QUOTE(sl3ge @ Sep 11 2021, 01:25 PM)
Hi guys,
May i know why seems more people using fsm, compare to philip mutual which seldom people discuss there?
philip mutual often got 0%, where as fsm need 2% service charge?
Thanks
2% is so that FSM can make money and stay in business
QUOTE(wongmunkeong @ Sep 11 2021, 02:13 PM)
for me, i prefer FSM over eMutual Funds from Philip mutuals, even if FSM charges me 0.5% - 1.5% one-off bcoz:
1. website usability & usefulness
2. customer service & response
3. shares & world ETFs available too - all in one, ease. now if only they allow foreign stocks too heheh then maybe bye bye HLiB / HLeB.
that's just personal preferences - i dont like painful websites & phone apps

You can trade NYSE, BATS and HKSE stocks and ETFs through FSM for already a month ago
QUOTE(Red_rustyjelly @ Sep 11 2021, 06:31 PM)
at the beginner level, I was looking at forums, social media groups, friends.
At a later stage, I start to realize News like recently China imposing game regulations that will be the biggest threat for Tencent group.
Or previously China scrutinize Alibaba Jack ma, but that was long ago. All this news is the key point to determine when is the best time to buy for me.
If I want to buy Malaysian small cap, i will look at the direction of Malaysian situation. Like when they will re-open parliament. or when is the MCO relaxation, which means business come back.
I am also constantly looking at health funds, like United Global Healthcare Fund, because the world now in Pandemic, health sector will boost.
I can be wrong. I am still learning.
You better off buying ETFs like XLY for healthcare where it will consists of weightage of healthcare companies against Healthcare index from JnJ to Hillrom
Another one if you are intonations genomics ARKG ETFs but’s however it is a risky one they are buying into future of companies doing healthcare innovation and breakthroughs