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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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john123x
post Mar 30 2017, 03:53 PM

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QUOTE(AIYH @ Mar 30 2017, 03:09 PM)
Or you could literally just put a lump sum in CMF and auto deduct from there tongue.gif
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do you have CIMB PRS too?

because the info from FSM website FAQ:

QUOTE
  For first-time application, you are required to submit the following documents:

• PRS Provider's joint account opening form and Contribution Form (For CIMB-Principal Private Retirement Scheme (PRS) Only)


and the CIMB Contribution Form doesnt have the option of FSM CMF

This post has been edited by john123x: Mar 30 2017, 03:55 PM
john123x
post Mar 30 2017, 04:02 PM

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QUOTE(WhitE LighteR @ Mar 30 2017, 03:52 PM)
i dont own any ponzi 1.0 also get the sms. i think they spam everyone.
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Yea, i think so. I got 2 same sms from them today
john123x
post Mar 30 2017, 04:52 PM

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QUOTE(virgoguy @ Mar 30 2017, 04:06 PM)
Contribution form? Does it mean they force you to do a monthly contribution like KWSP? I though we have the option to topup as we want to?
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I think PRS beside CIMB have the option to topup as we want to
john123x
post Mar 30 2017, 04:59 PM

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QUOTE(AIYH @ Mar 30 2017, 04:57 PM)
that one u dont need to fill if u invest via fsm, u can choose to go for fsm payment method instead tongue.gif
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Great. I so gonna apply PRS. Really must reduce tax.
john123x
post Mar 30 2017, 05:13 PM

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QUOTE(Ramjade @ Mar 30 2017, 05:01 PM)
Remember. Don't buy more than RM3k tongue.gif
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smile.gif
john123x
post Mar 30 2017, 08:30 PM

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QUOTE(MNet @ Mar 30 2017, 08:24 PM)
Yes u should buy affin.
My personal loan already approved.
Gonna use it to buy affin.
u should too.
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tomorrow last day
john123x
post Mar 30 2017, 08:45 PM

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guys, i got a question regarding PRS.

Will i be obtaining different PRS number for different PRS provider. or one PRS number for all PRS provider?
john123x
post Mar 30 2017, 08:53 PM

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QUOTE(MUM @ Mar 30 2017, 08:49 PM)
I thought PRS a/c number is your NRIC number...no?
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i also dont know, thats why i ask peoples here
john123x
post Mar 30 2017, 09:52 PM

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QUOTE(noname2188 @ Mar 30 2017, 09:00 PM)
No, each individual will only provide 1 PRS number and the PRS number is your IC
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QUOTE(T231H @ Mar 30 2017, 09:01 PM)
Individual investors will have just one account for better management of retirement savings as information from various sources can be consolidated within one account.

https://www.sc.com.my/wp-content/uploads/en...booklet_web.pdf
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QUOTE(more2teayap @ Mar 30 2017, 09:03 PM)
PRS account number = IC number
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thx for the info, guys
john123x
post Mar 31 2017, 08:54 PM

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i think FSM have 0.25% discount on all Equity Fund

i just check all the funds using funds selector, magically all Equity Funds now only 1.75% SC
john123x
post Mar 31 2017, 10:48 PM

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QUOTE(T231H @ Mar 31 2017, 10:17 PM)
permanently effective 1 April 2017.
By lowering the sales charges to 1.75%, FSM sincerely hope that their clients will be able to enhance their income and savings and be able to meet their financial needs.

https://www.fundsupermart.com.my/main/resea...d-to-1.75--8171
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this kind of news must dig deep inside.

for me, i usually read news in the FSM home front page
john123x
post Mar 31 2017, 10:54 PM

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QUOTE(MUM @ Mar 31 2017, 10:52 PM)
isn't that on FSM home front page?
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i noticed the 1.75% SC before they post it up, before they email me

btw salute to FSM staffs that work so late....

This post has been edited by john123x: Mar 31 2017, 10:55 PM
john123x
post Apr 14 2017, 11:27 AM

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QUOTE(more2teayap @ Apr 14 2017, 11:16 AM)
Hopefully the cash account can store SGD currency,
john123x
post Apr 14 2017, 11:45 AM

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QUOTE(puchongite @ Apr 14 2017, 11:33 AM)
But if the prices of whatever funds and bonds are already ringgit based, what's the point of holding the currency in SGD in static value ?

I think Bank Negara will probably also make noise about doing purchases in foreign currencies.
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I was hoping one day we can buy fsm sg UT from fsm my.

Lots of fsm sg ut, reits looks attractive, but i dont wanna go singapore, dont want unfavorable sgmyr forex, dont want to pay fsm sg platform fee,

This post has been edited by john123x: Apr 14 2017, 11:45 AM
john123x
post Apr 18 2017, 09:42 PM

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QUOTE(Ramjade @ Apr 18 2017, 04:26 PM)
user posted image
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the united asian HY fund is red color because its a wholesale fund?

This post has been edited by john123x: Apr 18 2017, 09:43 PM
john123x
post May 3 2017, 10:14 PM

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Carl Vinson dont know when go back to base.....

Anytime war might started.

My CMF already 33%
john123x
post May 3 2017, 11:43 PM

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QUOTE(T231H @ May 3 2017, 10:19 PM)
hmm.gif  what do you think will happens to the 67% if war breaks out?
it may drops 20~30%?.......why not exit now and save that 20~30%?
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of course, i dont think war will happen. But human sometimes makes mistakes....

I am waiting for Carl Vinson to leave the area.... then everyone will be happy
john123x
post May 26 2017, 12:24 PM

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I am thinking of trying MAPS account.

Minimum initial purchase is 10k.

Need info of Minimum subsequent purchase, minimum redemption amount, etc...
john123x
post May 26 2017, 12:53 PM

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QUOTE(puchongite @ May 26 2017, 12:28 PM)
Where to click to purchase ? Can't find it anywhere.  blink.gif
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Maybe not yet launched yet,?

I gonna wait until i go back home, to research more bout MAPS. Small screen, hard to do research
john123x
post May 26 2017, 07:41 PM

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QUOTE(puchongite @ May 26 2017, 02:03 PM)
Yes, sell the whole things, I thought our in-house agent 007 already said it ? wink.gif

That's one hell of limitation isn't it ?  biggrin.gif
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must sell all...

thats one big awful drawback....

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