FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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 Oct 5 2021, 09:59 AM
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#41
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Senior Member
4,352 posts Joined: Oct 2010 From: KL  
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QUOTE(tadashi987 @ Oct 5 2021, 09:45 AM) well i was about to mention it depends on your horizon, but came across my mind PRS is long long term anyway since you cant withdraw pre 55yo. agree with you. So yeah, it is somehow good timing to top-up now IMHO  and given how the fund (at least the one I'm buying), historically they are quite good so its a good time to buy, for me. but i left rm300 to fill the 3k quota for this year  |
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Nov 23 2021, 05:08 PM
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#42
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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was expecting my china funds to drop these 2 days..but.....
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Nov 24 2021, 06:20 PM
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#43
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(CSW1990 @ Nov 24 2021, 04:51 PM) Sorry didn’t elaborate clearly on my question. thru FSM?I already have PPA number and last year I top up Principal PRS “ Islamic Asia Pacific xxx ”, and this year if I continue top up 3k on this same PRS fund, will just need to buy and pay only right? Do I need to fill in PRS form and mail hardcopy to FSM? I have this concern because I remember last year (Or 2019) I did go to post office to send hardcopy form to FSM... And yesterday when I tried top up Manulife PRS (global reit) before I reached payment page it did show a form for me fill in and mail hardcopy. Thus wondering if i top up the same PRS fund that I already have do I need to submit hardcopy form again? I think the answer is no but just would like to confirm with sifu here . Thanks |
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Dec 3 2021, 01:23 PM
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#44
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(ganesh1696 @ Dec 2 2021, 07:56 PM) My worst investment decision ever made. Yes I can handle those high risk investment. For long term it may outperform but currently down by more than 20% even when other index funds are in green ( before omicron news). mine's the same with you. invested early this month.Maybe I failed as an investor. Anyway going to continuous dca to minimise the loss. Should've allocate more into index funds.  its like dropping no matter what |
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Dec 7 2021, 06:43 PM
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#45
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(WhitE LighteR @ Dec 7 2021, 10:04 AM) one thing to keep in mind. if u believe in cathie wood, u need to understand that ARKK or any other funds under them in fact dont behave like index fund. They will never track index fund nor will it keep close to index fund performance. cathie wood funds works more closely like angel investment. they take much losses now for long period of time while the companies under the fund invest for growth n the once or i should say IF it do succeed it will just suddenly boom past the others. think tesla. so they dont do well year to year but once they do, it will be like 2020. n then suddenly they looks not so bad if u average it out. but while they making losses, the average will look very bad. that is like i say IF u believe in cathie wood skill in seeing the future. oh wow. thanks for your insight. disruptive having a very red day again |
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Jan 24 2022, 04:51 PM
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#46
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(ganesh1696 @ Jan 22 2022, 01:29 PM) I'm a failed investor no worries bro, i also took a hit. and i thought i have learned. lol.All my hard earned money. Even bank fd could get at least 2% or crypto fd at 12 %. My decisions are worst when it comes to investments. Any opinion on my worthless decisions? Opinions welcome. And those with profit will turn red on Monday as I already the prices.  in any case, i reflect back upon myself. before last year, i prioritize my own investment (which makes loses, i think my investment all time still losing) instead of maximizing more assured vehiche like sspn (tax deduction) and PRS (again, tax). now at least my mindset is max those first. any other investments will have to wait. i venture into US market last year and though for now I'm not making a loss, but most my earning wiped out because of the current trend. but i still think a move to US market, to hedge against MYR is a good move. i wonder if i should just stick to VOO for this year first. i am also questioning myself on my investment. i am good with small money but a squandered them in investment. so perhaps back to basic for me this year is the theme. Kpjh liked this post
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Apr 13 2022, 05:18 PM
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#47
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(cklimm @ Apr 12 2022, 11:32 AM) it better be kicked out, I've seen a 61 years old lost half his life savings money buying the second fund in this picture. dammit. mine losing more than 50% too. i basically put in half the bonus i got last year  |
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Oct 26 2022, 09:39 AM
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#48
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(dopp @ Oct 17 2022, 11:08 PM) Affin Hwang World Series - Global Disruptive Innovation Fund - MYR Hedged -72.99% haha..mine about the same.dropped my bonus into it    |
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Oct 26 2022, 03:49 PM
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#49
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(FLampard @ Oct 26 2022, 03:39 PM) see the name - Global Disruptive Innovation Fund i wont exactly call any listed companies as start ups.sounds like they invest in start ups? no wonder high risk... but risky, yeah. basically those companies that come out with new ideas to "disrupt" the industry's norm. This post has been edited by cempedaklife: Oct 26 2022, 03:56 PM |
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Apr 8 2025, 03:55 PM
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#50
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Senior Member
4,352 posts Joined: Oct 2010 From: KL
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QUOTE(nguminhuang @ Mar 5 2025, 08:36 AM) Hi all, i have a question. I have bought PRS fund for tax relief in FSM one. Will FundSupermart release a yearly statement indicating i bought an PRS fund ? SO far my account statement only has monthly statement. Thanks in advanced. just sign up for ppa online portal. https://www.ppa.my/regardless of what provider you bought from, it will all tally in ppa. there is annual statement just for tax purposes. but it will only keep up till a certain number of years in the portal. make sure to download it when its ready and keep a copy yourself. edit: oh wait. just checked. it keep for all the years I'm invested. for my case, since 2014. This post has been edited by cempedaklife: Apr 8 2025, 03:57 PM |
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