Welcome Guest ( Log In | Register )

8 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
SUSxander83
post Oct 11 2021, 05:34 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(mois @ Oct 11 2021, 02:30 PM)
Ah okay. I plan to buy for long term. But currently most US stocks are overvalued. Waiting for buying opportunity. FSM platform is quite nice. Fund, stocks and foreign stocks. All under one app lol.
*
If you plan to buy and hold lump sum then it’s reasonable but you need to beware there’s is yearly trustee fee which is about 0.1% yearly iinm

If you are looking Tech US forget about it as reopening play in progress and there’s is still undervalued stock around you just need to know where’s to look rclxms.gif

QUOTE(buffa @ Oct 11 2021, 02:36 PM)
Now fsmone exchange from rm to usd is 1:4.1917
Google the rm to usd 4.169. So the different is around 0.5%
Not the 2% you mention. Unless the google rate is wrong too?
Then i wonder where you get your rate to compare with fsmone?
*
Just do own calculation and you know why because buying are delayed fixed higher rates and not live rates unlike SA doh.gif

QUOTE(Jitty @ Oct 11 2021, 03:39 PM)
yeah. nice nice.
last week also start up abit too  icon_rolleyes.gif
*
Always after Golden Week it is up which is why to buy before 1st when market is bearish rclxms.gif
SUSxander83
post Oct 12 2021, 06:34 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(amateurinvestor @ Oct 12 2021, 02:35 PM)
unfortunately today china is red red again....not sure how long this overall down trend will continue sad.gif
*
Better for longer as more time to accumulate to buy the dips rclxms.gif
SUSxander83
post Oct 14 2021, 11:06 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(mois @ Oct 14 2021, 10:51 AM)
Which china index you use to see the support?
*
CSI index
SUSxander83
post Oct 15 2021, 01:04 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(yycclin @ Oct 14 2021, 10:40 PM)
Losing hope for AHWS Global Disruptive Innovation Fund, waiting for it to equalize ( currently stays at -6.13 % ) will be switching to RHB Shariah Focus Fund or United Global Quality Equity Fund... unsure.gif  happy.gif
*
How you been holding your thematic fund?

Silly to realise losses while putting in EQ fund you will be better off holding the thematic fund for another 2 years and it will gain by then doh.gif
SUSxander83
post Oct 16 2021, 03:18 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(ganesh1696 @ Oct 15 2021, 01:30 PM)
my affin global disruptive fund YTD.

am China a shares and affin next gen tech fund is down almost 10% each.

Some malaysia and india funds have reduce my portfolio's loss.
Those three underperforming funds are heavyweight in my portfolio. Almost 50% of my entire capital.

user posted image
*
Underlying fund of ARKK? Consider normal if you want to gain 30% or more doh.gif

QUOTE(WhitE LighteR @ Oct 15 2021, 01:42 PM)
To hold such funds u need heart of steel.
*
Try buying KWEB or Alibaba ATH then you know what is a heart of steel already -50%
SUSxander83
post Oct 17 2021, 04:36 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(onthefly @ Oct 16 2021, 11:56 PM)
Yep Affin hwand asia dividend was the 2nd choice.
Only downside i see is principle asia titan much lower size fund and higher fees which offset by better profits.

So any point to consider for fund size ? its almost 100mil. should be "big" enough?
*
Average 3 year performance vs fee ratio
SUSxander83
post Oct 21 2021, 04:15 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(frankzane @ Oct 21 2021, 01:42 PM)
Hi Sifus,

Need advice on how to maximize profit with bond fund with quarterly platform fee chipping in.

I have a bond fund that I have no intention to sell (still green), but I feel the quarterly platform fee is starting to incur some cost to it.
*
Buying bonds are supposed to give you income without incurring any charges to it

If you want to platforms fees and still have income you will be better buying mixed assets or dividend/income fund instead for better growth rather sticking to bonds because the platform fees will bite you long term
SUSxander83
post Oct 21 2021, 08:57 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(ken431256 @ Oct 21 2021, 06:25 PM)
Hi guys, planning to go into moderately aggressive portfolio by FSMone, how to see real time data? Cuz i plan to do Value investing every month, and i need to know how it's performing for that month but it's only showing past month data at latest.
*
Live data is easy find if you know the unit trust fund itself which is available in monthly reports

Btw UT has forward pricing so won’t you have actual live running data unlike Equities doh.gif

QUOTE(MUM @ Oct 21 2021, 07:45 PM)
Check with fsm, to see what is the minimum amount of money needed to set up a moderately aggressive portfolio.... After you hv yr own portfolio, you can daily check the performance... No need to hv past month results.
*
Yeah just pay rm1k to setup account then done rclxms.gif
SUSxander83
post Oct 21 2021, 09:04 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(ken431256 @ Oct 21 2021, 08:59 PM)
Actually the moderate portfolio consists of 70% equity and 30% bonds....means i can see live running data? Search for the underlying equities itself?
*
No point to see live running data because underlying equities funds and bonds are all unit trust which have daily NAV after markets have closed

So you’re just wasting time as you only need to find the NAV daily which FSM will post itself doh.gif
SUSxander83
post Oct 22 2021, 01:27 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(ken431256 @ Oct 21 2021, 09:17 PM)
Oh ok cool. I'll see tmrw then once they invest my initial 1k
*
You should invest last week as you missed out on free subscription fee of 1%

