Let's see where they are going to run. SG reits have the highest dividend among all developed countries.

Is still better than selina reits.

No. I don't think so. If you are a S-reit investor, you will know that SGX is popular spot for foreign reits to be listed. They are not concentrated fully in SG. Some yes. Some don't even own property in SG. Hence the reit may be listed in SG, but it owns property say in HK, China, UK, US AU, JP, EU, etc. Making S-reit a truly diversified properties portfolio.

Naturally, a diversified s-reits have forex risk. Some hedge, some don't hedge. Some pegged the returns to SGD. Same can be said if the reit is concentrated in SG alone only. It's exposed fully to SG economy.

Here's a full list of S-reits and business trust (which behave like reit but is not a reit)
http://reitdata.com/category/yield/

This post has been edited by Ramjade: Aug 20 2017, 01:13 AM

Good for you. Cryto is the way to go in the future. Quite disruptive the tech (banking/verification industry) The tech won't die but the coines may die. The tech is definitely here to stay when you know alibaba is also using blockchain tech to counter food fraud and you know food fraud is big issue in china.

Well forex is not recognise in malaysia too in case you didn't know but people still make good money off it.

Er, you do know you can invest in crypto without owning a single coin right? You can invest in graphics card company (the engine behind cryto as they need graphics card to obtain cryto ) and be a part of it as what I told xuzen in another thread. Sometimes it's not wise to invest in gold during gold rush but invest in the companies providing the tools. And those graphics card company are on regulated exchange

This post has been edited by Ramjade: Aug 27 2017, 01:19 AM

The answer is EPF. Last time EPF only allow people to invest in UT invested locally hence everyone dump into KGF as KGF beats EPF.

All PRS if bought from FSM got no service charge.

US econony burst whole world also not spare. In the mean time, US bulls refuse to die.

Mr Kim's rocket + hurricane have no effect

Something to think about

Thailand econony over 10 years is better than most economy.

Er you do know that FSM is a DIY platform right? All transaction are done online.

Recommended fund is just a start. You can hold 3 years, you can act within 1 year if situation is needed. Some good funds are not in the recommended list.

How you know it will go up? UT is a basket of stocks of some underlying business. If the business is good, stock price go up. If say 60% of the stock in the basket go up vs 40% of the others, the fund price will increase. Hence you make a paper profit until you sell them off then it's real profit. If you don't and if things go bad, the price of the stocks reverse, hence the fund also drop. Good business share will always go up in the long run. You only need to worry if the fund manager pick a bad business to invest in.

Not many fund can move 50% in a year. Could be a one off event as most "good fund" move ~10%p.a.

No one can predict the future. Of course, if global market were to crash next day, no UT will survive. If Malaysia market crash, other market will still survive.

Hope this help.







This post has been edited by Ramjade: Sep 20 2017, 12:09 AM

Not true. If you think that's how it works, that's just level 1. There's level 2, level 3. That is one strategy. Another one is predict which market will outperform in short term, be heavy in that market then run.

Uber you need to work. This one is seat at home and click click.

This post has been edited by Ramjade: Sep 20 2017, 12:16 AM

No one can get it right 100% of the time. Unless
1) they can see the future
2) they use computer (there is a particular fund in the US created by MIT people which is able to churn out 20-90+%p.a over 10 years+ even during 2008. No one knows what that fund is investing into and how it invest. It's a "blackbox fund" and only few have acesss to it)

As MUM mentioned, what recommended fund would you buy? All?

True you can do that buy recommended and come back after 3 years. But what happen if today you buy, tomorrow global economy sell off? You can come back 3 years later but as we all know the world is only recovering from GFC in 2008. How much return will you get if like that? Like you said yourself, "they have no real solid skill to make it work 100%" so how sure you know recommended fund can still perform? There are some recommended fund not performing so well too you know and there are unrecommened funds which perform very well

Eg 1
Buy recommended fund after one year give you 10% which is RM10k

Eg 2
Buy unrecommended fund base on one analysis give you 20% which is RM20k

Possible? You betcha. Happen before? Yes.

How ah like that? Headache

This post has been edited by Ramjade: Sep 20 2017, 10:38 AM

Well he's asking how does one makes money from UT and how sure a fund can go up 50% in one year? Why need to learn how to pick funds? Just close eye and buy recommended funds. Come back after 3 years sure make money. Well I answered his questions and look like he's not satisfied with my answer.

I think you should tag that person CS

I wonder if China bad debts cause some kind of havoc globally (S&P just downgraded china credit rating) how bad will bond market react or it won't even blink an eye

No point launch new fund/perform very well if FSM does not carry it.

The only 2 provider in Malaysia sre the ones offering cheap discount for UT unless one doesn't mind paying high service charge.

If want to go into SG, better to take what real white people are doing "robo ETF investing" rather than pseudo ETF robo (FSM MAPS/POEMS SMART)
Correction. The lowest was early this year 3.085.

See my reply in FSM SG thread.