RHB AIF distribution , start to kaw -peh , kaw -bu , end of this month . I am sure by end of this month , the distribution will be in .

Xuzen

Many of the favourite unit trust funds that are spoken here are also not part of Fundsupermart's recommended list.

Examples:

I ) Selina Reits

II ) TA GTF

III) Manulife India

IV ) Esther Bond

And yet still make money lar !

Xuzen

This post has been edited by xuzen: May 18 2017, 05:00 PM

TA GTF has given close to 35% ROI in one year. Apa lagi lu mau?

I entered this UTF in 2016 early of the third quarter. My gain is around 30% plus minus thereabout.

I made the decision to enter this UTF to ride on the USD / MYR forex play and it was a good bet, not because of US fundamentals.

Now, if I ask myself, has the USD / MYR made a strong reversal yet? I mean sustainable reversal of trend yet? Not likely.

But having said that, I have been actively skimming profit from my US exposure since beginning of the year. Why do I take profit? Simple, the TA GTF has increased so much, it has exceeded my target allocation for it.

Xuzen.

lu betul betul mau spoon feeding hor?

Just did a quick review of my port:

Up to mid-month already another small four figure gain. Helped by Esther Bond & TA-GTF.

Xuzen

Stock - market , property , gold all susah cari makan liao... now try luck with UTF!

MLM too many people buat , also susah cari makan ... now try luck with UTF !

Money - game nowadays kena sapu by Polis , hence also susah cari makan also.... now try luck with UTF!

Xuzen

This post has been edited by xuzen: May 20 2017, 03:56 PM

Interpac Dana Safi and Interpac Dynamic prior to hiring the new FM, is hardly heard off. It is as though nobody knew it existed. Then suddenly, the RHB FM left , went there and voila! Interpac UTF became super duper hot.


I suggest you take a look at the past performance of RHB Smart Series to get an idea of how Interpac UTF will perform since the FM is formerly from RHB Smart Series. As off now, FSM website is down, so I cannot check the past performance of RHB Smart Series. However, RHB Smart Series is never in Algozen™ radar, hence my guess, it a nothing to shout UTF, if strictly based on past performance.

Xuzen

Hello friend Pink Spider I-m-pinkie,

If you read their prospectus, KGF has mandate to invest in Malaysia stock market with unconstrained selection. That means they can buy large cap, index linked counter, small cap and mid cap. If they want, they can also go ACE counter. With such versatile mandate and coupled with a good Fund Manager, it is not surprisingly KGF is the darling of the Malaysia focused UTF.

KMI on the other hand states in their prospectus their trust deed is to invest in Malaysian counter with global reach. To my interpretation, it appears to be targeting the large cap or index linked counters. By this virtue, this UTF is already limiting itself to only a segment of the whole KLSE. If large cap is what you think will fit into your portfolio, then one may consider buying directly into ETF Malaysia e.g., FTSE BURSA MALAYSIA KLCI ETF (0820EA).

Now, I will talk about performance. Both KGF and KMI have about the same type of volatility but KGF has better return historically. Hence, given that both offers the same level of risk, then a rationale investor should choose the one which gives a better rate of return. Understand boh?

Xuzen

Strange isn't it, there are folks who participate in some unit trust fund managed by a GLC company that do not subscribe to the FRS (Financial Reporting Standard) to the tune of a couple of hundred of thousand ringgit and yet they do not question about their FAQ legality....

These folks should be given an A plus plus for loyalty to king and country ! Fide ut Regina et Patriam !

Xuzen

This post has been edited by xuzen: May 22 2017, 10:12 PM

Your statement is also true , the style described by Avangelice is also true. Both of you are correct.

Crystal ball is working in the background. She has not been giving advise because the fundamental have not change much. The advise is similar one year ago and now.

Xuzen

This post has been edited by xuzen: May 22 2017, 10:11 PM

Can retire liao...

Xuzen

If you all go for zero platform fees, then this thread will be very quiet, almost like a ghost town.... liao.

Xuzen

Paiseh, paiseh me know not SH1T abt Monte-Carlo simulation, only know Genting stimulation

But but but.... sistah! Somehow Algozen™ aka crystal ball also churn out a balanced type port. Recall she always go for mid-risky UTF...

