Sorry a bit out of topic. What are the good bluechip dividend stock now? Only have tenaga and TM for now.

jeng jeng jeng, are u guys ready 

i think mostly you need to

Logically speaking it's not. But investing can make ppl do irrational things coz of FOMO.

Rhb islamic global developed market fund

U can add this into your watch list too.

Which China funds are you guys going in with?

Rhb islamic global developed market fund

U can add this into your watch list too.

U could buy direct from FSM but need to pay 1.5% sales fee. Only by going thru epf website u get 0%. Unforunately this is not possible according to FSM customer service rep. As a result, I created an account directly with RHB to get the 0%. But RHB Asset Management sux. Dont have proper account to login n view. Need view from epf.

too deep d bro...cannot understand.

i understand that all fund ll have incurred annual management fee,
but for this managed portfolio, i saw there is a quarterly fee of 0.5%, what i m refering is whether i need to pay twice the fee, one to FSM and the other one to the fund purchase by them

Let's see what happens today:
https://www.ewfpro.com/index.php/en/market/...wilayah-bearish

I am still looking to go into China ETF

How many of you topping up China region?

Just want to feel the omph and kick to place more order.

Affin Hwang World Series - Global Disruptive Innovation Fund - MYR Hedged
Affin Hwang World Series - Next Generation Technology Fund - MYR Hedged

Hi all, looks like china equities dipped again today .....do you think I should top up either china or greater china funds like eastspring dinasti & principal greater china.....or is it a falling knife??

why not, no pain, no gain!

I am confused now. i thought expense ration INCLUDING management fees + lain lain?
So now total fees is 2% or 0.2 ? :confused:

just for comparison on a Sunday discussion...not a tell you to buy things... strictly for informational purposes only and shall not be construed as an offer or solicitation to deal in the funds or products referred to or contained in this post

just checked EPF approved funds in FSM platform ....
this EXCLUDES public Mutual funds

based on past, there are approximately 50% chances of getting Better than EPF....in getting above 6% annualised returns
there are some "Repeatedly" good "past" performance funds
check them out yourself using FSM fund selector tool
https://www.fsmone.com.my/funds/tools/fund-selector

these are BUY and HOLD funds...no switching or take profits or exit to protect money and come back to buy at low again...

oooh, the usual notes,...Past performance is not indicative of future performance. The value of the unit trusts and the income from them may fall as well as rise

Just to share some investment strategies for children.

in 2015 I started investing in Unit trust.
My target was and is to generate 8-12% of return from few portfolios. Regardless of China/US/ Asia Pacific.
And also to beat country inflation rate of 3-4% average.

Assuming I put my principal amount of RM 10k into few good portfolios and a monthly depo of RM 300-500 for 20 years.
This is the result. I would say enough for a good private University locally but for overseas education, I will require to use my own savings and other investment by then.

Relying on EPF is not always the best option because after minus the inflation rate, we are only getting back 1-2% recently.

So far, my target is on track. My second kid, I did the same. The only challenge I have is emotion, when the market is down I have to train myself from panic. and to look at bigger picture.

Hard to have that kind of mentality  But had to keep it tough.
Wish  I can reverse back 10-15 years ago. if not today, the return and capital appreciation could be more.
But i sure done a lot of mistakes in the past myself, panic sell, listen to wind too much and etc.

can share how the fund performing for you? cheers