wow.....
in just 1 day...my port +0.82% ....
hope you guys are doing great too.....

Prelude to a great fall??

drop no tell-lah...
this month will have a few funds having distribution which will "screw" my tracking for awhile...

my IRR had been impotent


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started Jan 2017 with approximately as attached

now latest action
reduced
Ponzi 1.0 to 12%.......reducing again in Jan...moving it out to Ponzi 2.0 if the BAD trends still persist by June 2018
EMBF to 10%

increased AHSBF to 10%
EIGL 10%

removed
india
Amreits 9%
EISC

got
Manulife reits 15%....>>5% moveable to India and back to reits
Nikko 6%

now in process of changing to the 2018 port

This post has been edited by yklooi: Nov 3 2017, 01:22 PM


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yes....
i guess they wanted to practice (doing it to the Managed port) what they recommended or vice versa....

If and when that happens.....i wish FSM would separate the portfolio risk classes into EPF and non EPF types. For i does not want my portfolio to be confined into buying EPF approved UT funds only

I am keeping it too for port diversification purposes

must have held heavy on some of the funds as listed?
even recommended funds are not spared
I just got 10% on 1 of the fund on that list and my port lost 0.8 in 1 week (maybe due to other funds accumulations too)

what you gonna top up and at what extra % to be added into that fund?

what you gonna top up and at what % to be added into that fund?

no right or wrong...just that if you are gonna do this top up everytime there are some 2~3% lowered nav...just make that you have enough money in CMF,.....else these top up will be ineffective to make a dent in the portfolio ROI for these little price correction is very frequent (sometimes few times a year) and you must be quick to do it......sometimes just within a few days it will bounce back....and sometimes it won't for another few months......lagi worst is after topping up that fund continued to slide down some more %




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maybe because of this?
https://www.google.com.my/search?rls=com.mi...1.0.ny02pWPk0f8

i don't think there is panic in their conversations....
i looks more like ranting and grumblings......

i think it is healthy to grumble abit for it make one realize how venerable one is emotionally to the market up and down.....thus hopefully one will reorganize one's portfolio accordingly in the near term

i think, the panic will come when no one grumble but just sell without telling anyone.....

just a note....sometimes i noticed (based on index falls) for some funds especially foreign funds....
the price you see today after 5pm is based on 2 days ago
ex....India index fall 2% 1 Nov.........on 3 Nov the Nav will drops....

btw, why do you want to buy based on yesterday's price?
you can get today's market closing price and it will be reflected in today's NAV after 6pm..by buying some local funds

click on FUNDS INFO/FUND PRICE?

just a note again...at times it will takes a month of drops to hit bottom (check end July til end Aug 2016 ..> 10% drop)
see the chart...there is this fund that dropped and dropped for months since Jan 2016..
......thus your 3~4 days of drop is not enough leh...
but i guess you can try it...for who knows how long and how severe the drops is gonna be...

btw,...if you want to look for trends....you may be interested to see this too....
FUNDS RANKED ACCORDING TO RETURNS (LOWEST)
https://www.fundsupermart.com.my/main/fundi...orst_Funds.svdo

This post has been edited by yklooi: Nov 16 2017, 01:03 PM


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just got a mail....
8 Dec 2017 meeting for resolution...
to change Affinhwang Select Asia (ex Japan) Quantum fund objective to
"The fund seeks to achieve capital appreciation over the medium to long term by investing in Asia ex japan equities"
and
"To approve the FM to issue a new classes of units to be denominated in USD, SGD, AUD and GBP".

So the mandate will be wider and no more just small and mid cap opportunities within the region?.....
Will it be the same as Affinhwang Select Asia (ex Japan) Opportunity fund?

This post has been edited by yklooi: Nov 16 2017, 07:56 PM


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"the markets can be irrational longer than your holding power"



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Ever wonder n do a rough simulation using data from asia fincncial crisis to see how much your net worth based on equities investing will be down by % ?
Also during that time.....house prices will also drop.
Wongmungkeong just mentioned something like diversification not just based on equities....
But i guess with yr qualification and income....you can do not need to touch those money and can still ride thru it

This post has been edited by yklooi: Nov 17 2017, 04:21 PM

China shares slide on sweeping asset management rules

SHANGHAI: China stocks fell sharply on Monday and were heading for their biggest daily loss in three months after Beijing set sweeping new guidelines to regulate asset management products, which analysts said will dampen investors' appetite for riskier assets.

Read more at http://www.thestar.com.my/business/busines...0YL3IyULwxmF.99

bcos this is a govt policy change, it looks more like sound instead of noise to some that are heavier in china.....

This post has been edited by yklooi: Nov 20 2017, 01:12 PM

guess you are right.....
in the meantime will do this "ohm" chant....
even thou....
"“The new guideline is not the last shoe to drop, or the last piece of bad news,” Li Huiyong, an economist at Shenwan Hongyuan Securities said. “The era of tough financial supervision has just begun.”

will see how and if FSM relocates....

ending 29 Nov....
on MOM basis, my port dropped 1% where else my Moderately Aggressive managed port dropped 1.5%
BUT,....between Aug and Sept....my DIY port dropped 1.0% where else the Managed port +0.5%
just switched out all my RHBEMF to EI Global Target Income fd (at app. 6.5% of port allocation)

This post has been edited by yklooi: Dec 3 2017, 10:29 AM


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