000 min withdraw/deposit small issue ler. We all have Credit Card, so that can provide us with 30 days of line of credit as we withdraw from those funds.. |
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Apr 28 2020, 04:30 PM
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#92
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
QUOTE(brokenbomb @ Apr 28 2020, 03:17 PM) Haha same. I never put emergency funds into my saving accounts. Max is rm500. If serious enough then credit card. If really really serious then use my ASB. This is risky la, but ASB ok..Almost all my emergency cash are into EQ. Just imagine the economy won't pick up so fast.. but your eq is still down 30%? You sell and use me.. I rather sell my safer investments like bonds. |
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Jun 4 2020, 02:42 PM
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#93
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
QUOTE(j.passing.by @ Jun 4 2020, 02:08 PM) Some suggestions: USD bonds very low also - If nothing to buy due to timing, buy bond funds. Not money-market funds. MM funds is costly to hold... comparing the returns in EPF. - Switch between bond funds and equity funds. Don't switch back to EPF. - Take profit when above 10% and switch back to bond funds. But take note that when the drop is sharp, the profit can easily goes up to 20% in matter of days/weeks. Some equity funds has rise more than 20% since mid March. (If an index drops 25%, it has to rise up 33% to reach back its previous level.) - When bond funds fall, the equity funds will drop too... but bond funds will fall much lesser... if you're having bond funds and monitoring them, then it is time to switch to equity funds. - If nothing happens... nothing to buy, nothing to sell... I think bond funds can give better returns than EPF this year. |
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Jul 10 2020, 03:41 PM
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#94
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2,032 posts Joined: Jan 2014 From: Sabah, Malaysia |
Been reducing my monthly dca.. So pump up my emergency fund.. But if there's a major correction.. That would be my buy in fund
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