Ya, i know. Thanks for the chat 😁

Thanks for the info.
I will try to do the exploring first. 😁
But the problem is RHB always got rm25 switching charge

This post has been edited by ironman16: May 14 2020, 09:24 PM

Its mean Internet banking, my friend
If use cheque, not much ppl can invest

If PM got switch charge, after 90 day, within 90 days,.....
Go study first tnc first

This post has been edited by ironman16: Jun 12 2020, 03:37 PM

Fund still in FSM but no more switching/ purchase.
Do u ask them why? remove from FSM oledi?

I like to watch boss blow water, can copy ur asset allocation n modify it to suit my taste.
Mind to share ur asset allocation?

U only favour in US, China, bond n REITs? No Malaysia?
Now gonna rebalanced mine n my children portfolio since got 0.5% SC. 😁

Don't know what to do with my kenanga growth fund (big n fat submarine), still submerge in pacific ocean. 😢

Any sifu got any idea?
May b i target US, China, Asia, REITs n Malaysia.
Major in Asia

Thanks for the idea but 70% bond is too much for me, i not kiasi, i lantak aje.
Today sleep n think think what wanna do with my portfolio, next week start my rebalancing portfolio 😁

### kasi hint sikit ma, what i gonna do with my big fat submarine, sakit hati tengok 😢. If u pick Malaysia allocation, which fund u pick? 😏😏😏

This post has been edited by ironman16: Jul 4 2020, 02:58 PM

every percentage that u mention represent one UT? 🤔
Or u oledi break down every UT that u hold according to geographical?

This post has been edited by ironman16: Jul 4 2020, 07:01 PM

Oic, what is the fund that u hold?

Thanks for the share, kasi input idea sikit for my portfolio.

I will select base on my consideration, ur is just the guide or idea. 😁

Make sure u sold b4 3pm 😁

First time same, i oso sell REITs n into China 😍

👍 Hope doesn't regret

I oso got asia ex japan but now in china first, if something get wrong baru cabut in asia ex japan. 😂

I only wanna take advantage on china rally ma 😬
Boss rajin sikit post ur action or recommendations, u r one of my benchmark 😎😎😎😇😇😇

Actually i already followed master xuzen allocation since 2016 i think, until year 2018, sakit hati tengok my portfolio return. That time redeem a bit and totally out of this UT until 2019 year end. Very surprising returns is good especially TA tech. Almost sell my kenanga growth bcoz the only returns in red, luckily hold it seen it start to pick up 😂..i wait until i feel enough, definitely will switch to growth series 2 or opportunity.
Just regret why during 2018 i retreat, if no i now Huat oledi bcoz that time i mainly top up TA tech n asia pacific ex japan n China. 😭
Now i decide to switch to rally fund n top up the non performing fund like asia ex Japan if i forseen it future is good. Hope i got the 'ball' to hold long enough 😬😁😬😁😂😂

I already slowly reduce my TA tech until minimum holding, if kena burn oso nvm bcoz oledi take out the profit ma. REITS seen ok but just wanna take advantage on China rally. Already in China a few day since 0.5% promo 😁

This post has been edited by ironman16: Jul 11 2020, 01:04 PM

Boss, u post nia, i tengok2 ma, not necessarily follow, just wanna use as guidelines ma.

What previous experience with other fund? Kind to share? 😁. Wanna hear atory.

Just like my kenanga growth 😭. After this time rally, wanna switch it

👍

Do u happy with the profit? If yes n u forseen it already at its peak, switch it.

If u feel doubt, switch half ( this is what i do with my ponzi 2 n Eastspring dinasti, afraid miss the rally 😁)

If x puas hati with the loss, let it rally now n switch later( now i do with my kenanga growth)
I switch bcoz i found a better one n feel disappointed with it performance with others. If every fund dip its ok but every body is rally but this kenanga still move like tortoise 😳🙄🙄

I can't make decisions for u but i can make for my self. This few week i still rebalancing / switch fund.

Sound like pro but actually I'm not, i oso learn from sifu here. But this what i did.
👇Somebody oledi give u some info. 😁😁😁

This post has been edited by ironman16: Jul 14 2020, 10:34 AM

😁 Good fund always come with platform fee or redeem fee 😝