uncle checking in
just open my account i stupid dont know where to apply for referral fee
so nvm la no referral for me

It is inclusive of the 50% gain.

Currently my portfolio consist of

6.6% - Eastspring Investments Global Emerging Markets Fund (-2%)
21% - Manulife Investment U.S. Equity Fund (+8.5%)
8.5% - Principal ASEAN Dynamic Fund (-6%)
22% - Principal Asia Pacific Dynamic Income Fund (+8.8%)
10% - Principal Greater China Equity Fund (+50%)
15% - RHB Asian Income Fund (+10%)
7% - TA Global Technology Fund (+60%)

Now considering to dump these EI GEM and Principal ASEAN in favour of better funds/sector.
But not sure where to park since I already have about a large % the Asia Pac ex-Jap, not sure if good to have a single geographical sector too large in my portfolio.
And also the psychological fear if I were to increase exposure to and Principal Greater China and TA Global Tech, because the % gain looks good, topping up feels like averaging up.
I feel so dumb cause exposure my better performing funds are the smallest portion.
I have to say the fear was real and it was quite gloom. And I thought the 10 year recession thing is gonna last for a while, who knows it rebounded into bull in just a few weeks.
Hindsight is always 20/20. But at the time keeping cash for daily expenses is so important as my industry (construction) is badly hit and I got 50% pay cut.
And at the time covid dip I have to stomach a lot of loss and emotion (I invested quite heavily on Airasia and Genm since long time ago, still holding paper loss yeah so)
But anyway we have to move on and review on my investment strategies which is why I'm back lurking around lol.

Yes..I may end up selling it for cash.
Certainly that's what I have in mind to dispose GEM and ASEAN.
By global do you mean TA Global Tech or other Global fund (not tech/specific sector)
Nothing wrong with being excited when market dip if you are well prepared and cash rich.
I was about 60% invested and 40% cash during March but did not act upon anything.

Yea I much prefer the old app actually. With the new app, there is a lot less info given on the pending transactions.

It doesn't even keep me signed in which I guess is for security reasons. They really just needed to add thumb print sign in onto the older app and it's all good.

They block. Cannot install

I still use the web FSM because it allows me to login using touchid.

Yea, I mean touchID for iphone

ok now i get it ASNB dont sell AmanahRaya Syariah Trust Fund
ARIM sell it
so if buy from ARIM then you no need pay like 0.05% of platform fee
again 0.05% is very little which is like 0.2% per year
opening ARIM also susah

I dont think ARIM provide online purchase
if u buy from agent the sales charge is high

i spend like 2 hours trying to understand what type of FI product i can buy and until now i still a little clueless
so many products
i am retired over 60 years old and just wanted to look for something that could give me 4% and above
SSPN i can give u 4% or Amanah saham FP oso ok

i have shortlisted a few fund please give me some advice:


1. AmanahRaya Syariah Trust Fund
2. AmanahRaya Unit Trust Fund
3. Nomura i-Income Fund
4. RHB Bond Fund
5. Principal Lifetime Enhanced Bond Fund
6. AmBond
7. KAF Bond Fund
u wanna buy through FSM ?

recently i havealso bought into PMO e-income fund and e-income islamic fund (new fund) and i want to diversify my portfolio

also is there a way to nominate my wife as the beneficiary with FSM just in case something happen to me?
open beneficiary account with ur wife (FSM).........or let ur wife know what n where u invest (including id n password oso let her know)

So don't need buy with Arim and buy with FSM which will be cheaper?

Problem is me and my wife also very old so I need to nominate my son and daughter

so what i put in this section - campaign code?

uncle want to buy KAF
but i dont know when to buy
hahaha
and ppl tell me DSA DSA DSA

i sudah beli initial RM1k with OPUS just 10 mins ago
i guess it is use to do KYC
dont know how long baru boleh finish

Can give uncle opus link

yes i do consider it and i am putting 10k into my 1st 3 choices

btw my account in Opustouch ready

Just want to compare different saving habit mah. I might cuy down my emergency fund and leave 6 months and dump into UT. Lol

Hi sifu,
Any good FI fund recommended?

What would be the ideal number of funds in your portfolio for optimal gain ?

any advise on the following combination:-
KAF
Nomura i funds
AMANAHRAYA SYARIAH TRUST FUND
Principal Greater China Equity Fund
Manulife Investment U.S. Equity Fund
TA Global Technology Fund

kaf bond fund  - https://www.fundsupermart.com.my/fsmone/fun...F/KAF-Bond-Fund
Which asia & malaysia / geographical fund is worth looking?
not young already, middle age. fd is too low now.

Thank you first sifu ironman

haha .... make sure pancit habishabisan baru pick.
thankyou for the advise

mind to share how many funds in your portfolio, the most &  the least & the normal 

Incoming two cents!

Looking at Affin Hwang Opp factsheet, I see that it has 60% Greater China (China, HK & Taiwan).

I guess Principal Greater China is double dipping? I'd keep Affin Hwang then KIV the Principal fund?