So your total portfolio would be only 990 and it will be completed by 3 working so only next Tuesday will be reflected in your holdings
SUSxander83
post Oct 22 2021, 11:48 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(kelvinfixx @ Oct 22 2021, 09:17 PM)
Any one buy ETF using FSMOne, especially those in HK and US, but the fees charges look complex and expensive. What is the fees for each RM 1000 invested?
*
For that’s amount you will be paying a minimum of USD8.80 and stamp duty around usd2.50 which takes up almost 6% on top of it which super expensive so don’t bother you be better off buying through IBKR instead doh.gif
SUSxander83
post Oct 31 2021, 03:35 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(royalz @ Oct 30 2021, 10:39 PM)
Hi guys...what u think of this PRS fund - Manulife PRS Asia-Pacific REIT Fund ? 60% on Singapore reits...

since cannot withdraw until 55 years old..thinking if this is a good choice compared to say PRS growth fund?

thank you in adv
*
Since long term you be better off putting into growth fund

REITs are only useful to supplement your income in lieu of dividends which is why only mostly those who want capital preservations especially retirees who will want REITs for income to cover living costs

If you prefer REITs instead of buying UT REITs you better off buying ETF REITs or Stock REITs rather than paying the 2% to UT Manager yearly


SUSxander83
post Oct 31 2021, 08:10 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(royalz @ Oct 31 2021, 05:25 PM)
Thanks ..it makes sense on the 2% UT fee...
*
Any UT no matter what it is at least 2% yearly goes to as manager fee which is why ETF is a better way to put your money long term

Only way for UT to be useful to you at least it must be consistent 8% yearly gain on 3 year basis and if more than 10% considered it as a bonus because that is after deducting manager fees
SUSxander83
post Nov 7 2021, 09:40 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(RigerZ @ Nov 7 2021, 09:13 AM)
General unit trust question, why do different sources report different fund performance figures? Who actually has the "most accurate" data?

Example below for Principal Greater China Equity Fund.
*
Check the reporting date as FSM usually lag a day doh.gif

For live prices check on Principal for the most accurate advice they are the fund manager
SUSxander83
post Nov 8 2021, 07:07 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(Jitty @ Nov 8 2021, 09:53 AM)
i am using bloomberg for faster pricing.

any other apps can show more accurate and faster?  biggrin.gif
*
Morningstar website has better details as the pull the data directly from the fund houses

Bloomberg data a bit out dated but pricing is fine

UT no need to check so much as pricing forward hence 3 day lag doh.gif
SUSxander83
post Nov 9 2021, 03:21 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(GamaX320 @ Nov 9 2021, 11:32 AM)
around 3~5% pa good enough for me.
I just want park some portion of money, because still can't find good investment right now all look historical high
*
You be better off putting in MMF for stability gains and quick liquidity rather putting bond funds which takes way more time to liquidate and buy the time you want to buy it is already lag by at least a week doh.gif
SUSxander83
post Nov 10 2021, 03:06 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(tadashi987 @ Nov 10 2021, 01:07 PM)
China bond funds keep dropping, any speculation?
*
Property developers in China starting to default on their bonds so Evergrande is just the start doh.gif

QUOTE(ericlaiys @ Nov 10 2021, 01:26 PM)
buy more
*
More like burn more doh.gif

QUOTE(tadashi987 @ Nov 10 2021, 01:27 PM)
you speculate it will rise back soon?  cool2.gif
*
Won’t be so soon until China Knight comes into play rclxms.gif
SUSxander83
post Dec 21 2021, 04:15 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(adele123 @ Dec 21 2021, 12:30 AM)
Not quite correct for the description of ETF.

You forgot that the ppl who managed the ETF can sell new units or buy from existing unit holders, so aside from purely willing buying/selling, there is market maker. At a minimum you can buy/sell from market maker. This is also why it has somewhat hogh liquidity.

Using the ETF listed on our bursa from affin hwang, the trade plus series, all of them will have affin hwang as market maker.
*
Don’t forget market maker can do price adjustments to stimulate trading activities rclxms.gif
SUSxander83
post Dec 22 2021, 01:35 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(sgh @ Dec 21 2021, 05:37 PM)
For those who have stock trading experience would know ETF is traded exactly the same as stock. Note I mention the word trader. Typically they don't hold the stock/ETF long they just want to flip and earn the difference in profits/losses. ask price, bid price, sell down, buy up, contra, shorting etc that are used in stock applies same with ETF too.

But for a investor (instead of a trader), they feel that ETF counter is a basket of stocks represented as a single counter in stock exchange. This is similar to unit trust/mutual fund where it is a basket of stocks in one fund. But the trading mechanism between ETF and mutual fund is quite different. I don't see contra, shorting (long time ago ppl attempted this but failed due to the price lag in mutual fund buy/sell process) in mutual fund.
*
Transparency’s in ETF holdings makes it more superior than mutual while mutual you only get disclosures through reporting which make sure it lag slow as most will disclose the holdings by the cut off date


SUSxander83
post Dec 22 2021, 06:15 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(WhitE LighteR @ Dec 22 2021, 10:28 AM)
unlikely seeing how they still insist to have min charge on other markets as well.
*
Confirm follow back SG charge so of min $8.80 per trade or 0.8% whichever is higher

8 Pages « < 2 3 4 5 6 > » Top
 

Change to:
| Lo-Fi Version
0.0638sec    0.98    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 02:36 AM