yup, that's not DCA.
i've not been doing DCA since i've hit my asset allocation (+/- 20% from planned) - i've been value-fishing heheh

just sharing coz IMHO it's best to be clear to oneself what one is planning Vs doing

depends - which VCA method U using

there's a VCA which is similar to DCA in the sense of die die - every 3, 4, 6, x months - U will execute, no matter what (https://www.amazon.com/Value-Averaging-Strategy-Investment-Returns/dp/0470049774)
only the amount depends on the held value VS expected value (with returns and new investments as per last invested)
thus, this is executed non-optional like DCA AND the value is also non-optional - ie. program-based, on expected amount (committed+expected growth) VS value held.

i started with DCA, then migrated to VCA and now pure value hunting OR (if nothing of value for long time) rebalancing based on Asset Allocation.
i'd just DCA only
unless
i'm already in the Asset Allocation mindset.
If so, i'll ADD value purchases - ie. DCA jalan automatically and on/off i'd just buy extra with cash or EPF (sai lang / all in!! joking! heheh)
this extra is because i'd see:
a. There's worthwhile lelong
OR
b. my savings / FI held is waaaaaay too high a % vs other asset categories, thus forced rebalance triggered

isn't it when opportunity comes, your asset in your stocks also plummeted?
if you cash out your stocks, would it be losses during that opportunity time?
what stocks do you buy and hold that are not related to the mkt opportunity that you would like to dump more?

oh, you lock in the profits from stock trading during the good days
and these profits will then be transferred to high yield FD a/c....
then the money from this high yield a/c would be used to buy investment during opportunity time...
hope I am right about your move.

can share what is the Ratio of investment money Vs the money now inside the high yield a/c?

Including the normal DCA routine that you do.....
what is the growth rate of new money added into the investment VERSUS the growth rate of money (from locking profits) in the High Yield a/c?
(ex: DCA RM1k PM x 12 mths) into investment versus RM1200 pa of locked profit into high yield a/c.....that would be 10:1)

so end up...the amount you put into investment is much more than the amount you lock in profit from stock trading that you put into high yield a/c.

so will it end up...if the opportunity come, the amount you take out form the high yield a/c to buy at the opportunity time will be a lot less than the amount you lost during that time.

Do you have FI UT funds in your portfolio?
how many % of it?

bcos, there are previously mentioned by forummers that they will use the their FI UT as a war chest, moving to EQ when the opportunity come.
move back to FI when it is over

probably continue dropping until next week

even after trump address the public and ''reassuring'' that nothing to be fear but the selloff continues. i did watch abit of the live conference, trump did not seems like taking the threat/crisis seriously and still able to take a jab on their opposition. imo, what they are doing to contain and preventing is just not enough.

as for now, my game is just continue collecting more bullet and keep an eye on us news.
my prediction the dow jones will touch 24k point if serious measure/action/plan not executed by US

I bought moderately aggressive

I also bought aggressive, end 2018. Occasional top-up.
Early this year decided to sell off some of them, lucky i guess.

Been dropping these past days, right now around -6%.

since now have promo.
did u sell and rebuy so can get 0% subscripetion fee?

YES, Sell off ALL before the fall, then wait for DCA is definitely much
having a BIG war chest and prevented to lost of money before the fall.
better then the below one....
as mentioned before, stopping DCA does not help much if a BIG portion of the money are invested and had been subjected to the fall
do you have other better alternative for your portfolio?

that means 1:4 ratio between war chest and invested?
that means this 1 (25% war chest) will be used to buy in again when and if the fund dropped to -20% from the high?

as per this earlier post....
then that means your invested money of 4 (100% invested) will most probably have its valued dropped too?
if the 25% is used to buy in at -20% drop, and if the markets rises 20%, will your portfolio is still be RED? 

1:4 ratio between war chest and invested amount

deploy bullet after drops of 20% and profit/loss after 20% rise
10 000 - 1.5%SC = 9850 + 20% rises = 11 820 , profit 11 820-10 000 = 1820

Invested amount before 20% drops and profit/loss after 20% rise from low
40 000 - 20% drops = 32 000 + 20% rise = 38 400 , lost 1600 (40 000 - 38 400)

thus profits of RM 220 for the whole adventure ??

YES, why NOT,
up to you to decide,....
you are to only one that can decide if putting down extra 10 000 to TRY to make 220.....is worth it or not
for it could be a long WAIT, it could also be a further drops, but who knows how it goes...
thus you are justify to say why NOT.

your money and your call....

for some others, to try to make RM220, they may just think it is better to put in this 10 000 in a 7.5 months FD without all the risk and have to wait until don't know when can go up to +20%
(10000 x 3.5% pa = RM 350/12 = 29.20 x 7.5 mths = 218)

"Well, UT imo is for the long run so why not.
The swing to the upside and downside are highly parallel (tho imo, downside will always swing more than upside)"

with that, why have to time the markets by have to wait -20%?
if can wait -20, why not wait -30% or 40% etc etc.?

why must depends on the situation when ""Well, UT imo is for the long run so why not."?

my BAD, it is your money and your call..... 

no, I would not do that,
this forum is where we share out views, some agrees at times, some agrees all the times, some don't agrees at times, some agrees all the times, some don't give a shits, etc etc.
mine is just on mathematically is to show the gain value while to wait for drops, buy a small portion and hope for the rise while a big chuck of our investment are being catch in the drops.....
there is no mentions of you are wrong as the final decision is still yours, for it is your money and your call....for in EQ investment, one does not know how it goes tomorrow.

btw, thanks for telling the latest FD rate..."Afaik, or at least during my search, highest FD 3.45% affin bank, max 100k"
made a calculation again....0.1% variance of 10 000 is RM 10 pa....

seriously, would you do that on me?
"if you do not agree with my view or feeling annoyed by it, you are welcome to ignore or put me in blacklisted."
Seriously, no hard feelings if YES too.