half of the money of that portfolio invested less than 3 years. as i said unit trust investment is long term so i just leave it there. But, of course i still monitoring this portfolio & and i know what he is doing (cause this agent same company as mine)

my dad also invested quite a lot with him (starting date exactly same of mine), and IRR come to 5% + in the beginning of this year, but after recent dips, IRR also left 2% i guess.

maybe one of the fund during the beginning period that he chose is underperformed.

just check my excel , 75% of the money of the portfolio invested less than 3 years. so i still give him few years time to do his job. my target IRR is 8%.

and yes, my dad still doing DCA RM 1000 with him, but if he got extra money, it will goes to me now cause i am agent

no do any data for that , sadly , but i rmb clearly at the beginning of this year , IRR goes up to 4% +-

relax bro , i not sure of ur age & the amount of lump sum but i still prefer monthly DCA , most importantly it will grow ur portfolio

and of course VCA works too , if only the fund dropped 20% or more

come on bro , IRR 11% + not little oredi

welcome ~ happy investing !

near to 1000 counters in bursa malaysia drop. time to in guys, be in stock market or unit trust.

dun be panic , continue DCA, buy when it is low, there is one fund in my portfolio dropped 22% and still counting hahah, just relax

invest with the extra money u have, dun be too worried about the short term dips, market wont up forever and also wont down forever. if u invest long term (3-5 years), what i can guarantee is u will NEVER lose money, the worst situation is only the annualized return of ur portfolio is less than 3% (in another word, you put FD also better).

just imagine who are invest in stock market right now, i think most of them already loss 10-30% or more for this year.

of course you can choose to time the market and invest when the market is rebound, everyone is different, just choose the way u are comfortable with.

just relax and let the fund manager do their job.

ohh sorry , forgot to add on, i still plan to invest some into stock market in this moment , but dun have much knowledge on it, so now still reading annual/quarter report of some of my targeted company.

fund invested in malaysia market expected drop at least 3-5% today

stopped DCA already for my investment in FSM, cause i am unit trust advisor right now. So i invest to my own company's fund.

everyone method different, just choose the way you are comfortable with. as long as we got the return we want at the end

too much funds for me (but need depends on your total invested amount also, if few hundred k then is fine , if less than 100k i guess is too much)

if u lump sump invest on may 2013 till now, i guess u need change the way u choose fund cause less than 6% IRR is quite not okay for me (its another story if u got continuously top up during this few years)

tencent quarter report under expectation , and HS index future drop below 27k level , for who hold greater china fund, time to in more?

for those who are panic at the moment , don't be panic, just relax and DCA

in my case, i stopped DCA end of Jan (which is the peak of the bull run since last year), and my current portfolio looks like this

i stopped DCA because i registered as unit trust agent beginning of this year, so all my money DCA to that company

currently holding 7.6k in CMF (entitled 0% sales charge until 30th October), was thinking should i invest or keep the cash at the moment (was thinking keep some cash for stock market).

any discussion are welcome.


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for me, if KGF is the only malaysia equity fund in your portfolio, i would suggest hold or switch to another malaysia equity fund that you think got more potential to reach higher return.

do note that KGF fund size is around 1.5 billions which they need allocate most of the money to big cap / blue chips (as fund got regulations to invest at least ~70% of money to equity).

when fund invest to blue chips, you cant expect too good return than other fund that has relatively smaller fund size.

anyway, i personal still holding KGF & KAF vision fund which both still in negative return (around 20% of my portfolio). i have strong confidence in Malaysia.

do check their fund fact sheet, top 5 holdings got four is big cap, another one, Yinson Holding i am not sure.

also, they are using KLCI index as their benchmark.

i am assuming their fund size is over big and that's why they "forced" to allocate some to big cap.

perhaps can consider their son (Kenanga Growth Fund - 2) which is also managed by same fund manager.

steadily 14% annualized return in the past 10 years and currently in low interest environment. hmm.. good luck

Portfolio Age : 2 Years 7 Months
Current IRR : 2.5%
Equity 64% Fixed Income 36%
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If China Index Drop More Than 5% Next Monday (A50 Futures Already Dropped 7% +-), Do Consider Deploy Some of Your $$ In China Fund (Not Greater China).

This post has been edited by walkman660: Jan 30 2020, 07:09 PM