If you do recall, these products where is deemed wholsesale fund or fund open only to "sophisticated / accreditated" investors comes with certain T&C. Among them, the targeted participant must have MYR 3M in networth and / or household combined earning of MYR400K p.a..

For these qualified participants, it is assume that they have the financial capacity to withstand these flucuation and liquidity risk.

Whenn one sees these products from a retail perspective; that is why you start to think like this and like that such as; about DCA lar, about risk lar etc.

Interested participants should comprehend that these wholesale products are not targeting retail participants.

As such, come friend ... lai lai... let's play together-gether at the kiddie pool. Kiddie pool is nice, is safe and yet one can still enjoy the nice cool water.

Xuzen

This post has been edited by xuzen: Feb 26 2017, 12:41 PM

I have absolute no idea what you "batangs" are talking about. Puchongnite, Pink Spider & Avangelice, go watch Baywatch or something. Don't disturb serious talk here.....

Xuzen

OIC! OIC!

I have always wondered why there are people in the FSM thread who can afford or qualify to buy wholesale unit trust fund (qualify as accredited / sophisticated status) and yet still insist to play around at the kiddie pool. Now, at least I can understand in a small way reason for this.

But sahabat penjaga van, what if it is a closed ended fund that offers capital guaranteed return or fixed return fund like bonds closed ended fund leh? Would you change your mind?

Xuzen

I kay poh chee a bit and "accidentally" click K****NG wor

Ah! Closed ended fund with lock in period negate one's option to perform the "Pony Express™ strategy". Got it!

Xuzen

Because I am awesome and you are not


Jokes aside good sister, I think forum participants will be more vigilant about these wholesale fund when those who have been aggrieved by it come forward and share their stories for educational / academic purpose.

Xuzen

Sahabat Penjaga Van,

Do not be disheartened. I, too, have attended the prelaunch seminar for the fund stated by you, organized by RHB. Let me recap some of the salient / selling points to you.

Do take note that these private equity funds behave very differently from your regular run of the mill index hugging collective investment scheme aka unit trust or mutual fund.

How is it different?

If you do recall from their presentation before, the benefit of these fund is that they are very poorly correlated with other index and their targeted return is around 15% annualized return. These type of funds need some incubation period and the main return will come towards the end, when their assets comes into maturity, that is, the seed company that the fund manager selected goes for IPO. That is when you see your gain coming in.

In the mean time, stay put, continue to grumble and scold the fund manager, if that helps you release steam....

Beginning is bitter; end is sweet.

Xuzen

p/s a 15% annualized return will turn the MYR 100K into MYR 201,136.00 in five years time. Hold till it mature.

This post has been edited by xuzen: Feb 27 2017, 04:27 PM

---- deleted ---- bad joke! I know... sorry.

This post has been edited by xuzen: Feb 27 2017, 04:43 PM

No Selina fund = no fun!

Unit Trust Fund tipu olang punya!



Xuzen

Esther UTF is non-shariah compliant lar! hence different category!

Esther fund


Amdynamic fund




This post has been edited by xuzen: Feb 28 2017, 03:02 PM

**** Shhhh! I dun trust Lipper-Thompson****

Psst psst... FSM, gua caya sama lu punya recommended list more.

Morningstar pun ok wan.

Que sera sera, whatever will be, will be;
The future's not ours to see;
Que sera sera, whatever will be, will be.

I shall:

Continue to skim profit from Uncle Sam,

Continue to Selinalize my port,

Add a little more hnggh into RHB EMB!



Xuzen

This post has been edited by xuzen: Mar 1 2017, 01:56 PM

Paiseh! Paiseh! But which fund is High Yield Bond fund ar?

Algozen™ determines that 10% be allocated to US exposure, so I am using DCA method to skim the excess from US exposure until she remains at 10%.

Due to the recent US gain, the % of US port has exceeded 10%.

With regards to point two, the answer is yes.

Xuzen

Padan muka kau! KWSP no give face to Manulife Reits!

This post has been edited by xuzen: Mar 1 2017, 02:32 PM

No wonder all these High Yield Bond fund not appear under Algozen™ radar. They all have less than three years historical data.

My Algozen™ auto reject UTF that have less than three years historical data.

Xuzen

Algozen™ culled her data input from FSM MY mah... not FSM SG. That is why it auto reject HY Bond fund lor!

Want me to upgrade to Algozen™ version four?

But but but Version three is serving me well wor.... past two months busy collecting ka-ching, ka-ching!

Xuzen

Went dark? What do you mean? MLM, Gold scheme, forex lol scheme?

Change your avatar back to the Kawaii jap gurl , and perhaps friend Avangelice will remember you better!

This post has been edited by xuzen: Mar 1 2017, 04:34 PM

Yeah, it's number doesn't look good. What the hell is FSM marketing team thinking?

Xuzen