https://www.fsmone.com.my/stocks/get-started/stock-fees

good guess 

SGX trading is up

8.80 vs 25+ which we used to pay to Spore brokerage is half price and more cheaper. But transact via FSM shares are under FSM custodian acct not in CDP acct. But I guess for Msian CDP acct means nothing.

Ramjade mention SGX good for REIT stocks and not much else so he go for US stocks and ETF via IBKR paying even lesser fees. Guess diff investors diff strategies.

But isn't ibkr, moomoo etc all under custodian model? And yet so many investors is ok. I belong to old generation but I need to keep up with the times. Pain is always when you want to transfer holdings out from custodian A to another company custodian B.

Sorry can you give an example what is pseudo custodians and full custodian? Pseudo custodian is not custodian?

Ooh I think I misunderstood the meaning of custodian. Back in Spore when we bought SGX stocks there is a company called CDP that will hold all our shares. When we transact with brokerage it will deposit the shares in this CDP not the brokerage. So broker 1,2,3 different broker you use to buy sell all will go into this same CDP account.

So when the stock are held by the broker in your case IBKR I thot this is called custodian acct.

i started off in 2014 when i think ppl are into global titan funds and also greater china fund... i invest in neither because i think it was too volatile for my taste. i have made mistakes here and there. my UT portfolio gives about 5 to 6% IRR on average but recently dropped to 4%. i believe, if i reduce my malaysia exposure, overall return should be better.

i think for me now is, the focus should be around 5 to 6 funds max. di-worse-sification is a thing. i actually stop buying into local funds. my plan is to not increase my malaysian equity... increase my exposure with some bond funds also. continue to increase put money into asia pacific regularly.

and i'm slowly increasing my stake into china heavy fund given recent drop in hk/china but doing via ETF instead.

what i'm lacking is exposure to the USA in my opinion.

I dont have a strategy. i just trial and error, see what i can do.

Hi everyone, I am not sure if my understanding is correct or not, mind to share your opinion?
The unit trust funds that we buy from fundsupermart are direct investment with fundsupermart not with the investment bank, right? Since fundsupermart malaysia is under ifast Capital Sdn Bhd which is incorporated in Malaysia, so if we sell the fund and get the capital gain, this  gain is not foreign source income, right?

So, we dont actually need to declare to our local taxing agency? Is that what you meant?

Hi, may i know what is your view on 2022 prospect?
US is expected to stop the QE starting this month and slowly increase the interest rate.
Should i reduce the equity holdings?

+1

i had the same though as you too. 

but where to move the extra funds to ?

Hopefully Ang Pow with CASH 

Thanks that makes sense, I'll wait for Rakuten trade's offering before making a decision! Will watch this space: https://www.rakutentrade.my/fees

Hi guys,

Under the Domestic Ringgit Borrowing declaration, should I choose YES or NO?

Thanks.

for FSM One US stock trading, can we do it by using app?

Not sure abt inverse etf of s&p500 in fsm, but I read fsm mention abt inverse etf (for klci) just few weeks ago in an article titled,
"Want to hedge your portfolio amid market volatility? Consider this inverse ETF"
https://www.fsmone.com.my/etfs/research/art...s-inve?src=etfs

Ok thanks. May I know what is the consequences of ticking "YES" (tick YES to be safe, even though might not have)?

I only have ONE housing and car loan. Supposedly not qualified for "YES"?

US Nasdaq into correction now (the news I read told me). So all US exchange counters mostly red color. UT that has heavy US exposure will be affected. We experience that from China related last year now this year is US turn. ETF that is US-centric sure also kena red color. Investors who use IBKR for mainly US ETF hit hard I guess.

How long have you got those funds? If not long it is time you fully feel what is correction. I kena a few times in my 20+ years in UT investment. But most of the times over a long period your UT should be in green color unless that fund is really lousy. If you really cannot take it then UT investment is not really your cup of tea. Once it recovers (maybe 6 months to 1 year?) you can sell all off. If sell now sure lose monies.

If want add some, at least wait until they wipe 2021 gain first. If keep DCA for every dip, sooner or later no money buy in already.

Wiping 2021 gain, meaning wipe all the gain since March 2020.

I think the definition of a correction I read is about 10% so Xmas may not be defined as such so everyone thought it is just your typical blip on radar.

I don't think it is only affecting tech and small cap basically any stock that is US or even Europe is hit. I got both US and Europe and non-tech in funds all kena. Only diff is how red is the colour.

Not ending at 10% I read may go down further to 20% so wait to decide at the 20% mark.

I'm a failed investor
All my hard earned money.
Even bank fd could get at least 2% or crypto fd at 12 %.
My decisions are worst when it comes to investments.
Any opinion on my worthless decisions?
Opinions welcome.
And those with profit will turn red on Monday as I already the prices.

FSM seems pretty bullish on China this year. What other forumers think? My Dinasti is down quite bad this year 😬

me long term also feel bodoh... huge gain no take profit now become small gain and some turn red..

so timing to dispose is still important.

Hi,

Assuming everything is the same, can I safely say that revenue (capital growth, dividend) generated from ETF (example KLSE FTE) would be lower than if I were to buy all individual stocks listed in that ETF? Since an ETF is supposed to just track an index and not outperformed it?

You mean the etf manager could pay a lower dividend comparing to what has been declared by a certain company in that year?

Thanks for the advice.

Could you further explain on:
1. Dont bother buying ETFs. Bonds as in 'real' bond or unit trust bond?
2. Stay away from ETF REITs