hi guy, I new with FSM and I'm a aggresive investor, may I know what is the fund I should buy?

currently in my watchlist got
1. Franklin U.S equity
2. amchina a share
3. principle global technology or ta global technology
3. manulife india equity

please give me some comment about fund I select. any fund should I add to my watchlist?
thanks

initial is 15k for this 3 fund, after that will top up
I only can confirm I will not use this capital for next 5year.

Saudi-Russian breakup could collapse oil prices
Alliance that has propped up market for three years unravels at worst possible time
published : 7 Mar 2020

An alliance between Saudi Arabia and Russia that has helped to prop up world oil prices for the past three years has collapsed, threatening to send the market into freefall.
The breakup comes at a time when oil demand is already severely weakened by the economic of the coronavirus outbreak. Prices have already declined by more than 25% since the start of the year, with benchmark Brent crude trading around $45 a barrel on Friday.
If the Saudis and Russians start to pump more in an attempt to protect their market share, prices could fall to $30 or below, say energy industry analysts.

https://www.bangkokpost.com/world/1873704/s...apse-oil-prices

what will be the implication to the Eq markets?
if oil prices down....inflation will be lower?,
if inflation lower, interest rate has chance to go lower?

Plus Side to Low Oil Prices
While low oil prices have negatively affected the international economy, many forget that declining prices can lead to great long-term benefits.
In a recent Bloomberg article, BlackRock Inc. Chief Executive Officer Laurence D. Fink noted that low oil and gas prices will help both consumers and the global economy in the long run.
“The reality is 4 billion human beings are going to have cheaper energy, cheaper heating, they’re going to have more disposable income,” he said.
“And ultimately that’s going to re-accelerate the global economy.
It may take six months; it may take a year, but this is all good.”
https://www.cpvmfg.com/news/low-oil-prices-...world-business/

anyone apply the RSP into FSMone manage portfolio?
the RSP amount is fix monthly or can change to any amount monthly?

Gold doesn't pay any interest. As long as there are other safe assets that pay interest or other stuff, put it in there instead of all to gold--after all gold has risen a lot recently. Plus, I'm sure Europe, US and China are certainly going to take more action to try to prevent market from crashing.

Can somebody confirm this?

US 10-Yr Bond Yield: 0.4990% -0.2070% (-29.32%) from Yahoo! Finance

as per this earlier post....
then that means your invested money of 4 (100% invested) will most probably have its valued dropped too?
if the 25% is used to buy in at -20% drop, and if the markets rises 20%, will your portfolio is still be RED? 

why not

its not like im getting any lesser sleep or stress about it/whole adventure 

and of course, i dont think that the market will just up 20% especially during bull run.
so for the long run, it will not be just rm220

but for those who are getting nervous,breakdown,worry,unable to sleep,stress
better just DCA as per other members recommendation

Exactly!
Who knows if market rebound 40%,60%,80% and that won't be rm220 anymore.. haha
Well, UT imo is for the long run so why not.

The swing to the upside and downside are highly parallel (tho imo, downside will always swing more than upside)

Higher return will always associated with higher risk
if cannot stand seeing red,
FD all the way

Afaik, or at least during my search, highest FD 3.45% affin bank, max 100k

That's why previous reply with MuM

"That's why I still have not lump-sum yet
Probably next week, depending on situation"

Actually, if you do not agree with my view or feeling annoyed by it, you are welcome to ignore or put me in blacklisted.
Seriously, no hard feelings

Depends on situation because the market tend react to current situation sentiments
So whatever human do, it will have impact on the market trend especially during negative/bad sentiments/situation

And as of today, afaik, although USA already announced stimulation package/budget but trump administration decided to censor/withheld any information regarding covid19.
And imo, such action will make the market swing downwards more.
Anyhow, let's see tonight or Tomolo the dow Jones will down or up.

Well my take is worth it.
So why just see/assume only the 20% rise ie extra rm220. I don't think anyone here buy in fund believe it will up only 20% for long term holding.
It is possible to grow more than 110%, personally saw it, my dad's fund ROI after 10years but he did not DCA even during 2008. Lucky he did not panic lock in losses. But too bad he is the type
Buy UT for long term, buy liao no need monitor it. Ripe it after XX years and not even DCA.

With data and information, we can at least predict the direction of the market. Sure it's not 100% but it's helps increasing the accuracy.
And I did mentioned previously, based on the information I know as of now, the Dow Jones will bleed again tonight/Tomolo.

Let's see if I'm correct or not.

I don't blacklist ppl as well but I sometimes do forgotten to reply. Since as you know, I'm mostly reply on mobile hence the lack of emoticons lol, I tend to read and plan to reply later especially during busy day.

They look remarkably similar