*NOOB QUESTION ALERT*

If I buy into a fund using Cash Management Fund (CMF), how do I adjust my excel spreadsheet to reflect the transaction?
Is it :
(A) sell CMF + buy said fund?
OR
(B) switching from CMF to said fund?

NOOB QUESTION ALERT :

Should I really include Cash Management Fund into the Polarbearz Excel? Wouldn't it screw up the entire portfolio allocation analysis?
Ideally we want to analyse our percentages of equities and bonds, but CMF is almost like savings account. Kindly enlighten me.

Dear Sifus, I am trying to adopt a value cost averaging approach to my portfolio. How do you think I best do this? Top up every month on the fund in reds?

Thanks for the article. Now I have a better idea on how to top up every month accordingly based on my target value though the implementation would be tricky.

So you don't like VCA strategy?

As much as many men here don't like to admit, dating nowadays can be costly. Less money for dating means more money for investment. Haha, but what's life without love?

If I would like to venture into China or India equities markets, what are the latest recommended/hot funds?

Your pot must have been massive to earn that kind of returns.

You must have a humongous pot too, to meaningfully diversify into 20 funds.

Hear hear. I have both.

Currently, which market is more attractive? China or India? Any views on this? Plan to allocate some percentage into one of these markets.

This post has been edited by skynode: Mar 5 2017, 01:24 PM

So far my portfolio consists of :
20% bond
22.5% Manulife US
10% Ponzi 1
22.5% Ponzi 2
10% Eastspring GEM
15% Kenanga Growth Fund

Should I reduce my exposure in Malaysia and allocate 10% each for China and India?

20% bond
12.5% Manulife US
5% India
5% China
10% Ponzi 1
22.5% Ponzi 2
10% Eastspring GEM
15% Kenanga Growth Fund

This looks better? I'm backing the "peau d'orange" businessman.

This post has been edited by skynode: Mar 5 2017, 03:38 PM

My latest portfolio summary doesn't show much allocation to China though. The portfolio is concentrated in US and Malaysia with underweight in other countries. Thanks. I shall double check later.

Mind telling more reg Turtle Strategy? I have read the Turtle Investor book before but can't really recall the gist now.
The one which left a deep impact in me was The Passive Investor. Lol.

It's almost the same as an ordinary portfolio? Except some people don't invest in REIT.

It's like savings account, just that you need a couple of days to liquidify it.

Perks :
1. convenient and efficient way to buy UTF
2. higher return than your run-of-the-mill savings account

They use Maybank FD as the benchmark. They have no lock-in period, so I consider them like savings account with slightly slower liquidity.

If timing the market is your style, stock picking is the way to go.
Otherwise, just stay invested in UT with a systemic portfolio allocation according to your risk appetite and investment horizon.
Or you can do both if you have the time, energy and resources.

Stock picking is like picking the best trees that you THINK would give you the best bang for your buck. It can be a durian, coconut, palm tree or mixture of all these. However, you as a responsible investor, have to analyse the soils, leaves, branches and anticipate the weather to decide on which are the quality trees which can give you the best return in such weather.
On the other hand, investing in Unit Trust is akin to picking a sector or plantation to bet on. If your money is on durian, you will pay the fund manager to pick the best durian trees in the sector or plantation based on geographical area of coverage. It's for lazy irresponsible people who want to take less risk and willing to accept less return than stock picking.

Thanks for reading. Ultimately, all the above are just talk-cock ideas.

Haha!

Ultimately it could be a smarter choice, giving the less efforts and emotions involved.

Is the Market Expensive?

Food for thought.

Those are some really strong ones.

Okay. Since they are closing Affin Hwang Quantum fund, is there another fund worthy to be called Ponzi apart from CIMB Asia Pacific Dynamic Income?
-.-'