Capital preserved wor, why your heart can't take it ?

I think they are doing the MAPS soon in malaysia.

We are moving towards similar business model as our counterpart down south with all the recent offering.

Which potentially translate to platform fees soon

Can't wait for the day when MAPS does come to fsm malaysia and people here will be going

" my portfolio manager says i need to overhaul my port ,remove this fund but all the sifu here is saying invest in this fund. what do I do? "

interesting times ahead.

Good timing. I been noticing my manulife US dragging my portfolio and I am thinking of doing a intra fund house switch to manulife India but doing so would place my allocation into India near 20%.

still putting my pillow high and thinking if to go at it or not.

Diversify
Don't chase after the currently hot ROIs
Keep your "pre-planned allocation & diversified" allocations
Every dog will have its days and its place in the garden
IF shifted 10% of the portfolio value that had been allocated to Trump to Modi, if Modi's NAVs keeps going up by another 10%,...you will just add 1% more to the portfolio's ROI...if calculated in IRR.....lesser % number lor
Lesser portfolio's and IRR's % numbers will make me less inclined to moves, but if looking at the numerical value gain/loss of "a" fund ........ just MOVE it if that is what you think, will make you "HAPPIER". After all it is just money and isn't it, trying to make oneself happier is part of the over goal of investing?.

I don't​ understand what u mean by getting 30% agent fees back from MCIS. Do you mind explaining to me?

If we subscribe to the new FSM Managed Portfolio, do we still have to pay sale charges when FSM help us to purchase equities funds?  :confused:

This is what I understand too. It doesn't make sense that you have no control on what they buy and yet they charge you for each fund. But for every subsequent top up of say rm1000, do we pay the subscription fee of 1.25% (assuming aggresive port) of the RM1000 again?

Hi Avangelice, if i remember correctly, you mentioned that you switch RHB AIF to RHB EMB with a switching fees of RM25.
RHB EMB is a bond fund with 0% sales charge.
If that's the case, will it be better if i just sell my RHB AIF, and purchase RHB EMB with 0% sales charge?
Or is there any other charges incur which i'm not aware?

Appreciate your advice on this

Not sure here is the right place to ask... Any one bought standalone medical insurance from "fundsupermart"? Really... 30% rebate?

Thank you for your input sifus. I think I will consider managed portfolio for the time being, as I have little knowledge in asset allocation, product selection, and periodic rebalancing. Maybe once I have more knowledge and confidence, I can manage portfolios by my self.

Seriously why cant FSM have a built in IRR calculator in their website??

wah Lao what happened to Amasia

thinking of AMREIT > AMBOND > CMF > Manulife India > Manulife Asia Pac Reits.

yes, long process, but got ninja credit + Lower SC
got 2 weeks to do  Ambond > CMF > India

you have AmReits too?

AMreit > Ambond > India, will get credit point?
India > Reit will save on SC

He is saying Amreit->Ambond->manulife bond->Manulife reit.

Are we allowed to leverage in UT? new things for me 

All funds basically you need to put in min then only can start RSP. Once RSP is started, you can stop it anytime. For me I never use RSP so I cannot tell you to start or stop it. I topup when I like.

When i share my experience n style. Many attack and say its wrong, and may mislead others.

So i challenge the sifu to recommend a portfolio and see how it performs over 1 year period.

And they say oh, why so serious, juz fk off, we r here to talk cock only.

Wow.