Do you use this at analysing the fundamentals and fair prices for stocks?

So you hunt for Blue Chips.
Would cigar butt strategy work for Malaysian Stocks?

Indeed.

c'est la vie

God gives rain, people complain it's wet;
God gives sun, people complain it's hot.

Either way, God would get blamed.

If Crystal ball says reset button is about to be pushed, let me know. Going to pile on my gold storage.

Long ago, I have read from an investment book that market is like a garden, not a pie. You can't expect it to be sunshine and rainbow all the time. A gardener will have to deal with spring, summer, autumn & winter all year long. Not all plants would flourish every season, that's a fact (Apart from Ponzi schemes - they flourish in every economic cycle). Therefore, a good investor (aka gardener) will know that portfolio allocation is essential for survival throughout each economic cycle.

Very wise words indeed, so now I no longer jump whenever the market turns red. Because I know it's part of a process and I'm doing okay as long as I have other plants in my garden, too, to survive the long winter. If the recent market bloodbath has caused one to be extremely anxious, perhaps it's time to take a look back at one's portfolio and ask some questions such as :
- Have you invested money that you can't afford to lose?
- Is your portfolio diversified enough?

As investors, we do not have the carpenter’s power to shape things entirely according to our own will. We’re more similar to the gardener, who only controls so much. The more we try to force investing to be like carpentry, the harder we make things for ourselves. Resign yourself to the gardener’s circumstances, and don’t let perfect become the enemy of good enough.
Investors are Like Gardeners, Not Carpenters



This post has been edited by skynode: Mar 14 2018, 08:08 PM

This has been said many times.

For UT investment, timing might be important, but it's also time in the market that separates you from the majority of players. If you have been diligently putting in money for many years and has proper portfolio allocation (not be greedy), this dip would only be like a small pinch to your profit.

Stay invested. Don't let perfect getting in the way of being good enough.

Eventually the rate hike has to be backed by real productivity similar to any other economies in the world.
When people start realising there's a gross mismatch, that's when confidence in that economy is shattered and leading to a collapse. You just need a reputable giant in the country to fall, then other companies will just follow suit not unlike a domino effect.
Hiking the rate is a dangerous move if it veers too far away from the actual productivity. So, I think there's only that many times that he can pull the same magic trick from his hat. "Insufficient Mana".

The logical explanation was perhaps the time you started was the bull market time (aka good market time).

There's a saying that goes, "Millionaires are made by good decisions in bad market times."

Market sentiments can be a bitch.

That's the reason for diversification. With proper allocations, sleep tight at night.

If based on lessons from the past, it's not timing but ultimately the time in the market that matters.

Are your FSM spreadsheet by Polarbear functioning currently?
I am getting errors for all my funds.

What's the latest recommendation for bond funds?
I am looking for one with short/mid term holdings; and another with long term holdings.

Libra Asnita Bond Fund - yay or nay?

My current woe with the FSM Spreadsheet is as attached.

I'm using Excel for Mac 2019.

Used to work before this.

Any kind Excel whiz able to help me out?




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