I think many believes you will have a better and faster chances of recovering that losses by switching and investing in US focused funds instead of holding that ARK fund or change to KAF core income fund

Try use the Fund Selector to filter out?
But becareful, since you already had those 2 funds, ...it will make your portfolio biased on 1 side if you keep looking for more US focused funds

It is good to hv some diversification, just hope that the forex appreciation part plus the coupon rate of it are beneficial in having that bond fund.

I remembered someone posted recently regarding
https://www.fsmone.com.my/funds/tools/facts...d?fund=MYARFSTF

Just not sure which is better if compared with includes the forex exchanges




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How much % of your equity investment portfolio are in China currently?

With just <14% of your investment in China out of your total investment, ...I think it is still okay to keep it for a diversified portfolio
Anyway, it is still up to you to decide on your actual comfort level to set your own % of allocation to Greater China.


This post has been edited by MUM: Apr 16 2024, 01:48 PM

Usually and normally, ...
The performance of UT funds are based on bid to bid price (NAV to NAV) with dividend reinvested option.
Thus all the annual fees charges incurred by that fund had be included in the fund performance calculations

Usually and normally,
For feeder ut funds that invested in target funds, ...
There are no double charge of annual fees.
Read its Prospectus for the details


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For people with just abt 200k in investment, if diversified just 10% of that 200k into a products that may have higher cost of 0.5% pa.
It may have reduced his profits by just 100 pa.

I think For people with that scenario and does not want the trouble or inconvenience to open this or that, they can accepts the loss of that 100 pa. They maybe happy with what they are doing. Furthermore 100 less out of 200k diversified investment is not much.


This post has been edited by MUM: Apr 18 2024, 04:21 PM

Does not relates direct to your situation, as your is opt out and mine in opt in.
Many years ago, when I opt to transfer my PRS funds from other fund houses to FSM , .....I think it took abt a month or 2 to fully complete too

While waiting for his response,
My wild guess,
Could it be due to the saving?
Will there be transaction cost incurred to liquidate and buy it again?
Will there be forex exchange related cost when having that currency converted during inbound and outbound again?

I think what forumer "guanteik" posted earlier is not refering to transfer out of unit trust fund purchased and held in FSM platform.



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How much is this fund (with the current value), now stands in your whole ut portfolio?

I mean this fund is now with the current value is how many % of your portfolio?
Do you hv any more thus type of highly focused fund in your ut portfolio?

15k initial, now is balance 6750 (after -55% losses).

6750 out of 100k portfolio is abt 6.75%.

If there is no more highly focused sectorial or country specific fund in my portfolio, I will just keep this 6.75% fund in my portfolio as my risk appetite still allows it.

Sorry did not answer your question.

Just want to share some good memories...
I recalled many many years ago, forummers Idyllrain and polarzbearz created and shared excelspread sheets that can pull data from FSM MY.
It can compute individually selected ut to show its IRR, the portfolio performance and its IRR too.
In colorful charts and displayed the latest data automatically once user inputted his desired ut into the spreadsheet.
They even shared improvement patches for some time.
Frequent users would use it to share and compare their portfolio monthly here.

and honsiong did shared how to get PRS data from Bloomberg for use in excel.

It had been years, since those selfishless sifus last came here ..

Those were some of the good times in this thread and good times in UT investment before the coming of ETFs

You don't get see it or feel it "deducted".
It was already reflected in the daily NAV computations


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That article you saw was from FSMone My or FSMone Sg?

Depends on what fund of the same mandate you want to compare
Depends on what time duration you want to compare

Can try this, to see these past performance data and judge for ypurself.

Just a little note, past performance are not an indicator of a sure continued to be future performance results

https://www.ppa.my/wp-content/uploads/2024/...-PRS-Funds2.pdf

I think, just think.
The performance should be calculated based on NAV to NAV over a specific time frame.
Compensated and recomputed if there are dividend distribution.
Sales charges are not included but All others charges incurred by the fund are already taken cared of during the daily NAV calculation

Deleted, ...double posting

This post has been edited by MUM: Dec 20 2024, 01:34 AM