YES...it is getting interesting....

for newbies lurking silently here.....please take note of the validity of the above statement highlighted in "BLUE"......for if you looked at the attached image...."some" funds had your invested monies reduced substantially and some cannot even beat FD rate per year in a 10 year durations...

confirmed we have spy in this thread liao 

FSM reads: should we wait for 20% discount?
..... "As such, from this finding, we can conclude that if one doesn’t have a crystal ball, it is wise to stay invested in the market as it can be very costly to time the market."

Just starting out to invest in unit trust. What's a few good ones to start with now? Ikan bills amount only though. Hoping to grow it a little.

you forgotten that the fund is investing in not only apple but alphabet group, tancent, visa and etc. as of now Apple has 8.9% allocation. please view the fund info

wow 
when this can happens..... can it happens in here too?....
time to get some "milo" tins ready....
Thousands of ATMs go down after satellite problems
http://www.reuters.com/article/us-indonesi...SKCN1B80QP?il=0

I am wondering too. Seems like it is taking forever.

Rhb islamic bond fund relaunching in 21st sept.

3 years annualized rrturn 6.46%
5 years annualized return 8.65%
10 years annualized return 7.16%
Since launch 2000-2016 6.50%

Does it make sebse to put money in here ?

Annualized neabs every year that return or total 3 yrs is that return?

Issit better than FD?

yes,....it is just that i am trying to maximise the sum available...even if 2%pa higher
(i needed that extra 2%) 
anyway,...i am still planning either transfer the FSM DIY port to Mgmt port but leave EPF alone......
or
transfer both the FSM DIY port and EPF to Mgmt port .....

with the last option...i cannot take out partial money to enjoy.
with the 1st option...i can annually withdraw from EPF....(but this will deplete the EPF faster bcos it was a 1 sided withdrawal)

(was "planning" to use that a passive income)

still have about 4 months to think and observes how the Mgmt port performance BOTH in good times and BAD.

currently observed since June.....i think my DIY port volatility is higher and my DIY port ROI seems too moves slower than Mgmt port

October is a real good month. Up up up. Those not up so much, they are at least not going down. LOL.

Portfolio record high.

i think this may tell a better story....

Hi all, I am pondering a question. In decision making of choosing good fund manager, one of my criteria is good benchmark against the market. The good fund manager should perform better than market and bad ones perform worse than market. Is there any flaw to this criteria?

Because, I don't really understand that some of UT are well recommended but actually having rather unsatisfactory performance against benchmark. E.g.:

TA Global Tech
https://www.fundsupermart.com.my/main/admin...heetMYTAGTF.pdf

Edit: Shouldn't we find other manager that invest in the same market as TA Global Tech but with better performance against market benchmark?

Disclaimer: Above UT is just example to the theory, I have not recommending neither against the mentioned UT.