Xuzen

p/s Speaking of Crystal Ball, since got people request, I'll get off my lazy arse and do some stimulation simulation of my own.

This post has been edited by xuzen: May 26 2017, 11:47 AM

Algozen™ speaketh; listen well...

I tried putting in various UTF(s) into Algozen™ and letting her run the numbers. Maximum per simulation run is ten UTFs. Anything more, is limited by the correlation coefficient parameters.

The criteria for selecting UTFs for simulations are:

1) Good risk to reward ratio among peers
2) They must have poor correlation among each other (meaning must be well diversified)
3) Good rating from FSM or other rating agencies such as morning star, lipper etc.

Some of the UTFs I used to run the simulation are:

KGF representing home ground

TA GTF, Manulife US & CIMB Titan representing US

CIMB Greater China & Eastspring Dinasti representing Greater China

Esther Bond, RHB ATR & RHB EMB representing bonds

Manulife India

TA Europe

If I do not put those into the simulation it means those UTFs do not satisfy the above three criteria.

After running multiple scenarios (I think Dasecret gave it a fanciful name: Monte - Carlo simulation), Algozen™ came out with the best scenario that is:

TA-GTF @ 25%
India @ 10%
AMReits @ 25%
Ester bond @ 40%

This will give a ROI of 12 to 13% with a risk to reward ratio greater than two. This port is moderate with bias towards some aggressiveness. If you want to be more aggressive, reduce Esther Bond by ten percent and increase by proportion into the other. This port is scalable.

Take note that Algozen™ is very focused, she doesn't play Pokémon Go style. The above four are very well diversified and quite optimized in terms of risk to reward.

Xuzen

This post has been edited by xuzen: May 27 2017, 10:58 AM

Boh Hiew , boh chap local. Going for dan lain - lain.

I bet I am giving auntie Dasecret a hard - on by talking Monte - Carlo with her .

Xuzen

p / s : I have also perform simulation with Ponzi two and RHB AIF as well. Forget to include in my above write up earlier . Sorry .

This post has been edited by xuzen: May 27 2017, 04:08 PM

Dasecret,


I was just jesting with you. I am no good with actual Monte - Carlo. However, I did use various UTFs and various Correlation - Coefficient to run multiple scenarios. Thereafter I chose the most optimal risk to reward portfolio. The most tedious part for my Algozen™ is data entry.

RHB AIF and Ponzi 2 both have very high correlation to AMReits and ManuReits, both at above 90% correlated. When two or more UTFs are highly correlated, it would be wise to choose the one which offer the better risk to reward ratio. With regards to ManuReits and AMReits, these two are very similar in terms of risk adjusted performance, that is to say, ManuReits give better return but it comes with greater volatility as compared to AMReits. In the end, I decided to go with AMReits because it has lower volatility (more stable) and let my India and TA-GTF act as the alpha - maker (forward striker in football parlance)

However, if one wishes to substitute ManuReits with AmReits, it is perfectly OK as both Manu and AMReits have around 95% correlation. If one looking at individual UTF, then one will say ManuReits make sense as it return is better. But when one is constructing a portfolio, many other parameters comes into play.

Xuzen.

This post has been edited by xuzen: May 29 2017, 02:48 PM

D1U! This type of question go and ask Jennifer or Hui Ching lar! Why ask me? Give you chance to go ask leng-luis. If not, click on Manulife website and check the price yourself lor... like this also want to ask N!4M4H!

That is why hor, if we do not research, our common - sense can be not so common wan....

I love you , I love you , I love you

Xuzen

P/s Time to go play my toy. I'll be busy for a week or so.... stay tuned.

This post has been edited by xuzen: May 29 2017, 08:12 PM

Algozen™ version four in the works... stay tuned.

Xuzen

who ask you to think three think four?

Sudah lambat, bas sudah pegi.....

Never mind, there is always Algozen™ soon to be launched version four; free of charge managed account made by amateur for amateur.

Xuzen

This post has been edited by xuzen: May 29 2017, 09:48 PM