Sorry I dont quite get what you meant. The CS told me the beneficiary account is just for beneficiary purpose. It does not have login/password, and cannot buy/sell UT on its own.

The answers from CS is kinda 

To all the sifus. What i want to do is simple. I just want my wife to be the beneficiary of my investment if anything happens to me. Additionally, my wife also want to do some investment of her own.
So what shall I do? Open a beneficiary account for her and another main account for buy/sell UT??

Hard to say as 1mdb missed the payment. Whether they can meet the dateline within the 5 given days, is of most important.

If they miss, it will be first time malaysia defaulted on payment. Expect rating cut and RM to plunge.

If payment made, well business as usual, expect higher GST.

If answer is yes, where can I find today's NAV?

looks like Kenanga Growth fund's NAV can get today's pricing at its website wor....

FSM Link

It says:

"Most of the unit trusts in Malaysia are priced based on "forward pricing". This means that if you transact today, you will get the fund’s value as of the closing price of the market today. However, you will know the price in two working days

The price that you could see in the website is the so-called 'indicative price'. This is usually the price of the fund two working days ago. This indicative price is NOT the actual transaction price of the fund that you are buying or selling.

Generally, the fund manager requires approximately two business days to consolidate and derive a unit price for the funds. These prices are further valued independently by the fund's trustees. Therefore, the dealing price will be made known to the public two business days after the transaction date. Once we obtained the price, an email notification will be sent to you."